ZKB Access vs AbaCliK 3
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZKB Access
Securely access your online banking with this app. New users can complete identification from home or a branch. Enjoy flexibility and enhanced security through a two-channel login process.
- Secure eBanking login
- New customer identification
- ID scan and video selfie
- Smartphone and tablet support
- Two-channel security
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With the ZKB Access App, you can easily and securely log in to the digital Banking of Zürcher Kantonalbank. New customers can also identify themselves from home or in one of our branches. Advantages of the ZKB Access App: - High flexibility by using your smartphone or tablet - Easy identification with ID scan and video selfie for new customers - High security due to the separation into two channels (smartphone and eBanking) For more information, visit www.zkb.ch/access-faq
AbaCliK 3
Automate and simplify expense tracking, absence management, and time recording with AI-powered document scanning and character recognition. Seamlessly integrate with ERP and cloud business software for efficient financial processes.
- AI-powered expense automation
- Document scanning with OCR
- Absence and time recording
- Integration with ERP software
- Cloud business software connectivity
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App for expenses, absences, time recording and more AbaClik 3, the next generation of AbaClik, will revolutionize your processes. Using artificial intelligence and deep technology, expense processes, for example, are simplified and automated. AbaClik becomes a document reader: Invoices (ESR, QR) can be easily photographed with an integrated scanner and automatically booked. When processing an expense receipt, the app is able to use character and text recognition to automatically retrieve information such as the amount, VAT and point of sale and subsequently book it. AbaClik 3 allows you to connect to the ERP Software Abacus and to the Cloud Business software AbaNinja.
Screenshots
Verdict
The clearest difference is review sentiment: ZKB Access at 100% against AbaCliK 3's 0%. ZKB Access also leads on rating (4.9 vs 4.0) and ratings volume (214 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ZKB Access holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: ZKB Access has 214 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of ZKB Access's written reviews are positive against 0% of AbaCliK 3's.
ZKB Access ships an update every 5 weeks, AbaCliK 3 monthly. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.
| Parameter | ZKB Access | AbaCliK 3 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (214 ratings) — better | 4.0 (2 ratings) |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 214 — better | 2 |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 | 16.0 — better |
| Further details — not scored | ||
| Size | 127 MB | 292 MB |
| Age rating | 4+ | 4+ |
| Developer | Zuercher Kantonalbank | ABACUS Research |
Customer experience
ZKB Access
AbaCliK 3
In-app purchases
ZKB Access
No in-app purchases
AbaCliK 3
No in-app purchases









