Comparison

ZKB Access vs AbaCliK 3

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZKB Access

Securely access your online banking with this app. New users can complete identification from home or a branch. Enjoy flexibility and enhanced security through a two-channel login process.

Highlights
  • Secure eBanking login
  • New customer identification
  • ID scan and video selfie
  • Smartphone and tablet support
  • Two-channel security
Read full description

With the ZKB Access App, you can easily and securely log in to the digital Banking of Zürcher Kantonalbank. New customers can also identify themselves from home or in one of our branches. Advantages of the ZKB Access App: - High flexibility by using your smartphone or tablet - Easy identification with ID scan and video selfie for new customers - High security due to the separation into two channels (smartphone and eBanking) For more information, visit www.zkb.ch/access-faq

About

AbaCliK 3

Automate and simplify expense tracking, absence management, and time recording with AI-powered document scanning and character recognition. Seamlessly integrate with ERP and cloud business software for efficient financial processes.

Highlights
  • AI-powered expense automation
  • Document scanning with OCR
  • Absence and time recording
  • Integration with ERP software
  • Cloud business software connectivity
Read full description

App for expenses, absences, time recording and more AbaClik 3, the next generation of AbaClik, will revolutionize your processes. Using artificial intelligence and deep technology, expense processes, for example, are simplified and automated. AbaClik becomes a document reader: Invoices (ESR, QR) can be easily photographed with an integrated scanner and automatically booked. When processing an expense receipt, the app is able to use character and text recognition to automatically retrieve information such as the amount, VAT and point of sale and subsequently book it. AbaClik 3 allows you to connect to the ERP Software Abacus and to the Cloud Business software AbaNinja.

Screenshots

ZKB Access4 screens
AbaCliK 34 screens

Verdict

The call

The clearest difference is review sentiment: ZKB Access at 100% against AbaCliK 3's 0%. ZKB Access also leads on rating (4.9 vs 4.0) and ratings volume (214 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ZKB Access holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: ZKB Access has 214 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of ZKB Access's written reviews are positive against 0% of AbaCliK 3's.

UpkeepUpdate frequency

ZKB Access ships an update every 5 weeks, AbaCliK 3 monthly. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
ZKB Access versus AbaCliK 3: the parameters behind the verdict, then further details
ParameterZKB AccessAbaCliK 3
PriceFreeFree
Rating4.9 (214 ratings) — better4.0 (2 ratings)
Positive reviews100.0% of reviews — better0.0% of reviews
Number of ratings214 — better2
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.416.0 — better
Further details — not scored
Size127 MB292 MB
Age rating4+4+
DeveloperZuercher KantonalbankABACUS Research

Customer experience

ZKB Access

All ratings212 ratings
Positive98.1%
Neutral0.5%
Negative1.4%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

AbaCliK 3

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%
Written reviews6 reviews
Positive0.0%
Neutral66.7%
Negative33.3%

In-app purchases

None

ZKB Access

No in-app purchases

None

AbaCliK 3

No in-app purchases

Questions

Is ZKB Access free?
ZKB Access is free to download, with no in-app purchases.
Is AbaCliK 3 free?
AbaCliK 3 is free to download, with no in-app purchases.
Which has better reviews, ZKB Access or AbaCliK 3?
ZKB Access is rated higher. ZKB Access averages 4.9 out of 5 from 214 ratings, while AbaCliK 3 averages 4.0 from 2 ratings.
Do ZKB Access or AbaCliK 3 have ads?
Neither ZKB Access nor AbaCliK 3 shows ads.
Which is updated more often, ZKB Access or AbaCliK 3?
ZKB Access ships an update every 5 weeks, and AbaCliK 3 monthly. Most recently, ZKB Access was updated on October 24, 2026 and AbaCliK 3 on October 14, 2026.

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