Comparison

Microsoft To Do vs SplitterUp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Microsoft To Do

Manage your daily tasks and create various lists to stay organized. This app offers personalized daily planning tools and intelligent suggestions to help you focus on what matters. Collaborate with others on shared lists and access your tasks across all your devices.

Highlights
  • Personalized daily planner
  • Intelligent task suggestions
  • Cross-device syncing
  • Collaborative list sharing
  • Task breakdown into steps
  • File attachments up to 25MB
  • Customizable themes and dark mode
Features
Read full description

Stay organized and manage your day-to-day with Microsoft To Do. Make shopping lists or task lists, take notes, record collections, set reminders and more to improve your productivity and focus on what matters. Microsoft To Do is the task management app that makes it easy to stay organized and manage your life. Accomplish what’s important to you each day with My Day and Suggestions, personalized day planner tools. Intelligent suggestions recommend tasks from across your lists that may be relevant each day. Quickly capture and retrieve your lists and tasks across devices by syncing reminders and tasks with Microsoft 365 to access them anywhere. For lists in personal accounts, you can collaborate with anyone with updated notifications for any changes to your to-do lists. Capture tasks from different Microsoft apps and services and sync them with Microsoft To Do, from flagging emails as tasks in Outlook to lists from Cortana. Your tasks and lists are hosted securely on the Microsoft 365 service. Make your lists unique with customizable features like emoji, colorful themes, dark mode and more. Stay connected and collaborate with friends and family by sharing lists that stay synced as changes are made. Microsoft To Do Features: Daily planner • Stay focused with My Day, a personalized daily planner with suggested tasks • Get your lists anywhere, on any device • Share your list with anyone and work together • Add notes to any task Task manager • Share lists and tasks with your friends, family, colleagues, and classmates • Get notified when others create, complete or remove tasks in shared lists • Personalize your lists by choosing theme colors or backgrounds • Set one-time or recurring due dates and reminders • Break your tasks into manageable steps • Attach up to 25MB of files to any task To-do lists for any purpose • Bill planner • Shopping lists • Set reminders • Task management • Business calendar • Note taking • And more Microsoft 365 Integration • Sync your tasks between Outlook and To Do • Host lists and tasks with the reliability and security of Microsoft 365 • Compile tasks from across your Microsoft 365 apps and services Whether it's for work, school, or home, To Do helps you organize and simplify your plans. To Do is free and available on all your devices. Learn more: https://to-do.microsoft.com Follow us on Twitter: @MicrosoftToDo Have an idea or feature suggestion? https://go.microsoft.com/fwlink/?linkid=2171952 Need support? https://go.microsoft.com/fwlink/?linkid=2156547 By installing Microsoft To Do, you agree to the Microsoft Terms of Use: https://go.microsoft.com/fwlink/?linkid=842575

About

SplitterUp

Effortlessly track shared expenses and settle debts with friends and groups. This app simplifies splitting bills for trips, households, or one-off purchases, ensuring fair financial management. Features include direct splitting, receipt scanning, and bank transaction import.

Highlights
  • Create groups for trips or households
  • Split directly between friends
  • Quick Split for one-off expenses
  • Divide costs equally, by amount, or percentage
  • Import transactions from bank accounts
  • Scan receipts and assign items
  • Track balances and record payments
Features
Read full description

SplitterUp is the expense splitting app that doesn't charge a monthly fee. Split with friends, roommates, partners and travel groups — then see exactly who owes what. Split Any Way You Want • Create groups for trips, households, or shared bills • Split directly with a friend, no group needed • Quick Split for one-off expenses — just type names, no sign-up needed • Divide costs equally, by exact amounts, or by percentage • Save the split you use most and reuse it in one tap • Set up repeating expenses for rent, utilities and subscriptions Households • Add a couple or a whole home as one member of a group • The household pays a share its own size, then splits it internally • Household balances roll up on your dashboard Scan Receipts, Assign Items • Snap a photo — it's straightened and enhanced automatically • Line items, tax, tip and totals are extracted for you • Assign items to the people who ordered them, or let everyone claim their own • Split a receipt together, live, with the people next to you Every Currency, Handled Properly • Search any world currency and use it anywhere • Exchange rates are locked to the expense, so a balance doesn't drift • Set a currency per group, or override the rate on one expense • Always see the original amount next to the converted one Stay on Top of Balances • See exactly who owes you and who you owe • Open any balance to see how it was worked out • Record a payment in full or in part, in any currency, on any date • Add your Venmo, PayPal, Cash App or Zelle details so people can pay you back Spending Insights • See where your money actually went, by category and by group • Pick any date range, or drill into a single group • Export a group's expenses to Excel or CSV Works Anywhere, Even Offline • Add and edit expenses with no signal — it all syncs when you're back • Stays in sync across iPhone, iPad and the web • Ask Siri to start an expense, or add a Home Screen shortcut Keep Everyone in the Loop • Invite people by email, or share a link anyone can join from • Split with people who don't have the app — invite them later and their share comes with them • Get notified when an expense is added or a payment is recorded Find It Again Later • Search a group by description, person, amount, category or place • Favorite the people and groups you use most • Archive what you're done with, without losing the history Tag Where You Spent • Add a location to any expense, and see the group's expenses on a map Designed for iPhone and iPad • iPad layouts built for the screen, not stretched from a phone • Face ID and Touch ID for quick, secure access Privacy First • Export or delete your data anytime • No ads, no data selling Perfect for roommates, couples, travel groups and anyone who shares expenses. Download SplitterUp and stop the awkward "who owes what" conversations. Terms of Use: https://splitterup.app/terms Privacy Policy: https://splitterup.app/privacy

Screenshots

Microsoft To Do4 screens
SplitterUp4 screens

Verdict

The call

The clearest difference is review sentiment: SplitterUp at 100% against Microsoft To Do's 42%. SplitterUp also leads on update cadence (every 3 days vs monthly) and rating (5.0 vs 4.7). Microsoft To Do's advantage is in-app purchases (none vs 3) and ratings volume (270K vs 17). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitterUp sells 3 in-app purchases, starting at $0.99 per month. Microsoft To Do asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SplitterUp holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Microsoft To Do has 270K ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 42% of Microsoft To Do's written reviews are positive against 100% of SplitterUp's.

UpkeepUpdate frequency

Microsoft To Do ships an update monthly, SplitterUp every 3 days. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

Scorecard6 real differences · 5 level
Microsoft To Do versus SplitterUp: the parameters behind the verdict, then further details
ParameterMicrosoft To DoSplitterUp
PriceFreeFree
Rating4.7 (270K ratings)5.0 (17 ratings) — better
Positive reviews41.7% of reviews100.0% of reviews — better
Number of ratings270K — better17
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
Best chart rank#142 — better—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.616.0 — better
Further details — not scored
Size160 MB76 MB
Age rating4+4+
DeveloperMicrosoft CorporationAll Day Software LLC

Customer experience

Microsoft To Do

All ratings264,508 ratings
Positive93.7%
Neutral2.9%
Negative3.4%
Written reviews1,490 reviews
Positive41.7%
Neutral15.5%
Negative42.8%

SplitterUp

All ratings17 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Microsoft To Do

Reported bugs

6 issues
  • Disappearing tasks and lists
  • Inconsistent behavior when checking off tasks
  • Syncing issues causing duplicate lists
  • Login problems and account suspension
  • Formatting issues and random spacing
Show 1 more
  • Inability to delete or rearrange completed tasks

Requested features

6 requests
  • Calendar view for planned tasks
  • Ability to create custom smart lists
  • Improved sorting and filtering options
  • Automatic population of 'My Day' tasks
  • Subtask and nested list functionality
Show 1 more
  • Direct integration with Outlook and Planner

SplitterUp

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Microsoft To Do

No in-app purchases

3 purchases

SplitterUp

Subscriptions2
  • Bank Import$0.991 Month
  • Bank Import Annual$9.991 Year
One-time1
  • Premium Unlock$4.99

Questions

Is Microsoft To Do free?
Microsoft To Do is free to download, with no in-app purchases.
Is SplitterUp free?
SplitterUp is free to download, with in-app purchases available.
Which has better reviews, Microsoft To Do or SplitterUp?
SplitterUp is rated higher. Microsoft To Do averages 4.7 out of 5 from 270K ratings, while SplitterUp averages 5.0 from 17 ratings.
Do Microsoft To Do or SplitterUp have ads?
Neither Microsoft To Do nor SplitterUp shows ads.
Which is updated more often, Microsoft To Do or SplitterUp?
Microsoft To Do ships an update monthly, and SplitterUp every 3 days. Most recently, Microsoft To Do was updated on November 4, 2026 and SplitterUp on October 30, 2026.

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