Comparison

SBS Mobile vs NZ Funds

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SBS Mobile

Manage your finances conveniently and securely with a suite of online banking tools. Access balances, statements, and make transfers anytime, anywhere. Utilize biometric login for quick and safe access to your accounts.

Highlights
  • Secure balance checks without login
  • 24/7 access to balances and statements
  • Face ID/Touch ID login
  • View and schedule payments/transfers
  • Transfer money between accounts
  • Securely transfer money to others
  • Manage investments
Features
Read full description

Manage your money on the move with SBS Bank’s range of online banking tools. SBS Bank App With SBS Bank’s mobile app it’s easy to do your banking on the move. The app gives members another way to manage their money easily and safely. Features: β€’ Securely check your balances without logging in. β€’ Check your balances and statements 24/7. β€’ Use Face ID or Touch ID to login easily. β€’ View upcoming payments, transfers and schedule new ones. β€’ Easily transfer money between accounts. β€’ Securely transfer money to other people. β€’ Manage your investments.

About

NZ Funds

Manage your investments from one place, view account balances, and track performance. Project long-term growth, make deposits, withdrawals, and customize investment options securely.

Highlights
  • Manage investments in one place
  • View account balances and performance
  • Track investment and transaction histories
  • Project long-term investment growth
  • Secure deposits, withdrawals, and option changes
  • Customize KiwiSaver and asset allocations
Features
Read full description

NZ Funds Digital Wallet Key features β€’ Manage all your NZ Funds investments from one place β€’ View account balances and performance β€’ Keep track with investment and transaction histories β€’ See exactly what you’re invested in β€’ 10, 20 and 30 year projections of your total balance, providing insight of potential long term investments growth β€’ Deposit, withdraw and change investment options securely β€’ Customise your KiwiSaver and asset allocations and manage your contribution rate β€’ Since inception cashflow - an investment summary at account level Need help? Call us on 0508 693 8637. Things to know Please note that some functions may not work correctly if your device language is set for a language other than English. Some functions may not work correctly if your device region is set for a region other than New Zealand. We recommend you always update your device to the latest operating system. Internet connection is required. Normal data charges apply. If you’re having issues, please delete and re-install the app. NZ Funds Digital Wallet is provided by New Zealand Funds Management Limited.

Screenshots

SBS Mobile4 screens
NZ Funds3 screens

Verdict

The call

The clearest difference is update cadence: NZ Funds at every 3 weeks against SBS Mobile's every 4 months. NZ Funds also leads on iOS requirement (14.0 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SBS Mobile ships an update every 4 months, NZ Funds every 3 weeks. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.

Scorecard2 real differences Β· 6 level
SBS Mobile versus NZ Funds: the parameters behind the verdict, then further details
ParameterSBS MobileNZ Funds
PriceFreeFree
Positive reviews26.5% of reviews27.3% of reviews β€” better
Update frequencyEvery 4 monthsEvery 3 weeks β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS17.014.0 β€” better
Further details β€” not scored
Size143 MB12 MB
Age rating4+4+
DeveloperSBS BankNew Zealand Funds Management Limited

Customer experience

SBS Mobile

Written reviews34 reviews
Positive26.5%
Neutral17.6%
Negative55.9%

NZ Funds

Written reviews11 reviews
Positive27.3%
Neutral0.0%
Negative72.7%

In-app purchases

None

SBS Mobile

No in-app purchases

None

NZ Funds

No in-app purchases

Questions

Is SBS Mobile free?
SBS Mobile is free to download, with no in-app purchases.
Is NZ Funds free?
NZ Funds is free to download, with no in-app purchases.
Do SBS Mobile or NZ Funds have ads?
Neither SBS Mobile nor NZ Funds shows ads.
Which is updated more often, SBS Mobile or NZ Funds?
SBS Mobile ships an update every 4 months, and NZ Funds every 3 weeks. Most recently, SBS Mobile was updated on October 7, 2026 and NZ Funds on October 13, 2026.

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