AMI vs NZ Funds
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AMI
Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.
- 24/7 insurance management
- Faster login (PIN/Face ID)
- Online claim submission and tracking
- Payment management
- View policy information and documents
- Get new quotes in 2 minutes
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About this app Your AMI insurance anytime, anywhere. With the AMI app, we’re here for you 24/7. Manage your insurance with faster log in using a PIN or face ID. Make a claim online Starting your claim is easy in the app. If you need to claim on your car, home or contents insurance, you can start a draft, make a claim, and check your claim’s progress every step of the way. Easily manage your payments Make a payment for your policy straight from the app. Or if you have a recurring payment, you can manage that in the app too. All your policies in one place View your policy information and documents in the app. You can see what you’re covered for at any time. And choose to get your insurance documents by email or by post. Get a quote Get a new quote in 2 minutes. Or find an existing car quote and pick up where you left off.
NZ Funds
Manage your investments from one place, view account balances, and track performance. Project long-term growth, make deposits, withdrawals, and customize investment options securely.
- Manage investments in one place
- View account balances and performance
- Track investment and transaction histories
- Project long-term investment growth
- Secure deposits, withdrawals, and option changes
- Customize KiwiSaver and asset allocations
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NZ Funds Digital Wallet Key features • Manage all your NZ Funds investments from one place • View account balances and performance • Keep track with investment and transaction histories • See exactly what you’re invested in • 10, 20 and 30 year projections of your total balance, providing insight of potential long term investments growth • Deposit, withdraw and change investment options securely • Customise your KiwiSaver and asset allocations and manage your contribution rate • Since inception cashflow - an investment summary at account level Need help? Call us on 0508 693 8637. Things to know Please note that some functions may not work correctly if your device language is set for a language other than English. Some functions may not work correctly if your device region is set for a region other than New Zealand. We recommend you always update your device to the latest operating system. Internet connection is required. Normal data charges apply. If you’re having issues, please delete and re-install the app. NZ Funds Digital Wallet is provided by New Zealand Funds Management Limited.
Screenshots
Verdict
The clearest difference is review sentiment: NZ Funds at 27% against AMI's 12%. NZ Funds also leads on iOS requirement (14.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AMI ships an update monthly, NZ Funds every 3 weeks. Both last shipped on October 13, 2026.
| Parameter | AMI | NZ Funds |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (10 ratings) — better | — |
| Positive reviews | 11.7% of reviews | 27.3% of reviews — better |
| Number of ratings | 10 — better | — |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 78 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | IAG New Zealand Limited | New Zealand Funds Management Limited |
Customer experience
AMI
NZ Funds
Bugs and requests
AMI
Reported bugs
10 issues- App crashes on opening or loading policies
- Login errors (access denied, blank screen, 'Oops' message, 'cannot decode raw data')
- App redirects to website instead of functioning
- Unable to download new or updated versions
- Constant logging out
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- Policies not showing in the app
- Cannot change payment options
- Payment not confirmed or updated on app
- Contact us feature not working
- App not supporting Face ID
Requested features
8 requests- Support Face ID or similar biometric login
- Streamline the login process
- Display numeric keyboard for verification
- Do not reset login preferences on update
- Send 2FA codes to autofill
Show 3 moreShow fewer
- Provide clear policy documents with itemized costs
- Add a link to find monthly payments
- Make it easier to cancel a policy
NZ Funds
Not enough reviews yet to summarise bugs or requests.
In-app purchases
AMI
No in-app purchases
NZ Funds
No in-app purchases







