Comparison

AMI vs NZ Funds

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AMI

Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.

Highlights
  • 24/7 insurance management
  • Faster login (PIN/Face ID)
  • Online claim submission and tracking
  • Payment management
  • View policy information and documents
  • Get new quotes in 2 minutes
Features
Read full description

About this app​ Your AMI insurance anytime, anywhere.​ With the AMI app, we’re here for you 24/7. Manage your insurance with faster log in using a PIN or face ID.​ ​ Make a claim online​ Starting your claim is easy in the app. If you need to claim on your car, home or contents insurance, you can start a draft, make a claim, and check your claim’s progress every step of the way.​ ​ Easily manage your payments​ Make a payment for your policy straight from the app. Or if you have a recurring payment, you can manage that in the app too.​ ​ All your policies in one place​ View your policy information and documents in the app. You can see what you’re covered for at any time. And choose to get your insurance documents by email or by post.​ ​ Get a quote ​ Get a new quote in 2 minutes. Or find an existing car quote and pick up where you left off.

About

NZ Funds

Manage your investments from one place, view account balances, and track performance. Project long-term growth, make deposits, withdrawals, and customize investment options securely.

Highlights
  • Manage investments in one place
  • View account balances and performance
  • Track investment and transaction histories
  • Project long-term investment growth
  • Secure deposits, withdrawals, and option changes
  • Customize KiwiSaver and asset allocations
Features
Read full description

NZ Funds Digital Wallet Key features • Manage all your NZ Funds investments from one place • View account balances and performance • Keep track with investment and transaction histories • See exactly what you’re invested in • 10, 20 and 30 year projections of your total balance, providing insight of potential long term investments growth • Deposit, withdraw and change investment options securely • Customise your KiwiSaver and asset allocations and manage your contribution rate • Since inception cashflow - an investment summary at account level Need help? Call us on 0508 693 8637. Things to know Please note that some functions may not work correctly if your device language is set for a language other than English. Some functions may not work correctly if your device region is set for a region other than New Zealand. We recommend you always update your device to the latest operating system. Internet connection is required. Normal data charges apply. If you’re having issues, please delete and re-install the app. NZ Funds Digital Wallet is provided by New Zealand Funds Management Limited.

Screenshots

AMI4 screens
NZ Funds3 screens

Verdict

The call

The clearest difference is review sentiment: NZ Funds at 27% against AMI's 12%. NZ Funds also leads on iOS requirement (14.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AMI ships an update monthly, NZ Funds every 3 weeks. Both last shipped on October 13, 2026.

Scorecard2 real differences · 8 level
AMI versus NZ Funds: the parameters behind the verdict, then further details
ParameterAMINZ Funds
PriceFreeFree
Rating4.5 (10 ratings) — better—
Positive reviews11.7% of reviews27.3% of reviews — better
Number of ratings10 — better—
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.014.0 — better
Further details — not scored
Size78 MB12 MB
Age rating4+4+
DeveloperIAG New Zealand LimitedNew Zealand Funds Management Limited

Customer experience

AMI

All ratings10 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews77 reviews
Positive11.7%
Neutral7.8%
Negative80.5%

NZ Funds

Written reviews11 reviews
Positive27.3%
Neutral0.0%
Negative72.7%

Bugs and requests

AMI

Reported bugs

10 issues
  • App crashes on opening or loading policies
  • Login errors (access denied, blank screen, 'Oops' message, 'cannot decode raw data')
  • App redirects to website instead of functioning
  • Unable to download new or updated versions
  • Constant logging out
Show 5 more
  • Policies not showing in the app
  • Cannot change payment options
  • Payment not confirmed or updated on app
  • Contact us feature not working
  • App not supporting Face ID

Requested features

8 requests
  • Support Face ID or similar biometric login
  • Streamline the login process
  • Display numeric keyboard for verification
  • Do not reset login preferences on update
  • Send 2FA codes to autofill
Show 3 more
  • Provide clear policy documents with itemized costs
  • Add a link to find monthly payments
  • Make it easier to cancel a policy

NZ Funds

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AMI

No in-app purchases

None

NZ Funds

No in-app purchases

Questions

Is AMI free?
AMI is free to download, with no in-app purchases.
Is NZ Funds free?
NZ Funds is free to download, with no in-app purchases.
Do AMI or NZ Funds have ads?
Neither AMI nor NZ Funds shows ads.
Which is updated more often, AMI or NZ Funds?
AMI ships an update monthly, and NZ Funds every 3 weeks. Most recently, AMI was updated on October 13, 2026 and NZ Funds on October 13, 2026.

Other comparisons