Comparison

AMI vs Smartly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AMI

Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.

Highlights
  • 24/7 insurance management
  • Faster login (PIN/Face ID)
  • Online claim submission and tracking
  • Payment management
  • View policy information and documents
  • Get new quotes in 2 minutes
Features
Read full description

About this app​ Your AMI insurance anytime, anywhere.​ With the AMI app, we’re here for you 24/7. Manage your insurance with faster log in using a PIN or face ID.​ ​ Make a claim online​ Starting your claim is easy in the app. If you need to claim on your car, home or contents insurance, you can start a draft, make a claim, and check your claim’s progress every step of the way.​ ​ Easily manage your payments​ Make a payment for your policy straight from the app. Or if you have a recurring payment, you can manage that in the app too.​ ​ All your policies in one place​ View your policy information and documents in the app. You can see what you’re covered for at any time. And choose to get your insurance documents by email or by post.​ ​ Get a quote ​ Get a new quote in 2 minutes. Or find an existing car quote and pick up where you left off.

About

Smartly

This app allows employees to manage their payroll information, including viewing payslips, applying for leave, and submitting timesheets. Employers must set up employee accounts for access. It simplifies payroll management for both employees and businesses.

Highlights
  • View payslips
  • Apply for leave
  • Submit timesheets
  • Track leave balances
  • Assign hours to jobs
  • Email PDF payslips
Features
Read full description

The Smartly mobile app is for employees who work for a business that uses Smartly to manage their payroll. As an employee you can check your pay history and apply for leave as well as submit timesheets. To login, your employer needs to set you up in the payroll site and give you your username. You’ll then get an email to create your password and you’ll be good to go! FEATURES Pay details - View your payslips (up to 3 months). - Email yourself a PDF version of your payslip. - See a countdown to your next pay. Managing leave requests - Apply for leave (including special leave types). - View any upcoming leave, plus leave history and balances. - Managers can add, edit, approveor decline leave requests for their team. - View future leave balances when applying for leave. Submitting timesheets - Enter time and rate per hour. - Create multiple time entries for each day. - Managers can add, edit, approve or decline time for their team. - Remembers the last timesheet entry and prefills the same hours. - Copy a previous weeks timesheet to save time. Labour costing - Assign hours worked to different jobs or departments. ABOUT SMARTLY We know that payroll can be a headache. So, at Smartly we make it simple for businesses to pay their people on time, accurately and in-line with regulation. Faff-free payroll, happy staff, no headaches. Too easy!

Screenshots

AMI4 screens
Smartly4 screens

Verdict

The call

The clearest difference is rating: Smartly at 4.8 against AMI's 4.5. Smartly also leads on review sentiment (32% vs 11%) and ratings volume (35 vs 10). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Smartly holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 10 and 35 respectively. Written reviews point the same way: 11% of AMI's written reviews are positive against 32% of Smartly's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 13, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
AMI versus Smartly: the parameters behind the verdict, then further details
ParameterAMISmartly
PriceFreeFree
Rating4.5 (10 ratings)4.8 (35 ratings) — better
Positive reviews10.8% of reviews31.9% of reviews — better
Number of ratings1035 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.1 — better
Further details — not scored
Size77 MB24 MB
Age rating4+4+
DeveloperIAG New Zealand LimitedSmartPayroll

Customer experience

AMI

All ratings9 ratings
Positive88.9%
Neutral0.0%
Negative11.1%
Written reviews74 reviews
Positive10.8%
Neutral8.1%
Negative81.1%

Smartly

All ratings35 ratings
Positive97.1%
Neutral0.0%
Negative2.9%
Written reviews69 reviews
Positive31.9%
Neutral14.5%
Negative53.6%

Bugs and requests

AMI

Not enough reviews yet to summarise bugs or requests.

Smartly

Reported bugs

39 issues
  • Notifications don't work
  • App size increased
  • Biometrics enrollment repeated
  • Password reset issues
  • Login button unresponsive
Show 34 more
  • Keeps logging out
  • App crashes or freezes
  • Date selection hard
  • App crashes or freezes regularly
  • Issues with shifts past midnight
  • Cannot log in
  • App freezes when adding timesheet
  • Timesheet tab buffering
  • App doesn't function
  • Cannot approve timesheets
  • Randomly logs out users
  • App crashes every fortnight
  • Slow to respond to taps
  • App freezes on loading screen
  • Cannot add timesheet when logged in
  • Timesheet tab buffering and error
  • App won't function
  • Cannot approve timesheets
  • Randomly logs out
  • App crashes every fortnight
  • Slow to respond
  • App crashes
  • App crashes immediately
  • App hangs on white loading screen
  • Login issues
  • App doesn't remember login
  • Constant lag and freezing
  • Screens don't allow scrolling
  • New timesheet layout doesn't let you copy hours
  • App needs to be repeatedly reinstalled
  • App doesn't open
  • App crashes
  • App crashes immediately
  • App hangs on white loading screen

Requested features

10 requests
  • Ability to put in start time without finish time
  • Reminder for missing finish time
  • More detailed app
  • Web portal access for employees
  • Ability to handle working past midnight without two entries
Show 5 more
  • Export staff on leave to Outlook calendar
  • Ability to put time to time in lieu
  • Previous week preloaded
  • Auto-save start and finish times from previous day
  • Notifications

In-app purchases

None

AMI

No in-app purchases

None

Smartly

No in-app purchases

Questions

Is AMI free?
AMI is free to download, with no in-app purchases.
Is Smartly free?
Smartly is free to download, with no in-app purchases.
Which has better reviews, AMI or Smartly?
Smartly is rated higher. AMI averages 4.5 out of 5 from 10 ratings, while Smartly averages 4.8 from 35 ratings.
Do AMI or Smartly have ads?
Neither AMI nor Smartly shows ads.
Which is updated more often, AMI or Smartly?
AMI ships an update monthly, and Smartly monthly. Most recently, AMI was updated on September 13, 2026 and Smartly on September 21, 2026.

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