Comparison

AMI vs Latitude App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AMI

Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.

Highlights
  • 24/7 insurance management
  • Faster login (PIN/Face ID)
  • Online claim submission and tracking
  • Payment management
  • View policy information and documents
  • Get new quotes in 2 minutes
Features
Read full description

About this app​ Your AMI insurance anytime, anywhere.​ With the AMI app, we’re here for you 24/7. Manage your insurance with faster log in using a PIN or face ID.​ ​ Make a claim online​ Starting your claim is easy in the app. If you need to claim on your car, home or contents insurance, you can start a draft, make a claim, and check your claim’s progress every step of the way.​ ​ Easily manage your payments​ Make a payment for your policy straight from the app. Or if you have a recurring payment, you can manage that in the app too.​ ​ All your policies in one place​ View your policy information and documents in the app. You can see what you’re covered for at any time. And choose to get your insurance documents by email or by post.​ ​ Get a quote ​ Get a new quote in 2 minutes. Or find an existing car quote and pick up where you left off.

About

Latitude App

Manage all your credit card accounts and finances in one secure mobile application. Access balances, view transactions, lock your card, and track spending. Offers promotions, rewards, and in-app messaging for a comprehensive financial overview.

Highlights
  • Access accounts with Touch ID/Face ID
  • Add card to Apple Wallet
  • Temporarily lock your card
  • View balances and transactions
  • Track spending
  • Receive push notifications
  • In-app messaging
Features
Read full description

Latitude’s mobile app brings all your finances together in one place. We’re always listening to your feedback and building the app around what matters to you. Credit card features currently include: • Access accounts with Touch ID or Face ID • Add your card to your Apple wallet • Temporarily lock your card • Fast access to all balances • View your statements • Check payment due date • View all transaction information • View and change personal details • Activate your new card • Set or change card PIN • Set up direct debit (Australia only) • Pay by bank transfer (Australia only) • Request a refund (Australia only) • Request a letter • Request account closure • Create a balance transfer • Receive push notifications • Track your spending • Split your credit limit (eligible customers only) • Add an additional card holder • Click to pay Other app features: • View our latest promotions • In app messaging • Receive digital letters • Enhanced secure login • Enhanced homepage • Spend Tracker (Latitude 28 Degrees Global Platinum Mastercard - New customers only) • Rewards with offers, discounts and perks You can view all the products below from your Latitude App: Australia products: • Latitude Gem Visa • Latitude GO Mastercard & GO Platinum Mastercard • Apple Financial Services (AFS) CreditLine • Latitude 28 Degrees Global Platinum Mastercard • Latitude Low Rate Mastercard • Latitude Infinity Rewards Visa • David Jones Premiere, Prestige and Icon Mastercard • Latitude Eco Mastercard • Latitude Mastercard • Care Credit • CreditLine • Buyer's Edge Gem Finance New Zealand products: • Gem Visa • Gem Essentials • Gem CreditLine

Screenshots

AMI4 screens
Latitude App4 screens

Verdict

The call

AMI and Latitude App both sit at 4.5 stars, but that hides the real split: 49% of Latitude App's written reviews are positive against 12% of AMI's. Latitude App also leads on ratings volume (162 vs 10) and update cadence (fortnightly vs monthly). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for AMI against 4.6 for Latitude App. That said, the two scores are not equally well evidenced: Latitude App has 162 ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 12% of AMI's written reviews are positive against 49% of Latitude App's.

UpkeepUpdate frequency

AMI ships an update monthly, Latitude App fortnightly. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
AMI versus Latitude App: the parameters behind the verdict, then further details
ParameterAMILatitude App
PriceFreeFree
Rating4.5 (10 ratings)4.6 (162 ratings) — better
Positive reviews11.7% of reviews48.9% of reviews — better
Number of ratings10162 — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.016 — better
Further details — not scored
Size78 MB199 MB
Age rating4+4+
DeveloperIAG New Zealand LimitedLatitude Financial Services Australia Holdings Pty Ltd

Customer experience

AMI

All ratings10 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews77 reviews
Positive11.7%
Neutral7.8%
Negative80.5%

Latitude App

All ratings162 ratings
Positive91.4%
Neutral1.9%
Negative6.8%
Written reviews374 reviews
Positive48.9%
Neutral8.8%
Negative42.2%

User reviews

AMI

From 10 App Store ratings

What we love

  • 👍 Great service (occasional)
  • 👍 Super convenient (occasional)
  • 👍 Refreshed app works great (recent)
  • 👍 App is fine once logged in (occasional)

Room to improve

  • 🐛 App crashes frequently
  • 🐛 Slow loading times
  • 🐛 Clunky and difficult navigation
  • 🐛 Frequent logouts
  • 🐛 Login issues (access denied, blank screen, errors)

Latitude App

From 162 App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 User-friendly app
  • 🚀 Convenient for payments
  • 👍 Great customer service
  • 🚀 Efficient and straightforward

Room to improve

  • 🐛 App crashes or doesn't work
  • 🐛 Login issues
  • 🐛 Unreliable app
  • 💰 Excessive fees and charges
  • 🐛 Delayed transaction updates

Bugs and requests

AMI

Reported bugs

10 issues
  • App crashes on opening or loading policies
  • Login errors (access denied, blank screen, 'Oops' message, 'cannot decode raw data')
  • App redirects to website instead of functioning
  • Unable to download new or updated versions
  • Constant logging out
Show 5 more
  • Policies not showing in the app
  • Cannot change payment options
  • Payment not confirmed or updated on app
  • Contact us feature not working
  • App not supporting Face ID

Requested features

8 requests
  • Support Face ID or similar biometric login
  • Streamline the login process
  • Display numeric keyboard for verification
  • Do not reset login preferences on update
  • Send 2FA codes to autofill
Show 3 more
  • Provide clear policy documents with itemized costs
  • Add a link to find monthly payments
  • Make it easier to cancel a policy

Latitude App

Reported bugs

4 issues
  • App crashes after update
  • Unable to log in or create account
  • Delayed or missing transaction updates
  • Inability to make payments or access account

Requested features

6 requests
  • Allow users to select which purchase to apply payments to
  • Provide notifications for upcoming payments
  • Add ability to lock/unlock card within the app
  • Show full transaction details and breakdown
  • Improve app stability and reliability
Show 1 more
  • Simplify the app interface and navigation

In-app purchases

None

AMI

No in-app purchases

None

Latitude App

No in-app purchases

Questions

Is AMI free?
AMI is free to download, with no in-app purchases.
Is Latitude App free?
Latitude App is free to download, with no in-app purchases.
Which has better reviews, AMI or Latitude App?
Latitude App is rated higher. AMI averages 4.5 out of 5 from 10 ratings, while Latitude App averages 4.6 from 162 ratings.
Do AMI or Latitude App have ads?
Neither AMI nor Latitude App shows ads.
Which is updated more often, AMI or Latitude App?
AMI ships an update monthly, and Latitude App fortnightly. Most recently, AMI was updated on October 13, 2026 and Latitude App on October 16, 2026.

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