AMI vs Milford
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AMI
Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.
- 24/7 insurance management
- Faster login (PIN/Face ID)
- Online claim submission and tracking
- Payment management
- View policy information and documents
- Get new quotes in 2 minutes
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About this app Your AMI insurance anytime, anywhere. With the AMI app, we’re here for you 24/7. Manage your insurance with faster log in using a PIN or face ID. Make a claim online Starting your claim is easy in the app. If you need to claim on your car, home or contents insurance, you can start a draft, make a claim, and check your claim’s progress every step of the way. Easily manage your payments Make a payment for your policy straight from the app. Or if you have a recurring payment, you can manage that in the app too. All your policies in one place View your policy information and documents in the app. You can see what you’re covered for at any time. And choose to get your insurance documents by email or by post. Get a quote Get a new quote in 2 minutes. Or find an existing car quote and pick up where you left off.
Milford
Manage your investments with ease. Track your balance, view personalized performance, and see where your money is invested. Access transaction history, reports, and statements all in one place.
- View account balance
- Personalized performance tracking
- Investment allocation overview
- Transaction history
- Access reports and statements
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Milford's Mobile App makes it easy to keep track of your investments. You can see your balance, personalised performance and where your money is invested. You can also easily view your transaction history and access reports and statements.
Screenshots
Verdict
The clearest difference is rating: AMI at 4.5 against Milford's 3.4. Milford's advantage is review sentiment (40% vs 12%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AMI holds the better App Store score, 4.5 against 3.4. Both are backed by a comparable volume of ratings — 10 and 5 respectively. Written reviews complicate that: 12% of AMI's written reviews are positive against 40% of Milford's, so the app with the better star average is not the one people write more warmly about.
AMI ships an update monthly, Milford every 6 weeks. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.
| Parameter | AMI | Milford |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (10 ratings) — better | 3.4 (5 ratings) |
| Positive reviews | 11.7% of reviews | 40.0% of reviews — better |
| Number of ratings | 10 — better | 5 |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 78 MB | 115 MB |
| Age rating | 4+ | 4+ |
| Developer | IAG New Zealand Limited | Milford Asset Management Limited |
Customer experience
AMI
Milford
Bugs and requests
AMI
Reported bugs
10 issues- App crashes on opening or loading policies
- Login errors (access denied, blank screen, 'Oops' message, 'cannot decode raw data')
- App redirects to website instead of functioning
- Unable to download new or updated versions
- Constant logging out
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- Policies not showing in the app
- Cannot change payment options
- Payment not confirmed or updated on app
- Contact us feature not working
- App not supporting Face ID
Requested features
8 requests- Support Face ID or similar biometric login
- Streamline the login process
- Display numeric keyboard for verification
- Do not reset login preferences on update
- Send 2FA codes to autofill
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- Provide clear policy documents with itemized costs
- Add a link to find monthly payments
- Make it easier to cancel a policy
Milford
Not enough reviews yet to summarise bugs or requests.
In-app purchases
AMI
No in-app purchases
Milford
No in-app purchases
