Milford vs Smartly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Milford
Manage your investments with ease. Track your balance, view personalized performance, and see where your money is invested. Access transaction history, reports, and statements all in one place.
- View account balance
- Personalized performance tracking
- Investment allocation overview
- Transaction history
- Access reports and statements
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Milford's Mobile App makes it easy to keep track of your investments. You can see your balance, personalised performance and where your money is invested. You can also easily view your transaction history and access reports and statements.
Smartly
This app allows employees to manage their payroll information, including viewing payslips, applying for leave, and submitting timesheets. Employers must set up employee accounts for access. It simplifies payroll management for both employees and businesses.
- View payslips
- Apply for leave
- Submit timesheets
- Track leave balances
- Assign hours to jobs
- Email PDF payslips
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The Smartly mobile app is for employees who work for a business that uses Smartly to manage their payroll. As an employee you can check your pay history and apply for leave as well as submit timesheets. To login, your employer needs to set you up in the payroll site and give you your username. You’ll then get an email to create your password and you’ll be good to go! FEATURES Pay details - View your payslips (up to 3 months). - Email yourself a PDF version of your payslip. - See a countdown to your next pay. Managing leave requests - Apply for leave (including special leave types). - View any upcoming leave, plus leave history and balances. - Managers can add, edit, approveor decline leave requests for their team. - View future leave balances when applying for leave. Submitting timesheets - Enter time and rate per hour. - Create multiple time entries for each day. - Managers can add, edit, approve or decline time for their team. - Remembers the last timesheet entry and prefills the same hours. - Copy a previous weeks timesheet to save time. Labour costing - Assign hours worked to different jobs or departments. ABOUT SMARTLY We know that payroll can be a headache. So, at Smartly we make it simple for businesses to pay their people on time, accurately and in-line with regulation. Faff-free payroll, happy staff, no headaches. Too easy!
Screenshots
Verdict
The clearest difference is rating: Smartly at 4.8 against Milford's 3.4. Smartly also leads on ratings volume (35 vs 5). Milford's advantage is review sentiment (40% vs 32%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smartly holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Smartly has 35 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 40% of Milford's written reviews are positive against 32% of Smartly's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on August 14, 2026 and September 21, 2026 respectively.
| Parameter | Milford | Smartly |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (5 ratings) | 4.8 (35 ratings) — better |
| Positive reviews | 40.0% of reviews — better | 31.9% of reviews |
| Number of ratings | 5 | 35 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 67 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Milford Asset Management Limited | SmartPayroll |
Customer experience
Milford
Smartly
Bugs and requests
Milford
Not enough reviews yet to summarise bugs or requests.
Smartly
Reported bugs
39 issues- Notifications don't work
- App size increased
- Biometrics enrollment repeated
- Password reset issues
- Login button unresponsive
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- Keeps logging out
- App crashes or freezes
- Date selection hard
- App crashes or freezes regularly
- Issues with shifts past midnight
- Cannot log in
- App freezes when adding timesheet
- Timesheet tab buffering
- App doesn't function
- Cannot approve timesheets
- Randomly logs out users
- App crashes every fortnight
- Slow to respond to taps
- App freezes on loading screen
- Cannot add timesheet when logged in
- Timesheet tab buffering and error
- App won't function
- Cannot approve timesheets
- Randomly logs out
- App crashes every fortnight
- Slow to respond
- App crashes
- App crashes immediately
- App hangs on white loading screen
- Login issues
- App doesn't remember login
- Constant lag and freezing
- Screens don't allow scrolling
- New timesheet layout doesn't let you copy hours
- App needs to be repeatedly reinstalled
- App doesn't open
- App crashes
- App crashes immediately
- App hangs on white loading screen
Requested features
10 requests- Ability to put in start time without finish time
- Reminder for missing finish time
- More detailed app
- Web portal access for employees
- Ability to handle working past midnight without two entries
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- Export staff on leave to Outlook calendar
- Ability to put time to time in lieu
- Previous week preloaded
- Auto-save start and finish times from previous day
- Notifications
In-app purchases
Milford
No in-app purchases
Smartly
No in-app purchases
