Comparison

SEM Wealth vs MassMutual

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SEM Wealth

Features
Read full description

SEM Wealth offers the Axos Clearing LLC 'Liberty' Application to authorized users. Take the Power of Liberty with you and have the information to stay in touch with SEM Wealth anytime and from anywhere. Key features of Liberty include: • Enhanced usability with a user experience that presents the viewer with the information they need • Mobility lets users access Liberty on any mobile device

About

MassMutual

Manage your life insurance and retirement accounts conveniently from your mobile device. Handle payments, review balances, access policy information, and update beneficiaries all in one place.

Highlights
  • Manage life insurance and retirement accounts
  • Handle payments and premiums
  • Review account balances and policy info
  • View and manage beneficiaries
  • Request policy loans
  • Access paperless documentation
  • Set up recurring payments
Features
Read full description

Download the MassMutual app to manage your life insurance and retirement account details in one place and on-the-go: you can handle payments, review balances, pay down premiums, review policy info, and much more! With the MassMutual app, you can: • See your MassMutual detailed policy information, including policy bill, tax and annual statements • Navigate account details with ease, using intuitive navigation and enhanced user interface • View and manage your beneficiary information • Request a cash loan on your life insurance policy • Stay organized with paperless documentation • Manage payments with self-service transactions • Make a one-time secure online payment • Pay down the loan principal on life insurance products • View and pay multiple premium bills and loan interest • Set up recurring payments • View billing and payment details, including payment history Please note that in order to use the MassMutual app, you’ll need to have an account or policy with MassMutual.  Registration is a few easy steps. If you are already registered on MassMutual.com or with the MassMutual app, you can login with the same username and password.

Screenshots

SEM Wealth2 screens
MassMutual4 screens

Verdict

The call

The clearest difference is update cadence: MassMutual at monthly against SEM Wealth's every 38 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SEM Wealth ships an update every 38 months, MassMutual monthly. The most recent releases landed on September 16, 2026 and October 15, 2026 respectively.

Scorecard1 real difference · 9 level
SEM Wealth versus MassMutual: the parameters behind the verdict, then further details
ParameterSEM WealthMassMutual
PriceFreeFree
Rating—4.8 (6K ratings) — better
Positive reviews—20.3% of reviews
Number of ratings—6K — better
Update frequencyEvery 38 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size4 MB134 MB
Age rating4+4+
DeveloperTrust Company of AmericaMassMutual

Bugs and requests

SEM Wealth

Not enough reviews yet to summarise bugs or requests.

MassMutual

Reported bugs

4 issues
  • Greyed-out save button for bank info
  • Repeated input required to save bank account
  • App freezes or crashes
  • Account information not available

Requested features

4 requests
  • Add support for landscape mode on iPad
  • Improve facial recognition
  • Restore web access
  • Allow adding multiple family members

In-app purchases

None

SEM Wealth

No in-app purchases

None

MassMutual

No in-app purchases

Questions

Is SEM Wealth free?
SEM Wealth is free to download, with no in-app purchases.
Is MassMutual free?
MassMutual is free to download, with no in-app purchases.
Do SEM Wealth or MassMutual have ads?
Neither SEM Wealth nor MassMutual shows ads.
Which is updated more often, SEM Wealth or MassMutual?
SEM Wealth ships an update every 38 months, and MassMutual monthly. Most recently, SEM Wealth was updated on September 16, 2026 and MassMutual on October 15, 2026.

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