Comparison

AB Direct Internet Banking vs FSIB Cloud Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AB Direct Internet Banking

Manage your bank accounts conveniently from your smartphone. Perform daily banking tasks, transfer funds, pay bills, and recharge your mobile balance with ease. Enjoy secure online transactions and locate branches or ATMs.

Highlights
  • Check account balances
  • View transaction history
  • Fund transfers
  • Bill payments
  • Mobile recharge
  • ATM/Branch locator
  • Enhanced security
Features
Read full description

Banking is not somewhere you go, but something you do ‘ – believing in this mantra, AB Bank brings its account holders a number of products and services under the eBiz portfolio. Account holders can enjoy the modern day technology-driven banking services by using its Internet Banking, SMS Banking, nationwide ATM network and various types of Visa Debit cards and MasterCard credit cards. AB Direct Mobile Application for banking is yet another value added service offered to its account holders. Any AB Bank account holder shall be eligible to use the AB Direct mobile application in their smartphones or tablets to do day to day banking activities. What’s in this App : • Intuitive user interface • Easy navigation • Check account balances • View transaction history • Simplified fund transfer • Send money to any bank account in Bangladesh • Easy bill payment process • Recharge mobile phone balance instantly • Pay utility bills online from anywhere anytime • Pay AB Bank MasterCard credit card bills online • Enhanced security for online transaction (2FA) • AB Bank branch and ATM locators If you have any queries, please call us at our 24 hour helpline at Phone: 16207 (for calling from overseas +8809678916207) Email: support@abbl.com Address: BCIC Building, 30-31 Dilkusha C/A, Dhaka 1000, Bangladesh Thanks for being with AB Bank Limited

About

FSIB Cloud Banking

This mobile banking application allows users to manage their accounts, perform various financial transactions, and access banking services. It facilitates money transfers, bill payments, mobile top-ups, and QR code payments. Users can also view account details, transaction history, and request services like cheque books and bank statements.

Highlights
  • Money transfer to local banks (NPSB, EFT, RTGS)
  • Inter-account transfers within FSIB
  • Transfers to mobile wallets (FirstCash, Nagad, Bkash)
  • Bill payments (DESCO, DPDC, Dhaka WASA)
  • Mobile top-up for all Bangladeshi telcos
  • QR code payments at FSIB merchants
  • Account balance and transaction history
  • Cheque book and bank statement requests
Features
Read full description

First Security Islami Bank PLC (FSIB) is a renowned private scheduled bank in Bangladesh. It is a public limited company. It contains 13 members including the Chairman and Managing Director. First Security Islami Bank PLC is a Shari’ah based bank, also. The Bank also contains a Shari’ah board that includes 5 members. Its paid up capital is Tk. 7840.99 million and authorized capital is Tk. 10,000.00 million. FSIB is now having 204 branches and 246 ATMs across Bangladesh. The Incorporation date of FSIB is August 29, 1999. The first branch is Dilkusha Branch and the date of opening is the 25th October 1999. FSIB delivers different types of services such as – branch banking, internet banking, SMS banking, agent banking, mobile banking etc. Besides, it also comprises the remittance business, including export-import business also. The Vision of FSIB is to be the premier financial institution in the country by providing high quality products and services backed by latest technology and a team of highly motivated personnel to deliver excellence in Banking. FSIB CLOUD, is the sole application of FSIB, so that it can has the permission of using Logo, Pictures, Videos and Contents of the organization’s website (https://www.fsiblbd.com/) in the Mobile Application (FSIB CLOUD). To reach our more than 1.3 million valued customers FSIB CLOUD will be performed to contribute to the socio-economic development of the country, to attain the highest level of satisfaction through the extension of services by dedicated and motivated professionals To maintain continuous growth of market share by ensuring quality and above all, to contribute effectively to the national economy in Bangladesh. FSIB has a rich service delivery system and a strong IT backbone with individual Unit such as FinTech, CBS, DBA, System & Hardware, Network, Security and Software Unit. FSIB has strong DATA center and Data recovery center. To get started, download, launch the app, Read Privacy policy, Sign up and contact with your branch. Then sign on with provided User ID and Password. It’s that simple. What’s in this App: TRANSACTIONS - Transfer money immediately to any local bank through NPSB, EFT & RTGS. - Send and Receive money immediately within Demand Deposit Accounts of FSIB. - Transfer Money or put standing instruction for recurring transfer to own DPS and Investment Account (HPSM Consumer Durable) within FSIB. -Transfer to FirstCash, Nagad & Bkash - Pay DESCO, DPDC, DHAKA WASA Bill. - Mobile Top Up of all Telco in Bangladesh. QR PAYMENTS - Customer can pay scanning QR of FSIB enlisted Merchant. It will save users time. ACCOUNT ACCESS - Profile Information. - All Account Lists with detailed Balance Tab. - Check Book Details. - See last 50 Transaction. - Search Transaction with Cheque Number, Account Number, Amount and Date. REQUEST - Cheque Book Requisition. - Cheque Stopping/ Block. - Request for bank Statement. - Mailing Address change request. SECURITY FEATURES AND AUTHENTICATION - Change Password. - Change T-PIN. - Authenticate transfer request with T-PIN, OTP, RSA Token. ATM / BRANCH / CONTACT US - Search for location and contact details of ATMs and Branches. - See Route and Location on Map. - Get help instantly with FSIBL Call center number 16257. OTHER FEATURES - Get Notification and alert about bank news, events, transaction etc. in scroll bar and massage center. - Calculate MTDR Profit and EMI with Schedule. - See Exchange Rates. - View, Share, Review and Request for Products. UPCOMING SERVICES: - Pay bills for Chittagong WASA, Indian VISA, Titas Gas. - Tuition fees payments for BRAC University and North South University. Note: First Security Islami Bank PLC does not charge fee for the use of FSIB CLOUD. Your Mobile Service Provider may charge you as per their data rate. Charges for different transaction will be declared by competent authority by circular. ©2021 FSIB CLOUD, Inc. First Security Islami Bank PLC.

Screenshots

AB Direct Internet Banking4 screens
FSIB Cloud Banking4 screens

Verdict

The call

AB Direct Internet Banking and FSIB Cloud Banking both sit at 3.4 stars, but that hides the real split: 42% of AB Direct Internet Banking's written reviews are positive against 32% of FSIB Cloud Banking's. FSIB Cloud Banking's advantage is iOS requirement (12.0 vs 15.5). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.4 for AB Direct Internet Banking against 3.3 for FSIB Cloud Banking. Both are backed by a comparable volume of ratings — 153 and 76 respectively. Written reviews are what separate them: 42% of AB Direct Internet Banking's written reviews are positive against 32% of FSIB Cloud Banking's.

UpkeepUpdate frequency

AB Direct Internet Banking ships an update monthly, FSIB Cloud Banking every 2 months. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

Scorecard2 real differences · 8 level
AB Direct Internet Banking versus FSIB Cloud Banking: the parameters behind the verdict, then further details
ParameterAB Direct Internet BankingFSIB Cloud Banking
PriceFreeFree
Rating3.4 (153 ratings) — better3.3 (76 ratings)
Positive reviews42.3% of reviews — better31.6% of reviews
Number of ratings153 — better76
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.512.0 — better
Further details — not scored
Size129 MB87 MB
Age rating4+4+
DeveloperAB Bank LimitedFirst Security Islami Bank Limited

Customer experience

AB Direct Internet Banking

All ratings152 ratings
Positive54.6%
Neutral7.2%
Negative38.2%
Written reviews71 reviews
Positive42.3%
Neutral9.9%
Negative47.9%

FSIB Cloud Banking

All ratings75 ratings
Positive56.0%
Neutral6.7%
Negative37.3%
Written reviews38 reviews
Positive31.6%
Neutral2.6%
Negative65.8%

In-app purchases

None

AB Direct Internet Banking

No in-app purchases

None

FSIB Cloud Banking

No in-app purchases

Questions

Is AB Direct Internet Banking free?
AB Direct Internet Banking is free to download, with no in-app purchases.
Is FSIB Cloud Banking free?
FSIB Cloud Banking is free to download, with no in-app purchases.
Which has better reviews, AB Direct Internet Banking or FSIB Cloud Banking?
AB Direct Internet Banking is rated higher. AB Direct Internet Banking averages 3.4 out of 5 from 153 ratings, while FSIB Cloud Banking averages 3.3 from 76 ratings.
Do AB Direct Internet Banking or FSIB Cloud Banking have ads?
Neither AB Direct Internet Banking nor FSIB Cloud Banking shows ads.
Which is updated more often, AB Direct Internet Banking or FSIB Cloud Banking?
AB Direct Internet Banking ships an update monthly, and FSIB Cloud Banking every 2 months. Most recently, AB Direct Internet Banking was updated on October 23, 2026 and FSIB Cloud Banking on October 29, 2026.

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