HSBC UK Mobile Banking vs Kitty
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HSBC UK Mobile Banking
Manage your everyday banking securely and conveniently on the go. Quickly log in, make payments, deposit cheques, and track your spending. Access statements, manage cards, and forecast your balance after bills.
- Secure login with Face ID/Touch ID
- Make payments and check balances
- Deposit cheques up to £2,000 daily
- Manage standing orders and Direct Debits
- Freeze/report lost cards
- View card PIN
- Spending insights and balance forecast
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The HSBC UK Mobile Banking app has been created to help our UK customers with their everyday banking on the go. Download it today and you can: • Log on quickly and securely with Face ID or Touch ID • Make payments and check your balances on the go • Pay in one or more cheques up to a limit of £2,000 per day • View or cancel standing orders and Direct Debits • Freeze, report lost and order a replacement card • View your debit or credit card PIN • Stay in control with our Spending insights • View and manage bills easily with Balance Forecast. How to log on to Mobile Banking • If you’re registered for HSBC Online Banking, you can use your existing details • If you’re not yet registered, simply download the app, then select ‘Register now’. Access all your essential banking services on the go. Download the HSBC UK Mobile Banking app today. Want to know more? Log on quickly and securely Face ID and Touch ID mean you can use your face or fingerprint to quickly log on to the HSBC UK Mobile Banking app, without having to enter a password. Once you’re logged on, your Mobile Banking PIN adds another layer of protection against fraud. To authorise new transactions, use your Mobile Banking PIN or biometrics on supported devices. Send money The HSBC UK Mobile Banking app lets you send money to family or friends using their account details. Pay bills with pre-populated bank details for hundreds of major businesses. And instantly transfer money between your personal accounts. Mobile statements With the HSBC UK Mobile Banking app, you can securely access your current account, savings and credit card statements. Mobile cheque deposits The HSBC UK Mobile Banking app lets you pay in cheques without going to a branch by selecting the account, entering the value then scanning the front and back of the cheque. Please keep any cheques until they show in your account. You can pay in one or more cheques up to a limit of £2,000 per day. Cheques deposited before 10pm on a working day will be available by 11:59pm the next working day. Freeze your card Ever lost your card, only for it to turn up the moment you cancelled it? With the HSBC UK Mobile Banking app, you can place a temporary block on your card with just a few taps. It will stay blocked until you unblock it, or it can be reported as lost or stolen. Balance After Bills Balance After Bills helps you plan your finances from one payday to the next. It shows you how much you could have left for the month ahead, once scheduled bills like standing orders, Direct Debits, credit cards, loans and mortgages are taken into account. Chat with us Need help or assistance? Select the ‘Start chat’ window on the home screen or tap 'Chat with us' in the ‘Library’. If you have push notifications enabled for the HSBC Mobile Banking app, we’ll send you an alert when we reply. Gambling restriction You can choose to restrict transactions made to gambling businesses, such as casinos and online betting companies, and recurring transactions such as The Postcode Lottery. The block only applies to individual cards held in your name. This App is designed for use in the United Kingdom. The products and services described in this App are intended for UK customers. This App is provided by HSBC UK Bank Plc ('HSBC UK') for the use of existing customers of HSBC UK. Please do not download this App if you are not an existing customer of HSBC UK. HSBC UK is authorised and regulated in the United Kingdom by the Financial Conduct Authority. If you are outside the UK, we may not be authorised to offer or provide you with the products and services available through this App in the country or region where you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.
Kitty
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Kitty keeps track of shared money between friends, so nobody has to do the maths or remember who paid. Start a group for a trip, a flat or a dinner, or a one-to-one ledger with a friend. Add what was spent and who paid, and Kitty works out who owes whom. ADD PEOPLE BY NAME No waiting for everyone to install an app. Add friends by name and start recording straight away. Send them an invite link whenever you like, and everything already recorded against their name is waiting for them. SPLIT IT ANY WAY Split equally, by exact amounts, by percentage or by shares. Shares suit uneven splits, like two people in a room and one on the sofa. For a quick one-to-one, just tap I paid, They paid or Split 50/50. FEWER PAYMENTS TO SETTLE Kitty simplifies the debts in a group, so a circle of people owing each other becomes the fewest payments that clear it. Mark a debt as settled once it is paid. YOUR OWN SPENDING, PRIVATELY The Mine tab tracks what you spend on your own. It is private to you and never shown in any group. BUILT TO BE FAIR - Free, with no ads and no paywall on anything that decides who owes what - Balances in 13 currencies, each group in its own currency - Expenses cannot be quietly edited, so the history stays honest - Start instantly as a guest, then save your account with Apple or Google - Delete your account and data from inside the app at any time Kitty never holds or moves your money. It records what you tell it, and you settle up however you normally pay.
Screenshots
Verdict
The clearest difference is device support: HSBC UK Mobile Banking at 3 against Kitty's 1. On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | HSBC UK Mobile Banking | Kitty |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (22K ratings) — better | — |
| Positive reviews | 65.2% of reviews | — |
| Number of ratings | 22K — better | — |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 764 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | HSBC Global Services UK Limited | ROSHAN GHANSHYAMBHAI HIRAPARA |
Bugs and requests
HSBC UK Mobile Banking
Reported bugs
4 issues- Login process not working consistently
- Cheque deposit feature not functioning properly
- Notifications not clearing even after reading messages
- Compatibility issues with newer iOS versions
Requested features
4 requests- Dark mode option
- Ability to update personal details within the app
- Improved transaction details and categorization
- Seamless integration with other HSBC accounts and services
Kitty
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HSBC UK Mobile Banking
No in-app purchases
Kitty
No in-app purchases









