Comparison

ALAT vs Flickwheel

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ALAT

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Highlights
  • Digital banking services
  • Bill payments and scheduling
  • Local and international money transfers
  • Personal and group savings
  • Access to loans and insurance
  • Card management and security
  • Travel bookings and deals
Features
Read full description

Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure banking tailored to their daily needs, designed for their financial success and fortified to ensure financial security. Here what can do on ALAT: - Enjoy Travel Bookings, Deals, Discounts & Rewards, affordable Insurance plans, low-interest loans, personal and group savings options, affordable healthcare & more. - Effortlessly log in using Touch ID, Face ID, or unique password. - Take control of your finances by scheduling bills and monitoring pending payments, checking balances, tracking your expenses, gaining insight into your spending habits and more! - Set up Direct Debits and Standing Orders without stress. - Seamlessly transfer money and make payments locally & internationally. - Receive money both in Naira and foreign currency from any part of the world. - Stay informed and up to date on all account activity with instant notifications. - Set up your PIN or reset PIN whenever needed. - Request a new card, report lost or stolen cards, freeze cards, and order replacements with ease. - Quickly locate and review transactions and account statements. - Keep your contact details updated without stress; and more! OUR JOURNEY Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across diverse aspects of need. EXPLORE: 1. Deals & Discounts from your favourite top brands; enjoy much more for less! 2. Seamless creation and management of multiple accounts including your ALAT Account, Domiciliary Account, Royal Kiddies Account (for children ages 0-12), ALAT Xplore (Teens 13-17), Current Account & Domiciliary Account(s). 3. Easy low-interest loans tailored to your needs. Terms & conditions apply. 4. Flexible electricity, cable & other bill payments and never miss a due date! 5. Personal and Group Savings on ALAT Goals. Saving alone or with others has never been easier! 6. Virtual & physical debit, credit, utility & other cards with convenience and security, online or in-store. 7. Local & international flights via “Travels”, and affordable insurance plans via “Insurance”! 8. Customised Customer Support. Protection The security of your funds and data are top priority so we use the high-level encryption to protect your personal and financial information. Here are some extra layers of security we apply: 1. Insuring your money Every Deposit made on ALAT is insured by the Nigeria Deposit Insurance Corporation (NDIC). 2. Transaction Screening We use our proprietary systems and international databases to detect and prevent sanction violations, money laundering and fraud in transactions. 3. Security Certifications WEMABANK is certified by PCIDSS to ensure the security of users' card-related transactions against data theft and fraud. We have also received formal recognition from the National Information Technology Development Agency (NITDA) for our compliance with the Nigeria Data Protection Regulation (NDPR) data protection and privacy laws. 4. Fraud Protection In addition to our automated systems, ALAT’s Compliance, Transaction Monitoring, Issue Resolution, and Fraud Prevention Teams, work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts, carry out further investigations and follow up with reports. CONTACT US! We are always excited to hear from you. For feedback, questions, or concerns, reach us via: 1. Helpline: 07000PURPLE (07000787753) 2. Email: purpleconnect@wemabank.com 3. Website: https://wemabank.com/ To stay informed and never miss an update, follow us on Facebook, Twitter & Instagram: @wemabank & @alat_ng; TikTok: @wemabank

About

Flickwheel

Access auto repair loans and connect with vetted technicians. Get vehicle history reports, real-time repair updates, and personalized assistance from a 'FlickyFriend' to manage your car service. Play auto quizzes for rewards.

Highlights
  • Fix now, pay later auto credits
  • Access to vetted auto technicians
  • Vehicle history reports
  • Real-time auto repair updates
  • Personalized 'FlickyFriend' assistance
  • Automobile quiz games with rewards
Read full description

Flickwheel is improving vehicle roadworthiness through cutting-edge automotive and financial technologies. Flickwheel has built a robust automotive suite that provides access to an aggregated pool of vetted auto technicians, a pool of auto repair credits, vehicle history report and big auto data to aid car owners stay one step ahead of all vehicle defects WHY USE THE FLICKWHEEL APP 1. Access to quick auto credits; Fix now, pay later 2. Access to pool of vetted and credible auto technician. 3. Access to robust vehicle history report. 4. Access to a large pool of trusted auto technicians across various LGAs in your city. 5. Automated real-time auto repair updates 6. Play fun automobile quiz/games and win amazing rewards 7. Auto repair monitoring through a flickyfriend to ensure quality assurance WHO IS YOUR FLICKYFRIEND? 1. This is your personal friend that will be assigned to you once you request an auto service application and pass the verification process on the Flickwheel app. 2. They are specially trained to ensure you are getting all the assistance and help you need during your auto service process. 3. They accompany you to every visit you need to make to your auto technician. 4. In a case where you are unavailable, constant updates on the state of your vehicle and auto service process would be sent to you in real-time by your FlickyFriend. 5. They handle the disbursement of funds to your auto technician for the purchase of any auto spare part needed during the duration of your vehicle fixes. 6. To learn more about the FlickyFriend experience, please visit - https://flickwheel.tawk.help/category/flickyfriend Learn more about us, app updates offers and so much more on:- Website: www.flickwheel.com FAQs: https://flickwheel.tawk.help/ Instagram:-https://instagram.com/flickwheel Facebook:- https://web.facebook.com/Flickwheel-110393931386643 LinkedIn:- https://www.linkedin.com/company/flickwheel Twitter:- https://twitter.com/flickwheel2021

Screenshots

ALAT4 screens
Flickwheel4 screens

Verdict

The call

The clearest difference is rating: ALAT at 3.8 against Flickwheel's 3.0. ALAT also leads on ads (none vs shown) and ratings volume (3.3K vs 2). Flickwheel's advantage is iOS requirement (13.4 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ALAT holds the better App Store score, 3.8 against 3.0. That said, the two scores are not equally well evidenced: ALAT has 3.3K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

ALAT ships an update every 6 weeks, Flickwheel monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
ALAT versus Flickwheel: the parameters behind the verdict, then further details
ParameterALATFlickwheel
PriceFreeFree
Rating3.8 (3.3K ratings) — better3.0 (2 ratings)
Positive reviews27.8% of reviews—
Number of ratings3.3K — better2
Update frequencyEvery 6 weeksMonthly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.4 — better
Further details — not scored
Size232 MB82 MB
Age rating4+4+
DeveloperWema Bank PlcFlickwheel Limited

Customer experience

ALAT

All ratings2,375 ratings
Positive58.1%
Neutral10.1%
Negative31.9%
Written reviews263 reviews
Positive27.8%
Neutral7.6%
Negative64.6%

Flickwheel

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

ALAT

Reported bugs

4 issues
  • Login issues after app updates
  • Inability to create transaction PIN
  • Debit card activation problems
  • Funds not reflecting in account

Requested features

4 requests
  • Facial recognition login
  • Improved transaction history
  • Ability to hide account balance
  • Seamless integration with other bank accounts

Flickwheel

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ALAT

No in-app purchases

None

Flickwheel

No in-app purchases

Questions

Is ALAT free?
ALAT is free to download, with no in-app purchases.
Is Flickwheel free?
Flickwheel is free to download, with no in-app purchases.
Which has better reviews, ALAT or Flickwheel?
ALAT is rated higher. ALAT averages 3.8 out of 5 from 3.3K ratings, while Flickwheel averages 3.0 from 2 ratings.
Do ALAT or Flickwheel have ads?
Flickwheel shows ads; ALAT does not.
Which is updated more often, ALAT or Flickwheel?
ALAT ships an update every 6 weeks, and Flickwheel monthly. Most recently, ALAT was updated on November 2, 2026 and Flickwheel on November 3, 2026.

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