Comparison

ALAT vs Adashe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ALAT

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Highlights
  • Digital banking services
  • Bill payments and scheduling
  • Local and international money transfers
  • Personal and group savings
  • Access to loans and insurance
  • Card management and security
  • Travel bookings and deals
Features
Read full description

Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure banking tailored to their daily needs, designed for their financial success and fortified to ensure financial security. Here what can do on ALAT: - Enjoy Travel Bookings, Deals, Discounts & Rewards, affordable Insurance plans, low-interest loans, personal and group savings options, affordable healthcare & more. - Effortlessly log in using Touch ID, Face ID, or unique password. - Take control of your finances by scheduling bills and monitoring pending payments, checking balances, tracking your expenses, gaining insight into your spending habits and more! - Set up Direct Debits and Standing Orders without stress. - Seamlessly transfer money and make payments locally & internationally. - Receive money both in Naira and foreign currency from any part of the world. - Stay informed and up to date on all account activity with instant notifications. - Set up your PIN or reset PIN whenever needed. - Request a new card, report lost or stolen cards, freeze cards, and order replacements with ease. - Quickly locate and review transactions and account statements. - Keep your contact details updated without stress; and more! OUR JOURNEY Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across diverse aspects of need. EXPLORE: 1. Deals & Discounts from your favourite top brands; enjoy much more for less! 2. Seamless creation and management of multiple accounts including your ALAT Account, Domiciliary Account, Royal Kiddies Account (for children ages 0-12), ALAT Xplore (Teens 13-17), Current Account & Domiciliary Account(s). 3. Easy low-interest loans tailored to your needs. Terms & conditions apply. 4. Flexible electricity, cable & other bill payments and never miss a due date! 5. Personal and Group Savings on ALAT Goals. Saving alone or with others has never been easier! 6. Virtual & physical debit, credit, utility & other cards with convenience and security, online or in-store. 7. Local & international flights via “Travels”, and affordable insurance plans via “Insurance”! 8. Customised Customer Support. Protection The security of your funds and data are top priority so we use the high-level encryption to protect your personal and financial information. Here are some extra layers of security we apply: 1. Insuring your money Every Deposit made on ALAT is insured by the Nigeria Deposit Insurance Corporation (NDIC). 2. Transaction Screening We use our proprietary systems and international databases to detect and prevent sanction violations, money laundering and fraud in transactions. 3. Security Certifications WEMABANK is certified by PCIDSS to ensure the security of users' card-related transactions against data theft and fraud. We have also received formal recognition from the National Information Technology Development Agency (NITDA) for our compliance with the Nigeria Data Protection Regulation (NDPR) data protection and privacy laws. 4. Fraud Protection In addition to our automated systems, ALAT’s Compliance, Transaction Monitoring, Issue Resolution, and Fraud Prevention Teams, work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts, carry out further investigations and follow up with reports. CONTACT US! We are always excited to hear from you. For feedback, questions, or concerns, reach us via: 1. Helpline: 07000PURPLE (07000787753) 2. Email: purpleconnect@wemabank.com 3. Website: https://wemabank.com/ To stay informed and never miss an update, follow us on Facebook, Twitter & Instagram: @wemabank & @alat_ng; TikTok: @wemabank

About

Adashe

Features
Read full description

Adashe is a wealth management application committed to improving the financial practices of Africans starting from Nigeria. We have three product offerings for savings, investment and foreign and local currency payments. Our savings platform is bringing back the African Ajo/Esusu culture to Africans while introducing it to the diaspora. Access Interest Free Loans Have access to capital for your business and personal needs by creating a savings community where every member contributes a fixed amount of money towards raising a huge capital/loan to be received by a member on a weekly/monthly basis. This way, every member of the community receives an interest-free loan and pays back by instalments towards another member’s capital. This works like the typical Ajo/Esusu that Africans are used to. Send and Receive Money Just say no to massive bank maintenance fees or travelling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Pay and get paid anytime from anywhere. Virtual Cards Payment You can create virtual cards on Adashe. This feature allows you to make online payments without having to reveal your personal banking information. With our virtual cards, you can enjoy secure and borderless transactions no matter where you are in the world. Say No to Currency Conversion Troubles When you use Adashe virtual cards, you can exchange funds globally without any border restrictions and enjoy fair exchange rates. We update our rates regularly to make sure you get the best Buy/Sell deals. Invest with as little as $1: With as little as $1, you can choose from our wide range of investment options ranging from local and international stock, agriculture, real estate and transportation and earn up to 20% return on your capital per annum Get Real Time Financial Education When you use Adashe, you get access to free financial and wealth management education and resources through our timely blogs, articles and case studies. Your knowledge of money management is about to hit the roof with us. Stay Informed Adashe is constantly expanding. Stay updated on the latest features and deals. Instagram; Twitter; Facebook; LinkedIn - @adashefinane Contact us - support@adashe.com

Screenshots

ALAT4 screens
Adashe2 screens

Verdict

The call

The clearest difference is ads: ALAT at none against Adashe's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ALAT ships an update every 6 weeks, Adashe monthly. The most recent releases landed on October 17, 2026 and October 2, 2026 respectively.

Scorecard1 real difference · 9 level
ALAT versus Adashe: the parameters behind the verdict, then further details
ParameterALATAdashe
PriceFreeFree
Rating3.5 (2.4K ratings) — better—
Positive reviews27.7% of reviews—
Number of ratings2.4K — better—
Update frequencyEvery 6 weeksMonthly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.012.0 — better
Further details — not scored
Size233 MB85 MB
Age rating4+17+
DeveloperWema Bank PlcADASHE FINANCE LIMITED

Bugs and requests

ALAT

Reported bugs

4 issues
  • Login issues after app updates
  • Inability to create transaction PIN
  • Debit card activation problems
  • Funds not reflecting in account

Requested features

4 requests
  • Facial recognition login
  • Improved transaction history
  • Ability to hide account balance
  • Seamless integration with other bank accounts

Adashe

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ALAT

No in-app purchases

None

Adashe

No in-app purchases

Questions

Is ALAT free?
ALAT is free to download, with no in-app purchases.
Is Adashe free?
Adashe is free to download, with no in-app purchases.
Do ALAT or Adashe have ads?
Adashe shows ads; ALAT does not.
Which is updated more often, ALAT or Adashe?
ALAT ships an update every 6 weeks, and Adashe monthly. Most recently, ALAT was updated on October 17, 2026 and Adashe on October 2, 2026.

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