ALAT vs Akilaah

Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure banking tailored to their daily needs, designed for their financial success and fortified to ensure financial security. Here what can do on ALAT: - Enjoy Travel Bookings, Deals, Discounts & Rewards, affordable Insurance plans, low-interest loans, personal and group savings options, affordable healthcare & more. - Effortlessly log in using Touch ID, Face ID, or unique password. - Take control of your finances by scheduling bills and monitoring pending payments, checking balances, tracking your expenses, gaining insight into your spending habits and more! - Set up Direct Debits and Standing Orders without stress. - Seamlessly transfer money and make payments locally & internationally. - Receive money both in Naira and foreign currency from any part of the world. - Stay informed and up to date on all account activity with instant notifications. - Set up your PIN or reset PIN whenever needed. - Request a new card, report lost or stolen cards, freeze cards, and order replacements with ease. - Quickly locate and review transactions and account statements. - Keep your contact details updated without stress; and more! OUR JOURNEY Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across diverse aspects of need. EXPLORE: 1. Deals & Discounts from your favourite top brands; enjoy much more for less! 2. Seamless creation and management of multiple accounts including your ALAT Account, Domiciliary Account, Royal Kiddies Account (for children ages 0-12), ALAT Xplore (Teens 13-17), Current Account & Domiciliary Account(s). 3. Easy low-interest loans tailored to your needs. Terms & conditions apply. 4. Flexible electricity, cable & other bill payments and never miss a due date! 5. Personal and Group Savings on ALAT Goals. Saving alone or with others has never been easier! 6. Virtual & physical debit, credit, utility & other cards with convenience and security, online or in-store. 7. Local & international flights via “Travels”, and affordable insurance plans via “Insurance”! 8. Customised Customer Support. Protection The security of your funds and data are top priority so we use the high-level encryption to protect your personal and financial information. Here are some extra layers of security we apply: 1. Insuring your money Every Deposit made on ALAT is insured by the Nigeria Deposit Insurance Corporation (NDIC). 2. Transaction Screening We use our proprietary systems and international databases to detect and prevent sanction violations, money laundering and fraud in transactions. 3. Security Certifications WEMABANK is certified by PCIDSS to ensure the security of users' card-related transactions against data theft and fraud. We have also received formal recognition from the National Information Technology Development Agency (NITDA) for our compliance with the Nigeria Data Protection Regulation (NDPR) data protection and privacy laws. 4. Fraud Protection In addition to our automated systems, ALAT’s Compliance, Transaction Monitoring, Issue Resolution, and Fraud Prevention Teams, work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts, carry out further investigations and follow up with reports. CONTACT US! We are always excited to hear from you. For feedback, questions, or concerns, reach us via: 1. Helpline: 07000PURPLE (07000787753) 2. Email: purpleconnect@wemabank.com 3. Website: https://wemabank.com/ To stay informed and never miss an update, follow us on Facebook, Twitter & Instagram: @wemabank & @alat_ng; TikTok: @wemabank

Akilaah is a digital cooperative platform designed to address the financial needs of its members while fostering community collaboration. Akilaah Solutions is an all-in-one platform designed to simplify financial management, offering comprehensive tools for handling investments, savings, loans, contributions, and subscriptions. Whether you’re an individual, entrepreneur, or financial institution, Akilaah equips you with powerful features to manage your finances efficiently and securely. Key Features: - Savings Management Organize and track your savings effortlessly. Akilaah provides detailed insights into your savings progress, enabling you to set goals and monitor growth over time. - Contribution Tracking Manage your financial contributions with ease. Get real-time updates and notifications on contributions and keep your finances in check with transparent reporting. - Loan Management Simplify your loan management process. Akilaah allows you to track loan disbursements, manage repayment schedules, and receive reminders, helping you stay on top of your financial obligations. - Subscription Module Subscribe to specialized welfare package such as Housing, Health, Education, Transportation, Finance and Food. Keep your subscriptions organized with Akilaah’s subscription management tool. Track all recurring payments and get reminders for upcoming renewals, ensuring you never miss a payment deadline. - User-Friendly Dashboard Access all your financial information in one place with Akilaah’s comprehensive dashboard. Get a complete overview of your savings, loans, and subscriptions at a glance. - Payment History View your complete payment history and track past transactions. Akilaah keeps detailed records, providing transparency and ease when auditing financial activities. - Real-Time Notifications Stay informed with real-time notifications on savings goals, loan payments, subscriptions, and more. Never miss an important financial update with Akilaah’s instant alerts. - Security First Akilaah prioritizes the security of your financial data. All transactions and personal information are encrypted, ensuring that your data remains safe from unauthorized access. Why Choose Akilaah? - Comprehensive Financial Tools: From savings to loans, and subscriptions, Akilaah covers all your financial needs in one app. - Seamless Experience: With cross-platform support, manage your finances anytime, anywhere on iOS devices. - Tailored for Everyone: Whether you're a small business owner, a financial professional, or an individual, Akilaah is designed to suit your financial management needs. - Customer Support: Our team is always available to assist you with any queries or issues, ensuring smooth usage.