ALAT vs Transa.io

Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure banking tailored to their daily needs, designed for their financial success and fortified to ensure financial security. Here what can do on ALAT: - Enjoy Travel Bookings, Deals, Discounts & Rewards, affordable Insurance plans, low-interest loans, personal and group savings options, affordable healthcare & more. - Effortlessly log in using Touch ID, Face ID, or unique password. - Take control of your finances by scheduling bills and monitoring pending payments, checking balances, tracking your expenses, gaining insight into your spending habits and more! - Set up Direct Debits and Standing Orders without stress. - Seamlessly transfer money and make payments locally & internationally. - Receive money both in Naira and foreign currency from any part of the world. - Stay informed and up to date on all account activity with instant notifications. - Set up your PIN or reset PIN whenever needed. - Request a new card, report lost or stolen cards, freeze cards, and order replacements with ease. - Quickly locate and review transactions and account statements. - Keep your contact details updated without stress; and more! OUR JOURNEY Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across diverse aspects of need. EXPLORE: 1. Deals & Discounts from your favourite top brands; enjoy much more for less! 2. Seamless creation and management of multiple accounts including your ALAT Account, Domiciliary Account, Royal Kiddies Account (for children ages 0-12), ALAT Xplore (Teens 13-17), Current Account & Domiciliary Account(s). 3. Easy low-interest loans tailored to your needs. Terms & conditions apply. 4. Flexible electricity, cable & other bill payments and never miss a due date! 5. Personal and Group Savings on ALAT Goals. Saving alone or with others has never been easier! 6. Virtual & physical debit, credit, utility & other cards with convenience and security, online or in-store. 7. Local & international flights via “Travels”, and affordable insurance plans via “Insurance”! 8. Customised Customer Support. Protection The security of your funds and data are top priority so we use the high-level encryption to protect your personal and financial information. Here are some extra layers of security we apply: 1. Insuring your money Every Deposit made on ALAT is insured by the Nigeria Deposit Insurance Corporation (NDIC). 2. Transaction Screening We use our proprietary systems and international databases to detect and prevent sanction violations, money laundering and fraud in transactions. 3. Security Certifications WEMABANK is certified by PCIDSS to ensure the security of users' card-related transactions against data theft and fraud. We have also received formal recognition from the National Information Technology Development Agency (NITDA) for our compliance with the Nigeria Data Protection Regulation (NDPR) data protection and privacy laws. 4. Fraud Protection In addition to our automated systems, ALAT’s Compliance, Transaction Monitoring, Issue Resolution, and Fraud Prevention Teams, work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts, carry out further investigations and follow up with reports. CONTACT US! We are always excited to hear from you. For feedback, questions, or concerns, reach us via: 1. Helpline: 07000PURPLE (07000787753) 2. Email: purpleconnect@wemabank.com 3. Website: https://wemabank.com/ To stay informed and never miss an update, follow us on Facebook, Twitter & Instagram: @wemabank & @alat_ng; TikTok: @wemabank

Full descriptions: Transa is a cutting-edge digital financial platform that empowers you to manage multiple currencies, make instant international transfers, and spend globally with ease. Whether you're sending money across borders, converting currencies, or shopping online internationally, Transa provides a secure, fast, and user-friendly experience. Multi-Currency Wallet Manage multiple currency accounts in one place (NGN, USD, and more) View real-time balances and transaction history Switch between currencies with a single tap Competitive exchange rates for all conversions Virtual & Physical Cards Create instant virtual dollar cards for online payments Manage multiple cards simultaneously Track card spending in real-time Secure your cards with transaction PINs and biometrics Fast Money Transfers Send money to any Nigerian bank account instantly Make international transfers at competitive rates Save beneficiaries for quick repeat transfers Track all transactions with detailed receipts Currency Conversion Convert between multiple currencies instantly Real-time exchange rates with transparent fees No hidden charges or surprise costs Complete conversions in seconds Bank-Grade Security Biometric authentication (fingerprint/face ID) Transaction PIN protection Secure BVN and KYC verification End-to-end encryption for all transactions Real-time transaction notifications Smart Financial Management Detailed transaction history and filtering Account statements (PDF, CSV, Excel formats) Real-time balance updates Push notifications for all activities Organized transaction categorization Referral Rewards Program Earn $1 for every friend you refer No limits on referral earnings Track your referral progress in real-time Your friend gets rewarded too! Key Features: Intuitive and modern user interface Multiple account tiers with increasing limits Email and phone verification 24/7 customer support Instant funding via bank transfer Address verification for enhanced security Transaction receipts and statements Dark mode friendly design Why Choose Transa? Fast: Instant transfers and currency conversions Secure: Multiple layers of security protection Affordable: Competitive rates with transparent fees Reliable: 99.9% uptime for all services Supported: Dedicated customer support team Verified: Fully licensed and regulated Perfect For: Freelancers receiving international payments Students studying abroad Online shoppers buying from international stores Travelers managing multiple currencies Anyone making cross-border transactions Businesses with global operations Getting Started is Easy: Download and install Transa Create your account with phone verification Complete KYC verification (BVN & selfie) Start sending, receiving, and converting money!