Comparison

Circlys | سيركليز vs Mora Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Circlys | سيركليز

This app digitizes traditional savings and credit committee systems, offering a secure and hassle-free way to manage your finances. It provides guaranteed savings plans with no intermediaries and allows customization of savings circles.

Highlights
  • Digital savings and credit committees
  • Guaranteed savings plans
  • No intermediaries
  • Customizable savings circles
  • Secure financial management
  • Hassle-free transactions
Features
Read full description

Circlys is an app that fully transforms traditional savings and credit committee systems. Forget the old management of monthly committees and issues related to peer-to-peer transactions. We’ve created a digitally innovative app that ensures your financial journey is hassle-free, secure, and tailored to your needs. With Circlys, your money is guaranteed—no intermediaries—and we offer savings plans of up to 5,000 Saudi Riyals monthly. Enjoy the freedom to choose a savings circle that fits your needs, whether setting the duration or withdrawal method. Experience a modern, integrated system for financial committees (savings and credit circles) and take control of your financial future with Circlys.

About

Mora Finance

This financial app provides a secure, digital experience for customers, offering a variety of products and services that adhere to Islamic Shariah provisions. It emphasizes instant approval, a digital journey, and flexible terms without requiring a guarantor or salary transfer.

Highlights
  • Shariah-compliant financial products
  • Instant approval process
  • Digital customer journey
  • No guarantor required
  • No salary transfer needed
  • Flexible repayment terms
  • Variety of financial products
Features
Read full description

Mora application is designed to offer its products and services with a secured and integrated distinctive digital experience to its customers. Mora products are compatible with the provisions of Islamic Shariah. Why Mora? • Instant approval • Digital journey • Shariah-Compliant • No Guarantor required • No Salary transfer • Flexible terms • Variety of financial products • Excellent Customer Service

Screenshots

Circlys | سيركليز4 screens
Mora Finance4 screens

Verdict

The call

The clearest difference is ratings volume: Circlys | سيركليز at 5.9K against Mora Finance's 78. Mora Finance's advantage is monetization model (free vs ad-supported). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Circlys | سيركليز against 4.6 for Mora Finance. That said, the two scores are not equally well evidenced: Circlys | سيركليز has 5.9K ratings behind it against 78, so its average is the more settled of the two. Written reviews are what separate them: 49% of Circlys | سيركليز's written reviews are positive against 44% of Mora Finance's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Circlys | سيركليز versus Mora Finance: the parameters behind the verdict, then further details
ParameterCirclys | سيركليزMora Finance
PriceFreeFree
Rating4.7 (5.9K ratings) — better4.6 (78 ratings)
Positive reviews49.5% of reviews — better44.4% of reviews
Number of ratings5.9K — better78
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size88 MB105 MB
Age rating4+4+
DeveloperSaving circlesIjarah Finance

Customer experience

Circlys | سيركليز

All ratings5,877 ratings
Positive92.0%
Neutral2.1%
Negative5.9%
Written reviews190 reviews
Positive49.5%
Neutral5.3%
Negative45.3%

Mora Finance

All ratings78 ratings
Positive87.2%
Neutral6.4%
Negative6.4%
Written reviews9 reviews
Positive44.4%
Neutral0.0%
Negative55.6%

Bugs and requests

Circlys | سيركليز

Reported bugs

2 issues
  • App crashes and freezes on certain devices
  • Compatibility issues with newer OS versions

Requested features

4 requests
  • Add more payment options (e.g., Visa)
  • Improve communication and responsiveness
  • Provide more detailed information on fees and charges
  • Enhance user-friendly interface and navigation

Mora Finance

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Circlys | سيركليز

No in-app purchases

None

Mora Finance

No in-app purchases

Questions

Is Circlys | سيركليز free?
Circlys | سيركليز is free to download, with no in-app purchases.
Is Mora Finance free?
Mora Finance is free to download, with no in-app purchases.
Which has better reviews, Circlys | سيركليز or Mora Finance?
Circlys | سيركليز is rated higher. Circlys | سيركليز averages 4.7 out of 5 from 5.9K ratings, while Mora Finance averages 4.6 from 78 ratings.
Do Circlys | سيركليز or Mora Finance have ads?
Neither Circlys | سيركليز nor Mora Finance shows ads.
Which is updated more often, Circlys | سيركليز or Mora Finance?
Circlys | سيركليز ships an update monthly, and Mora Finance monthly. Most recently, Circlys | سيركليز was updated on October 24, 2026 and Mora Finance on October 25, 2026.

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