Circlys | سيركليز vs هكبه | Hakbah
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Circlys | سيركليز
This app digitizes traditional savings and credit committee systems, offering a secure and hassle-free way to manage your finances. It provides guaranteed savings plans with no intermediaries and allows customization of savings circles.
- Digital savings and credit committees
- Guaranteed savings plans
- No intermediaries
- Customizable savings circles
- Secure financial management
- Hassle-free transactions
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Circlys is an app that fully transforms traditional savings and credit committee systems. Forget the old management of monthly committees and issues related to peer-to-peer transactions. We’ve created a digitally innovative app that ensures your financial journey is hassle-free, secure, and tailored to your needs. With Circlys, your money is guaranteed—no intermediaries—and we offer savings plans of up to 5,000 Saudi Riyals monthly. Enjoy the freedom to choose a savings circle that fits your needs, whether setting the duration or withdrawal method. Experience a modern, integrated system for financial committees (savings and credit circles) and take control of your financial future with Circlys.
هكبه | Hakbah
This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.
- Digital Jameya (savings groups)
- Flexible payment control
- On-demand fund withdrawal
- Automated Jameya withdrawal
- Grace period (Imhal) service
- Individual Jameya option
- AI-powered savings engine
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Hakbah: Social Savings that help & collaborate! Saudi Arabia's largest savings app just got a whole lot better! Trusted by over 1.2 million real users across Saudi Arabia, Hakbah offers social saving through monthly financial Jameya in a modern, digital way with a new, AI-powered savings engine. In this update, we bring you new features, enhanced performance, and unprecedented control to achieve your financial goals faster and smarter. Whether you're saving for a car down payment, a well-deserved vacation, tuition fees, house rent, or simply want to save your money in a way that helps others and earns you savings rewarding in cash back – Hakbah is for you. Why Hakbah is the Best Choice for Social Saving in Saudi Arabia: Largest Community: Join the biggest network of savers in Saudi Arabia! Over 1.2 million real users on their social saving journey with Hakbah. Unmatched Control: We listened to you! Pay all future monthly payments anytime: Enjoy unprecedented flexibility! You can now pay all upcoming Jameya payments whenever it suits you, putting you in complete control of your payments. Receive the Jameya amount whenever you want: Your money, your rules! You now have full control over when to transfer your Jameya funds directly to your bank account in your receiving month. Automated Jameya Withdrawal: Faced an emergency? Or simply changed your mind? You can withdraw from a Jameya automatically, with full transparency. (Imhal) Service: You can request a grace period for your next payment from within the app and easily pay the fees. Individual Jameya: You can join an individual Jameya and pay the full amount upfront, enjoying unprecedented savings rewards. Blazing Fast Performance: Enjoy a smoother, faster, and more responsive app. We've implemented significant improvements and performance enhancements, making your saving journey seamless and enjoyable. Secure & Transparent: Your financial security is our top priority. Hakbah provides a transparent and secure platform for all your saving needs. And Much More! We've packed this release with numerous enhancements and features to boost your overall experience. How Hakbah's Jameya Work: Join a Jameya: Browse available Jameya every Monday and choose the one that suits you. Set Your Goal: Define your saving goal and monthly payment amount. Enjoy: Your Jameya is ready to start. Commit to monthly payments and receive your funds on your specified date. Download Hakbah today and join the leading savings community in the Kingdom! Save... Be proud.
Screenshots
Verdict
Circlys | سيركليز and هكبه | Hakbah both sit at 4.7 stars, but that hides the real split: 49% of Circlys | سيركليز's written reviews are positive against 35% of هكبه | Hakbah's. هكبه | Hakbah's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Circlys | سيركليز against 4.6 for هكبه | Hakbah. Both are backed by a comparable volume of ratings — 5.8K and 2K respectively. Written reviews are what separate them: 49% of Circlys | سيركليز's written reviews are positive against 35% of هكبه | Hakbah's.
Circlys | سيركليز ships an update every 4 weeks, هكبه | Hakbah monthly. The most recent releases landed on September 25, 2026 and September 23, 2026 respectively.
| Parameter | Circlys | سيركليز | هكبه | Hakbah |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (5.8K ratings) — better | 4.6 (2K ratings) |
| Positive reviews | 48.9% of reviews — better | 35.3% of reviews |
| Number of ratings | 5.8K — better | 2K |
| Update frequency | Every 4 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 109 MB | 74 MB |
| Age rating | 4+ | 12+ |
| Developer | Saving circles | Hakbah |
Customer experience
Circlys | سيركليز
هكبه | Hakbah
User reviews
Circlys | سيركليز
From 5.8K App Store ratingsWhat we love
- 👍 Reliable and trustworthy service
- 🚀 Efficient and timely payouts
- 💡 Convenient way to save and earn
- 🔒 Secure and regulated platform
Room to improve
- 💰 Excessively high fees and charges
- 🕰️ Delayed responses from customer service
- 🤔 Lack of transparency in policies and procedures
- 🚫 Inconsistent service and unreliable performance
هكبه | Hakbah
From 2K App Store ratingsWhat we love
- 🚀 Great app
- 🚀 Excellent service
- 👍 Awesome app
- 👍 Wonderful experience
- 👍 Efficient and professional
Room to improve
- 🐛 Delayed response
- 🐛 Technical issues
- 🐛 Poor customer service
- 🐛 Unreliable app
- 💰 High fees
Bugs and requests
Circlys | سيركليز
Reported bugs
2 issues- App crashes and freezes on certain devices
- Compatibility issues with newer OS versions
Requested features
4 requests- Add more payment options (e.g., Visa)
- Improve communication and responsiveness
- Provide more detailed information on fees and charges
- Enhance user-friendly interface and navigation
هكبه | Hakbah
Reported bugs
4 issues- Login issues
- Freezing app
- Incorrect payment processing
- Unavailable associations
Requested features
4 requests- Flexible payment options
- Improved user interface
- Better communication with customers
- Expanded selection of associations
In-app purchases
Circlys | سيركليز
No in-app purchases
هكبه | Hakbah
No in-app purchases
Questions
Is Circlys | سيركليز free?
Is هكبه | Hakbah free?
Which has better reviews, Circlys | سيركليز or هكبه | Hakbah?
Do Circlys | سيركليز or هكبه | Hakbah have ads?
Which is updated more often, Circlys | سيركليز or هكبه | Hakbah?
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