Comparison

Circlys | سيركليز vs هكبه | Hakbah

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Circlys | سيركليز

This app digitizes traditional savings and credit committee systems, offering a secure and hassle-free way to manage your finances. It provides guaranteed savings plans with no intermediaries and allows customization of savings circles.

Highlights
  • Digital savings and credit committees
  • Guaranteed savings plans
  • No intermediaries
  • Customizable savings circles
  • Secure financial management
  • Hassle-free transactions
Features
Read full description

Circlys is an app that fully transforms traditional savings and credit committee systems. Forget the old management of monthly committees and issues related to peer-to-peer transactions. We’ve created a digitally innovative app that ensures your financial journey is hassle-free, secure, and tailored to your needs. With Circlys, your money is guaranteed—no intermediaries—and we offer savings plans of up to 5,000 Saudi Riyals monthly. Enjoy the freedom to choose a savings circle that fits your needs, whether setting the duration or withdrawal method. Experience a modern, integrated system for financial committees (savings and credit circles) and take control of your financial future with Circlys.

About

هكبه | Hakbah

This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.

Highlights
  • Digital Jameya (savings groups)
  • Flexible payment control
  • On-demand fund withdrawal
  • Automated Jameya withdrawal
  • Grace period (Imhal) service
  • Individual Jameya option
  • AI-powered savings engine
Features
Read full description

Hakbah: Social Savings that help & collaborate! Saudi Arabia's largest savings app just got a whole lot better! Trusted by over 1.2 million real users across Saudi Arabia, Hakbah offers social saving through monthly financial Jameya in a modern, digital way with a new, AI-powered savings engine. In this update, we bring you new features, enhanced performance, and unprecedented control to achieve your financial goals faster and smarter. Whether you're saving for a car down payment, a well-deserved vacation, tuition fees, house rent, or simply want to save your money in a way that helps others and earns you savings rewarding in cash back – Hakbah is for you. Why Hakbah is the Best Choice for Social Saving in Saudi Arabia: Largest Community: Join the biggest network of savers in Saudi Arabia! Over 1.2 million real users on their social saving journey with Hakbah. Unmatched Control: We listened to you! Pay all future monthly payments anytime: Enjoy unprecedented flexibility! You can now pay all upcoming Jameya payments whenever it suits you, putting you in complete control of your payments. Receive the Jameya amount whenever you want: Your money, your rules! You now have full control over when to transfer your Jameya funds directly to your bank account in your receiving month. Automated Jameya Withdrawal: Faced an emergency? Or simply changed your mind? You can withdraw from a Jameya automatically, with full transparency. (Imhal) Service: You can request a grace period for your next payment from within the app and easily pay the fees. Individual Jameya: You can join an individual Jameya and pay the full amount upfront, enjoying unprecedented savings rewards. Blazing Fast Performance: Enjoy a smoother, faster, and more responsive app. We've implemented significant improvements and performance enhancements, making your saving journey seamless and enjoyable. Secure & Transparent: Your financial security is our top priority. Hakbah provides a transparent and secure platform for all your saving needs. And Much More! We've packed this release with numerous enhancements and features to boost your overall experience. How Hakbah's Jameya Work: Join a Jameya: Browse available Jameya every Monday and choose the one that suits you. Set Your Goal: Define your saving goal and monthly payment amount. Enjoy: Your Jameya is ready to start. Commit to monthly payments and receive your funds on your specified date. Download Hakbah today and join the leading savings community in the Kingdom! Save... Be proud.

Screenshots

Circlys | سيركليز4 screens
هكبه | Hakbah4 screens

Verdict

The call

Circlys | سيركليز and هكبه | Hakbah both sit at 4.7 stars, but that hides the real split: 49% of Circlys | سيركليز's written reviews are positive against 35% of هكبه | Hakbah's. هكبه | Hakbah's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Circlys | سيركليز against 4.6 for هكبه | Hakbah. Both are backed by a comparable volume of ratings — 5.8K and 2K respectively. Written reviews are what separate them: 49% of Circlys | سيركليز's written reviews are positive against 35% of هكبه | Hakbah's.

UpkeepUpdate frequency

Circlys | سيركليز ships an update every 4 weeks, هكبه | Hakbah monthly. The most recent releases landed on September 25, 2026 and September 23, 2026 respectively.

Scorecard2 real differences · 8 level
Circlys | سيركليز versus هكبه | Hakbah: the parameters behind the verdict, then further details
ParameterCirclys | سيركليزهكبه | Hakbah
PriceFreeFree
Rating4.7 (5.8K ratings) — better4.6 (2K ratings)
Positive reviews48.9% of reviews — better35.3% of reviews
Number of ratings5.8K — better2K
Update frequencyEvery 4 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size109 MB74 MB
Age rating4+12+
DeveloperSaving circlesHakbah

Customer experience

Circlys | سيركليز

All ratings5,812 ratings
Positive92.1%
Neutral2.1%
Negative5.8%
Written reviews188 reviews
Positive48.9%
Neutral5.3%
Negative45.7%

هكبه | Hakbah

All ratings2,039 ratings
Positive90.4%
Neutral2.6%
Negative7.0%
Written reviews116 reviews
Positive35.3%
Neutral6.0%
Negative58.6%

User reviews

Circlys | سيركليز

From 5.8K App Store ratings

What we love

  • 👍 Reliable and trustworthy service
  • 🚀 Efficient and timely payouts
  • 💡 Convenient way to save and earn
  • 🔒 Secure and regulated platform

Room to improve

  • 💰 Excessively high fees and charges
  • 🕰️ Delayed responses from customer service
  • 🤔 Lack of transparency in policies and procedures
  • 🚫 Inconsistent service and unreliable performance

هكبه | Hakbah

From 2K App Store ratings

What we love

  • 🚀 Great app
  • 🚀 Excellent service
  • 👍 Awesome app
  • 👍 Wonderful experience
  • 👍 Efficient and professional

Room to improve

  • 🐛 Delayed response
  • 🐛 Technical issues
  • 🐛 Poor customer service
  • 🐛 Unreliable app
  • 💰 High fees

Bugs and requests

Circlys | سيركليز

Reported bugs

2 issues
  • App crashes and freezes on certain devices
  • Compatibility issues with newer OS versions

Requested features

4 requests
  • Add more payment options (e.g., Visa)
  • Improve communication and responsiveness
  • Provide more detailed information on fees and charges
  • Enhance user-friendly interface and navigation

هكبه | Hakbah

Reported bugs

4 issues
  • Login issues
  • Freezing app
  • Incorrect payment processing
  • Unavailable associations

Requested features

4 requests
  • Flexible payment options
  • Improved user interface
  • Better communication with customers
  • Expanded selection of associations

In-app purchases

None

Circlys | سيركليز

No in-app purchases

None

هكبه | Hakbah

No in-app purchases

Questions

Is Circlys | سيركليز free?
Circlys | سيركليز is free to download, with no in-app purchases.
Is هكبه | Hakbah free?
هكبه | Hakbah is free to download, with no in-app purchases.
Which has better reviews, Circlys | سيركليز or هكبه | Hakbah?
Circlys | سيركليز is rated higher. Circlys | سيركليز averages 4.7 out of 5 from 5.8K ratings, while هكبه | Hakbah averages 4.6 from 2K ratings.
Do Circlys | سيركليز or هكبه | Hakbah have ads?
Neither Circlys | سيركليز nor هكبه | Hakbah shows ads.
Which is updated more often, Circlys | سيركليز or هكبه | Hakbah?
Circlys | سيركليز ships an update every 4 weeks, and هكبه | Hakbah monthly. Most recently, Circlys | سيركليز was updated on September 25, 2026 and هكبه | Hakbah on September 23, 2026.

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