MOLIM vs Circlys | سيركليز
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MOLIM
Access your detailed credit report and score from the Saudi Credit Bureau. Understand your credit history, including loans, mortgages, and payment records, to manage and improve your financial health.
- Detailed credit history summary
- Loan and mortgage tracking
- Credit card and overdraft monitoring
- Payment track record analysis
- Credit health awareness
- Informed financial decision-making
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MOLIM is your personal credit report & credit score, One of the products of the Saudi Credit Information Company MOLIM report gives you a detailed summary of your credit history including your loans, mortgages, credit cards, overdrafts, hire purchase agreements, your payment track record etc. MOLIM is to know & be aware of your latest credit health, allowing you to manage it and make right decisions and improve your credit status before you apply for credit. MOLIM is Information for a better quality of life
Circlys | سيركليز
This app digitizes traditional savings and credit committee systems, offering a secure and hassle-free way to manage your finances. It provides guaranteed savings plans with no intermediaries and allows customization of savings circles.
- Digital savings and credit committees
- Guaranteed savings plans
- No intermediaries
- Customizable savings circles
- Secure financial management
- Hassle-free transactions
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Circlys is an app that fully transforms traditional savings and credit committee systems. Forget the old management of monthly committees and issues related to peer-to-peer transactions. We’ve created a digitally innovative app that ensures your financial journey is hassle-free, secure, and tailored to your needs. With Circlys, your money is guaranteed—no intermediaries—and we offer savings plans of up to 5,000 Saudi Riyals monthly. Enjoy the freedom to choose a savings circle that fits your needs, whether setting the duration or withdrawal method. Experience a modern, integrated system for financial committees (savings and credit circles) and take control of your financial future with Circlys.
Screenshots
Verdict
The clearest difference is rating: Circlys | سيركليز at 4.7 against MOLIM's 4.2. Circlys | سيركليز also leads on review sentiment (49% vs 25%) and ratings volume (5.8K vs 974). MOLIM's advantage is update cadence (weekly vs every 4 weeks) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Circlys | سيركليز holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: Circlys | سيركليز has 5.8K ratings behind it against 974, so its average is the more settled of the two. Written reviews point the same way: 25% of MOLIM's written reviews are positive against 49% of Circlys | سيركليز's.
MOLIM ships an update weekly, Circlys | سيركليز every 4 weeks. Both last shipped on September 25, 2026.
| Parameter | MOLIM | Circlys | سيركليز |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (974 ratings) | 4.7 (5.8K ratings) — better |
| Positive reviews | 25.4% of reviews | 48.9% of reviews — better |
| Number of ratings | 974 | 5.8K — better |
| Update frequency | Weekly — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 121 MB | 109 MB |
| Age rating | 4+ | 4+ |
| Developer | Simah | Saving circles |
Customer experience
MOLIM
Circlys | سيركليز
User reviews
MOLIM
From 974 App Store ratingsWhat we love
- 👍 Helpful app
- 👍 Easy to use
- 👍 Comprehensive report
Room to improve
- 💰 Expensive subscription
- 🔒 Lack of privacy/security
- 🐛 Frequent crashes
- 🔍 Unclear credit scoring system
- 🤖 Poor customer support
Circlys | سيركليز
From 5.8K App Store ratingsWhat we love
- 👍 Reliable and trustworthy service
- 🚀 Efficient and timely payouts
- 💡 Convenient way to save and earn
- 🔒 Secure and regulated platform
Room to improve
- 💰 Excessively high fees and charges
- 🕰️ Delayed responses from customer service
- 🤔 Lack of transparency in policies and procedures
- 🚫 Inconsistent service and unreliable performance
Bugs and requests
MOLIM
Reported bugs
3 issues- Login issues
- Subscription renewal problems
- Incompatibility with newer devices
Requested features
3 requests- Free annual credit report
- More transparency on credit data usage
- Integration with other payment methods (e.g., Apple Pay)
Circlys | سيركليز
Reported bugs
2 issues- App crashes and freezes on certain devices
- Compatibility issues with newer OS versions
Requested features
4 requests- Add more payment options (e.g., Visa)
- Improve communication and responsiveness
- Provide more detailed information on fees and charges
- Enhance user-friendly interface and navigation
In-app purchases
MOLIM
No in-app purchases
Circlys | سيركليز
No in-app purchases
Questions
Is MOLIM free?
Is Circlys | سيركليز free?
Which has better reviews, MOLIM or Circlys | سيركليز?
Do MOLIM or Circlys | سيركليز have ads?
Which is updated more often, MOLIM or Circlys | سيركليز?
Other comparisons
