Comparison

MOLIM vs D360 Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOLIM

Access your detailed credit report and score from the Saudi Credit Bureau. Understand your credit history, including loans, mortgages, and payment records, to manage and improve your financial health.

Highlights
  • Detailed credit history summary
  • Loan and mortgage tracking
  • Credit card and overdraft monitoring
  • Payment track record analysis
  • Credit health awareness
  • Informed financial decision-making
Features
Read full description

MOLIM is your personal credit report & credit score, One of the products of the Saudi Credit Information Company MOLIM report gives you a detailed summary of your credit history including your loans, mortgages, credit cards, overdrafts, hire purchase agreements, your payment track record etc. MOLIM is to know & be aware of your latest credit health, allowing you to manage it and make right decisions and improve your credit status before you apply for credit. MOLIM is Information for a better quality of life

About

D360 Bank

This digital bank offers Sharia-compliant financial services with a focus on customer empowerment and affordability. Open an account quickly, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Experience secure and convenient banking from anywhere, anytime.

Highlights
  • Seamless onboarding
  • Fast transactions and transfers
  • Competitive pricing
  • No foreign currency fees
  • Transparent fee structure
  • Personalized customer support
  • Top-tier security technology
Features
Read full description

Welcome to D360 Bank, the innovative Saudi Sharia-compliant digital bank that puts you at the center of everything we do and empowers your financial control through the D360 Bank App. With our seamless onboarding process, you can start banking in no time. Say goodbye to the limitations of physical branches, high fees, and complex banking tools. Features: • Easy onboarding steps: Open your bank account in less than 2 minutes! • Fast banking: Enjoy fast transactions and transfers with our D360 Bank App. • Competitive prices: Save more with free monthly transfers and spend without foreign currency fees. • Convenience: Bank from anywhere, anytime with our D360 Bank App. • Transparency: No hidden fees. • Personalized support: Our customer support team is always ready to help you at any time. What Sets Us Apart? D360 Bank prioritizes customer empowerment, accessibility, affordability, and Islamic ethics, availing a new era of digital banking. Security Assured We invest in and use top-tier security technology that guards your finances and information around the clock, ensuring a banking journey you can trust implicitly. Open Your Account in 2 Minutes Ready for a banking experience designed to meet your needs? Download D360 Bank app, open your account today, and enjoy an exceptional banking experience!

Screenshots

MOLIM4 screens
D360 Bank4 screens

Verdict

The call

The clearest difference is ads: MOLIM at none against D360 Bank's shown. MOLIM also leads on monetization model (free vs ad-supported). D360 Bank's advantage is rating (4.5 vs 4.2) and review sentiment (35% vs 25%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

D360 Bank holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 1K and 802 respectively. Written reviews point the same way: 25% of MOLIM's written reviews are positive against 35% of D360 Bank's.

UpkeepUpdate frequency

MOLIM ships an update fortnightly, D360 Bank every 9 days. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
MOLIM versus D360 Bank: the parameters behind the verdict, then further details
ParameterMOLIMD360 Bank
PriceFreeFree
Rating4.2 (1K ratings)4.5 (802 ratings) — better
Positive reviews25.4% of reviews35.3% of reviews — better
Number of ratings1K — better802
Update frequencyFortnightlyEvery 9 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size121 MB237 MB
Age rating4+4+
DeveloperSimahD360 Bank

Customer experience

MOLIM

All ratings1,000 ratings
Positive78.7%
Neutral2.7%
Negative18.6%
Written reviews138 reviews
Positive25.4%
Neutral5.1%
Negative69.6%

D360 Bank

All ratings802 ratings
Positive87.4%
Neutral1.5%
Negative11.1%
Written reviews102 reviews
Positive35.3%
Neutral1.0%
Negative63.7%

User reviews

MOLIM

From 1K App Store ratings

What we love

  • 👍 Helpful app
  • 👍 Easy to use
  • 👍 Comprehensive report

Room to improve

  • 💰 Expensive subscription
  • 🔒 Lack of privacy/security
  • 🐛 Frequent crashes
  • 🔍 Unclear credit scoring system
  • 🤖 Poor customer support

D360 Bank

From 802 App Store ratings

What we love

  • 🚀 Fast international transfers with competitive exchange rates
  • 💰 No fees for domestic and international transfers
  • 👍 Simple and intuitive user interface design
  • 🌍 Excellent service for travelers and expatriates
  • 💳 Easy account setup process (when approved)

Room to improve

  • 😤 Extremely long account opening delays (months of waiting)
  • 🔒 Frequent account freezing without clear explanation
  • 📞 Poor customer service responsiveness and unhelpful support
  • ⏱️ Slow issue resolution and unresolved support tickets
  • 💸 Inconsistent transfer limits and unfair restrictions

Bugs and requests

MOLIM

Reported bugs

3 issues
  • Login issues
  • Subscription renewal problems
  • Incompatibility with newer devices

Requested features

3 requests
  • Free annual credit report
  • More transparency on credit data usage
  • Integration with other payment methods (e.g., Apple Pay)

D360 Bank

Reported bugs

10 issues
  • App crashes and frequent freezing
  • Slow app loading and performance issues
  • Location permission requirement blocking app access
  • Login failures and SMS code input issues
  • Apple Wallet integration not working
Show 5 more
  • App incompatibility with iPhone 14 and newer devices
  • Keyboard not appearing for SMS code entry
  • Pending transactions stuck for extended periods
  • Refund processing delays exceeding 30 days
  • International transfers not credited to destination accounts

Requested features

8 requests
  • Physical bank branches or better in-person support
  • Account number visibility in app
  • Account deletion option within the app
  • Support for American Express cards
  • Improved daily withdrawal limits
Show 3 more
  • Better international payment tracking
  • Faster account opening without waiting list
  • More transparent account freezing policies

In-app purchases

None

MOLIM

No in-app purchases

None

D360 Bank

No in-app purchases

Questions

Is MOLIM free?
MOLIM is free to download, with no in-app purchases.
Is D360 Bank free?
D360 Bank is free to download, with no in-app purchases.
Which has better reviews, MOLIM or D360 Bank?
D360 Bank is rated higher. MOLIM averages 4.2 out of 5 from 1K ratings, while D360 Bank averages 4.5 from 802 ratings.
Do MOLIM or D360 Bank have ads?
D360 Bank shows ads; MOLIM does not.
Which is updated more often, MOLIM or D360 Bank?
MOLIM ships an update fortnightly, and D360 Bank every 9 days. Most recently, MOLIM was updated on October 29, 2026 and D360 Bank on October 30, 2026.

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