MOLIM vs هكبه | Hakbah
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MOLIM
Access your detailed credit report and score from the Saudi Credit Bureau. Understand your credit history, including loans, mortgages, and payment records, to manage and improve your financial health.
- Detailed credit history summary
- Loan and mortgage tracking
- Credit card and overdraft monitoring
- Payment track record analysis
- Credit health awareness
- Informed financial decision-making
Read full descriptionHide full description
MOLIM is your personal credit report & credit score, One of the products of the Saudi Credit Information Company MOLIM report gives you a detailed summary of your credit history including your loans, mortgages, credit cards, overdrafts, hire purchase agreements, your payment track record etc. MOLIM is to know & be aware of your latest credit health, allowing you to manage it and make right decisions and improve your credit status before you apply for credit. MOLIM is Information for a better quality of life
هكبه | Hakbah
This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.
- Digital Jameya (savings groups)
- Flexible payment control
- On-demand fund withdrawal
- Automated Jameya withdrawal
- Grace period (Imhal) service
- Individual Jameya option
- AI-powered savings engine
Read full descriptionHide full description
Hakbah: Social Savings that help & collaborate! Saudi Arabia's largest savings app just got a whole lot better! Trusted by over 1.2 million real users across Saudi Arabia, Hakbah offers social saving through monthly financial Jameya in a modern, digital way with a new, AI-powered savings engine. In this update, we bring you new features, enhanced performance, and unprecedented control to achieve your financial goals faster and smarter. Whether you're saving for a car down payment, a well-deserved vacation, tuition fees, house rent, or simply want to save your money in a way that helps others and earns you savings rewarding in cash back – Hakbah is for you. Why Hakbah is the Best Choice for Social Saving in Saudi Arabia: Largest Community: Join the biggest network of savers in Saudi Arabia! Over 1.2 million real users on their social saving journey with Hakbah. Unmatched Control: We listened to you! Pay all future monthly payments anytime: Enjoy unprecedented flexibility! You can now pay all upcoming Jameya payments whenever it suits you, putting you in complete control of your payments. Receive the Jameya amount whenever you want: Your money, your rules! You now have full control over when to transfer your Jameya funds directly to your bank account in your receiving month. Automated Jameya Withdrawal: Faced an emergency? Or simply changed your mind? You can withdraw from a Jameya automatically, with full transparency. (Imhal) Service: You can request a grace period for your next payment from within the app and easily pay the fees. Individual Jameya: You can join an individual Jameya and pay the full amount upfront, enjoying unprecedented savings rewards. Blazing Fast Performance: Enjoy a smoother, faster, and more responsive app. We've implemented significant improvements and performance enhancements, making your saving journey seamless and enjoyable. Secure & Transparent: Your financial security is our top priority. Hakbah provides a transparent and secure platform for all your saving needs. And Much More! We've packed this release with numerous enhancements and features to boost your overall experience. How Hakbah's Jameya Work: Join a Jameya: Browse available Jameya every Monday and choose the one that suits you. Set Your Goal: Define your saving goal and monthly payment amount. Enjoy: Your Jameya is ready to start. Commit to monthly payments and receive your funds on your specified date. Download Hakbah today and join the leading savings community in the Kingdom! Save... Be proud.
Screenshots
Verdict
The clearest difference is rating: هكبه | Hakbah at 4.6 against MOLIM's 4.2. هكبه | Hakbah also leads on review sentiment (35% vs 25%). MOLIM's advantage is update cadence (weekly vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
هكبه | Hakbah holds the better App Store score, 4.6 against 4.2. Both are backed by a comparable volume of ratings — 974 and 2K respectively. Written reviews point the same way: 25% of MOLIM's written reviews are positive against 35% of هكبه | Hakbah's.
MOLIM ships an update weekly, هكبه | Hakbah monthly. The most recent releases landed on September 25, 2026 and September 23, 2026 respectively.
| Parameter | MOLIM | هكبه | Hakbah |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (974 ratings) | 4.6 (2K ratings) — better |
| Positive reviews | 25.4% of reviews | 35.3% of reviews — better |
| Number of ratings | 974 | 2K — better |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 121 MB | 74 MB |
| Age rating | 4+ | 12+ |
| Developer | Simah | Hakbah |
Customer experience
MOLIM
هكبه | Hakbah
User reviews
MOLIM
From 974 App Store ratingsWhat we love
- 👍 Helpful app
- 👍 Easy to use
- 👍 Comprehensive report
Room to improve
- 💰 Expensive subscription
- 🔒 Lack of privacy/security
- 🐛 Frequent crashes
- 🔍 Unclear credit scoring system
- 🤖 Poor customer support
هكبه | Hakbah
From 2K App Store ratingsWhat we love
- 🚀 Great app
- 🚀 Excellent service
- 👍 Awesome app
- 👍 Wonderful experience
- 👍 Efficient and professional
Room to improve
- 🐛 Delayed response
- 🐛 Technical issues
- 🐛 Poor customer service
- 🐛 Unreliable app
- 💰 High fees
Bugs and requests
MOLIM
Reported bugs
3 issues- Login issues
- Subscription renewal problems
- Incompatibility with newer devices
Requested features
3 requests- Free annual credit report
- More transparency on credit data usage
- Integration with other payment methods (e.g., Apple Pay)
هكبه | Hakbah
Reported bugs
4 issues- Login issues
- Freezing app
- Incorrect payment processing
- Unavailable associations
Requested features
4 requests- Flexible payment options
- Improved user interface
- Better communication with customers
- Expanded selection of associations
In-app purchases
MOLIM
No in-app purchases
هكبه | Hakbah
No in-app purchases








