Comparison

هكبه | Hakbah vs JB Finance جيبي للتمويل

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

هكبه | Hakbah

This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.

Highlights
  • Digital Jameya (savings groups)
  • Flexible payment control
  • On-demand fund withdrawal
  • Automated Jameya withdrawal
  • Grace period (Imhal) service
  • Individual Jameya option
  • AI-powered savings engine
Features
Read full description

Hakbah: Social Savings that help & collaborate! Saudi Arabia's largest savings app just got a whole lot better! Trusted by over 1.2 million real users across Saudi Arabia, Hakbah offers social saving through monthly financial Jameya in a modern, digital way with a new, AI-powered savings engine. In this update, we bring you new features, enhanced performance, and unprecedented control to achieve your financial goals faster and smarter. Whether you're saving for a car down payment, a well-deserved vacation, tuition fees, house rent, or simply want to save your money in a way that helps others and earns you savings rewarding in cash back – Hakbah is for you. Why Hakbah is the Best Choice for Social Saving in Saudi Arabia: Largest Community: Join the biggest network of savers in Saudi Arabia! Over 1.2 million real users on their social saving journey with Hakbah. Unmatched Control: We listened to you! Pay all future monthly payments anytime: Enjoy unprecedented flexibility! You can now pay all upcoming Jameya payments whenever it suits you, putting you in complete control of your payments. Receive the Jameya amount whenever you want: Your money, your rules! You now have full control over when to transfer your Jameya funds directly to your bank account in your receiving month. Automated Jameya Withdrawal: Faced an emergency? Or simply changed your mind? You can withdraw from a Jameya automatically, with full transparency. (Imhal) Service: You can request a grace period for your next payment from within the app and easily pay the fees. Individual Jameya: You can join an individual Jameya and pay the full amount upfront, enjoying unprecedented savings rewards. Blazing Fast Performance: Enjoy a smoother, faster, and more responsive app. We've implemented significant improvements and performance enhancements, making your saving journey seamless and enjoyable. Secure & Transparent: Your financial security is our top priority. Hakbah provides a transparent and secure platform for all your saving needs. And Much More! We've packed this release with numerous enhancements and features to boost your overall experience. How Hakbah's Jameya Work: Join a Jameya: Browse available Jameya every Monday and choose the one that suits you. Set Your Goal: Define your saving goal and monthly payment amount. Enjoy: Your Jameya is ready to start. Commit to monthly payments and receive your funds on your specified date. Download Hakbah today and join the leading savings community in the Kingdom! Save... Be proud.

About

JB Finance جيبي للتمويل

Manage personal and car financing contracts directly through the app. Request authorization for driving abroad, replacement for lost vehicle documents, and recover excess balances. Enjoy general enhancements for a smoother financial management experience.

Highlights
  • Sign financing contracts
  • Request driving authorization
  • Request lost license/key replacement
  • Recover excess balance
  • General enhancements
Features
Read full description

Welcome to the new version! Here are some of the latest features and services that will enhance your experience with JB App: Sign financing contracts (personal or car) directly via the app Request authorization to drive your car in Gulf countries Request a replacement of a lost vehicle license or lost key Recover excess balance General enhancements

Screenshots

هكبه | Hakbah4 screens
JB Finance جيبي للتمويل4 screens

Verdict

The call

هكبه | Hakbah and JB Finance جيبي للتمويل both sit at 4.6 stars, but that hides the real split: 35% of هكبه | Hakbah's written reviews are positive against 13% of JB Finance جيبي للتمويل's. هكبه | Hakbah also leads on ratings volume (2.2K vs 485) and iOS requirement (14.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for هكبه | Hakbah against 4.5 for JB Finance جيبي للتمويل. Both are backed by a comparable volume of ratings — 2.2K and 485 respectively. Written reviews are what separate them: 35% of هكبه | Hakbah's written reviews are positive against 13% of JB Finance جيبي للتمويل's.

UpkeepUpdate frequency

هكبه | Hakbah ships an update monthly, JB Finance جيبي للتمويل every 3 weeks. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
هكبه | Hakbah versus JB Finance جيبي للتمويل: the parameters behind the verdict, then further details
Parameterهكبه | HakbahJB Finance جيبي للتمويل
PriceFreeFree
Rating4.6 (2.2K ratings) — better4.5 (485 ratings)
Positive reviews35.0% of reviews — better13.0% of reviews
Number of ratings2.2K — better485
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS14.0 — better16.0
Further details — not scored
Size74 MB114 MB
Age rating12+4+
DeveloperHakbahSAUDI FRANSI FOR FINANCING AND LEASING

Customer experience

هكبه | Hakbah

All ratings2,039 ratings
Positive90.4%
Neutral2.6%
Negative7.0%
Written reviews117 reviews
Positive35.0%
Neutral6.0%
Negative59.0%

JB Finance جيبي للتمويل

All ratings470 ratings
Positive87.9%
Neutral1.3%
Negative10.9%
Written reviews23 reviews
Positive13.0%
Neutral0.0%
Negative87.0%

User reviews

هكبه | Hakbah

From 2.2K App Store ratings

What we love

  • 🚀 Great app
  • 🚀 Excellent service
  • 👍 Awesome app
  • 👍 Wonderful experience
  • 👍 Efficient and professional

Room to improve

  • 🐛 Delayed response
  • 🐛 Technical issues
  • 🐛 Poor customer service
  • 🐛 Unreliable app
  • 💰 High fees

JB Finance جيبي للتمويل

From 485 App Store ratings

What we love

  • 👍 Outstanding job by customer service
  • 🚀 Fast and reliable financing
  • 👍 Easy to get financing

Room to improve

  • 🐛 App is slow and buggy
  • 🐛 App is not working
  • 🐛 App is crashing
  • 🐛 Login issues
  • 🐛 Code not received

Bugs and requests

هكبه | Hakbah

Reported bugs

4 issues
  • Login issues
  • Freezing app
  • Incorrect payment processing
  • Unavailable associations

Requested features

4 requests
  • Flexible payment options
  • Improved user interface
  • Better communication with customers
  • Expanded selection of associations

JB Finance جيبي للتمويل

Reported bugs

18 issues
  • Post-sales services not opening
  • Code for login not received
  • App is not working
  • App is crashing
  • Login access is a hard task
Show 13 more
  • App is hardly working
  • App doesn't work properly
  • App is very weak
  • App is not working at all
  • App is not working
  • Registration has a problem
  • App doesn't work properly
  • App is more than bad
  • App is very weak
  • App is not working at all
  • App is not working
  • App doesn't work properly
  • App is not working

Requested features

2 requests
  • Clearer payment options
  • Ability to pay installments through the app

In-app purchases

None

هكبه | Hakbah

No in-app purchases

None

JB Finance جيبي للتمويل

No in-app purchases

Questions

Is هكبه | Hakbah free?
هكبه | Hakbah is free to download, with no in-app purchases.
Is JB Finance جيبي للتمويل free?
JB Finance جيبي للتمويل is free to download, with no in-app purchases.
Which has better reviews, هكبه | Hakbah or JB Finance جيبي للتمويل?
هكبه | Hakbah is rated higher. هكبه | Hakbah averages 4.6 out of 5 from 2.2K ratings, while JB Finance جيبي للتمويل averages 4.5 from 485 ratings.
Do هكبه | Hakbah or JB Finance جيبي للتمويل have ads?
Neither هكبه | Hakbah nor JB Finance جيبي للتمويل shows ads.
Which is updated more often, هكبه | Hakbah or JB Finance جيبي للتمويل?
هكبه | Hakbah ships an update monthly, and JB Finance جيبي للتمويل every 3 weeks. Most recently, هكبه | Hakbah was updated on November 3, 2026 and JB Finance جيبي للتمويل on November 3, 2026.

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