Comparison

UBP Mobile vs TopCard Security

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBP Mobile

Access your financial assets and connect with your private bank from your smartphone or tablet. View portfolio performance, transaction lists, and important documents. Initiate transfers and payments securely, and communicate with your relationship manager.

Highlights
  • Asset overview and performance tracking
  • Document consultation (statements, advices)
  • Secure transfers and payments
  • Direct communication with relationship manager
  • Latest news and investment insights
  • Biometric login (fingerprint, push notifications)
Features
Read full description

UBP Mobile Your assets at a glance, anywhere, at any time, and on any device - Get a quick and comprehensive view of your financial assets and easily connect with your private bank on smartphone or tablet. This mobile application offers you the following main features: • Easy log-in via a new authentication system – such as fingerprint and push notifications • Portfolio access – by asset type or currency, with performances and transaction lists • Documents for you to consult – your portfolio and account statements, your transaction advices and the documents you need to acknowledge • Transfers and orders – a platform for making account transfers, and Swiss domestic and international payments • Secure contact with your relationship manager using enhanced communication functionalities • UBP’s latest news, videos and investment insights Do not hesitate to contact your relationship manager if you have any queries. *Please note that this application is reserved for UBP clients. The features offered may differ depending on your country of residence.*

About

TopCard Security

Securely access digital financial services with this app. It provides quick login to portals and mobile apps using a PIN and generates one-time passwords for enhanced security. The app is protected by a user-chosen PIN and receives regular updates for optimal two-factor authentication.

Highlights
  • Secure login to digital services
  • QR code scanning for portal access
  • PIN protection for app security
  • One-time password generation
  • Two-factor authentication
  • Quick and easy access
Features
Read full description

The TopCard Security App is your secure and comfortable gateway to our digital services, such as the TopCard Portal and the TopCard Mobile App. This is how easy it is: • TopCard Portal: Open the login page, scan the QR code with the Security App and enter the PIN to securely log in to the TopCard Portal. • Mobile App: Start the Mobile App, enter the PIN – done! Benefit of the TopCard Security App: • Quick and easy access to digital services This is how secure the TopCard Security App is: • The Security App is protected by a password (PIN) of your choice, even if you should lose the smartphone. • The Security App generates and validates a new security code (one-time password) each time you log in to the Web Portal or Mobile App. • We keep the Security App up to date in order to offer you optimum protection with two-factor authentication at all times. How to activate the app: • Load the "TopCard Security App" on your smartphone. • Start the app and follow the instructions to activate it. Requirements: • TopCard Credit Card or Prepaid Card • Device with iOS 15 or higher • Jailbroken devices are not supported. The TopCard team hopes you enjoy using the TopCard Security App. We are looking forward to your feedback and your rating in the App Store.

Screenshots

UBP Mobile4 screens
TopCard Security4 screens

Verdict

The call

The clearest difference is rating: TopCard Security at 4.6 against UBP Mobile's 2.6. TopCard Security also leads on ratings volume (163 vs 7). UBP Mobile's advantage is update cadence (every 3 weeks vs every 2 months) and review sentiment (50% vs 36%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TopCard Security holds the better App Store score, 4.6 against 2.6. That said, the two scores are not equally well evidenced: TopCard Security has 163 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 50% of UBP Mobile's written reviews are positive against 36% of TopCard Security's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

UBP Mobile ships an update every 3 weeks, TopCard Security every 2 months. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
UBP Mobile versus TopCard Security: the parameters behind the verdict, then further details
ParameterUBP MobileTopCard Security
PriceFreeFree
Rating2.6 (7 ratings)4.6 (163 ratings) — better
Positive reviews50.0% of reviews — better36.4% of reviews
Number of ratings7163 — better
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size188 MB73 MB
Age rating4+17+
DeveloperUnion Bancaire PrivéeUBS Card Center AG

Customer experience

UBP Mobile

All ratings7 ratings
Positive42.9%
Neutral0.0%
Negative57.1%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

TopCard Security

All ratings158 ratings
Positive89.9%
Neutral1.9%
Negative8.2%
Written reviews11 reviews
Positive36.4%
Neutral0.0%
Negative63.6%

In-app purchases

None

UBP Mobile

No in-app purchases

None

TopCard Security

No in-app purchases

Questions

Is UBP Mobile free?
UBP Mobile is free to download, with no in-app purchases.
Is TopCard Security free?
TopCard Security is free to download, with no in-app purchases.
Which has better reviews, UBP Mobile or TopCard Security?
TopCard Security is rated higher. UBP Mobile averages 2.6 out of 5 from 7 ratings, while TopCard Security averages 4.6 from 163 ratings.
Do UBP Mobile or TopCard Security have ads?
Neither UBP Mobile nor TopCard Security shows ads.
Which is updated more often, UBP Mobile or TopCard Security?
UBP Mobile ships an update every 3 weeks, and TopCard Security every 2 months. Most recently, UBP Mobile was updated on October 24, 2026 and TopCard Security on October 24, 2026.

Other comparisons