UBP Mobile vs TopCard Security
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBP Mobile
Access your financial assets and connect with your private bank from your smartphone or tablet. View portfolio performance, transaction lists, and important documents. Initiate transfers and payments securely, and communicate with your relationship manager.
- Asset overview and performance tracking
- Document consultation (statements, advices)
- Secure transfers and payments
- Direct communication with relationship manager
- Latest news and investment insights
- Biometric login (fingerprint, push notifications)
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UBP Mobile Your assets at a glance, anywhere, at any time, and on any device - Get a quick and comprehensive view of your financial assets and easily connect with your private bank on smartphone or tablet. This mobile application offers you the following main features: • Easy log-in via a new authentication system – such as fingerprint and push notifications • Portfolio access – by asset type or currency, with performances and transaction lists • Documents for you to consult – your portfolio and account statements, your transaction advices and the documents you need to acknowledge • Transfers and orders – a platform for making account transfers, and Swiss domestic and international payments • Secure contact with your relationship manager using enhanced communication functionalities • UBP’s latest news, videos and investment insights Do not hesitate to contact your relationship manager if you have any queries. *Please note that this application is reserved for UBP clients. The features offered may differ depending on your country of residence.*
TopCard Security
Securely access digital financial services with this app. It provides quick login to portals and mobile apps using a PIN and generates one-time passwords for enhanced security. The app is protected by a user-chosen PIN and receives regular updates for optimal two-factor authentication.
- Secure login to digital services
- QR code scanning for portal access
- PIN protection for app security
- One-time password generation
- Two-factor authentication
- Quick and easy access
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The TopCard Security App is your secure and comfortable gateway to our digital services, such as the TopCard Portal and the TopCard Mobile App. This is how easy it is: • TopCard Portal: Open the login page, scan the QR code with the Security App and enter the PIN to securely log in to the TopCard Portal. • Mobile App: Start the Mobile App, enter the PIN – done! Benefit of the TopCard Security App: • Quick and easy access to digital services This is how secure the TopCard Security App is: • The Security App is protected by a password (PIN) of your choice, even if you should lose the smartphone. • The Security App generates and validates a new security code (one-time password) each time you log in to the Web Portal or Mobile App. • We keep the Security App up to date in order to offer you optimum protection with two-factor authentication at all times. How to activate the app: • Load the "TopCard Security App" on your smartphone. • Start the app and follow the instructions to activate it. Requirements: • TopCard Credit Card or Prepaid Card • Device with iOS 15 or higher • Jailbroken devices are not supported. The TopCard team hopes you enjoy using the TopCard Security App. We are looking forward to your feedback and your rating in the App Store.
Screenshots
Verdict
The clearest difference is rating: TopCard Security at 4.6 against UBP Mobile's 2.6. TopCard Security also leads on ratings volume (163 vs 7). UBP Mobile's advantage is update cadence (every 3 weeks vs every 2 months) and review sentiment (50% vs 36%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TopCard Security holds the better App Store score, 4.6 against 2.6. That said, the two scores are not equally well evidenced: TopCard Security has 163 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 50% of UBP Mobile's written reviews are positive against 36% of TopCard Security's, so the app with the better star average is not the one people write more warmly about.
UBP Mobile ships an update every 3 weeks, TopCard Security every 2 months. Both last shipped on October 24, 2026.
| Parameter | UBP Mobile | TopCard Security |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (7 ratings) | 4.6 (163 ratings) — better |
| Positive reviews | 50.0% of reviews — better | 36.4% of reviews |
| Number of ratings | 7 | 163 — better |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 188 MB | 73 MB |
| Age rating | 4+ | 17+ |
| Developer | Union Bancaire Privée | UBS Card Center AG |
Customer experience
UBP Mobile
TopCard Security
In-app purchases
UBP Mobile
No in-app purchases
TopCard Security
No in-app purchases
Questions
Is UBP Mobile free?
Is TopCard Security free?
Which has better reviews, UBP Mobile or TopCard Security?
Do UBP Mobile or TopCard Security have ads?
Which is updated more often, UBP Mobile or TopCard Security?
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