AFP Modelo vs Cencosud Scotiabank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AFP Modelo
Manage your AFP savings from anywhere in the world. Check your mandatory and voluntary savings accounts, make fund changes, and download important documents. Easily find nearby branches and contact customer support.
- Consult savings accounts
- Change fund distributions
- Download affiliation certificates
- Find nearest branch
- Contact customer support
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Con la App de AFP Modelo estarás siempre al tanto de tus ahorros en cualquier parte del mundo. Desde tu Smartphone con tu App AFP Modelo podrás: • Consultar tu ahorro de cuenta obligatoria, cuenta voluntaria APV y Cuenta 2 • Realizar cambios y distribuciones de fondos de cuentas de ahorro obligatorias y voluntarias • Descargar y enviar por correo electrónico certificado de afiliación, cotizaciones, vacaciones progresivas y antecedentes previsionales • Encontrar la sucursal más cercana a tu ubicación • Llamar directamente a nuestro contact center Aplicación válida solo para afiliados y clientes de AFP Modelo
Cencosud Scotiabank
Manage your credit card finances with instant digital card access, cash advances, and secure payment options. Control spending, block cards, and access statements easily.
- Instant digital card
- Cash advance requests
- Secure bill payments
- Card management (block/renew)
- Debt reordering
- Expense tracking
- Download statements
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Bienvenido a tu App Cencosud Scotiabank Con la app Cencosud Scotiabank podrás: - Obtener tu tarjeta digital al instante. - Solicitar un Super Avance o Avance en efectivo desde la app. - Pagar tu estado de cuenta de forma rápida y segura. - Gestionar tus claves de internet y compras. - Bloquear tu tarjeta temporal o definitivamente en caso de pérdida o robo. - Reordenar tu deuda y organizar tus pagos fácilmente. - Revisar tus movimientos y mantener el control de tus gastos. - Descargar tus estados de cuenta cuando los necesites. - Renovar tu tarjeta si está vencida o extraviada. - Consultar tus puntos Cencosud y aprovechar tus beneficios. Descárgala hoy y lleva el control de tus finanzas.
Screenshots
Verdict
The clearest difference is review sentiment: Cencosud Scotiabank at 18% against AFP Modelo's 0%. AFP Modelo's advantage is iOS requirement (12.2 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AFP Modelo ships an update fortnightly, Cencosud Scotiabank every 3 weeks. The most recent releases landed on September 25, 2026 and October 14, 2026 respectively.
| Parameter | AFP Modelo | Cencosud Scotiabank |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (2 ratings) — better |
| Positive reviews | 0.0% of reviews | 18.3% of reviews — better |
| Number of ratings | — | 2 — better |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.2 — better | 15.0 |
| Further details — not scored | ||
| Size | 34 MB | 324 MB |
| Age rating | 4+ | 4+ |
| Developer | AFP Modelo | Scotiabank Chile |
Customer experience
AFP Modelo
Cencosud Scotiabank
Bugs and requests
AFP Modelo
Not enough reviews yet to summarise bugs or requests.
Cencosud Scotiabank
Reported bugs
33 issues- Payments not updating, showing as current debt
- Facial recognition not functioning for login
- Purchases not reflecting immediately
- App not updated for iPhone 17 Pro Max
- App not downloadable after update prompt
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- App always in maintenance
- Authorizer deactivated/not working
- Cannot pay credits through the app
- Cannot take photo of ID for account creation
- Cannot recover password due to new ID not recognized
- Cannot update data as new ID is not recognized
- Cannot verify card in Wallet/Apple Pay
- App constantly loading or buttons not working
- App not updating balance and payments
- Cannot pay full debt, only minimum
- Error when trying to pay
- App freezes when trying to update
- App not allowing to press anything to pay
- Charged for an annulled purchase
- App shows 'difficulties' error
- Cannot authorize online purchases
- Coupons not functioning
- Cannot use card for online purchases due to authenticator
- Cannot verify card with Pay
- Cannot authorize transactions, app does not refresh
- Cannot enter 'my profile' section in Cencopay
- App does not validate for Apple Pay
- Card verification stopped working
- App shows 'Ups, we are having some difficulties'
- App not working for Peru
- Web payment page hangs or blocks
- Web page fails repeatedly
- Cannot continue after entering Rut and password
Requested features
5 requests- Incorporate more user-friendly flows for benefits
- Improve the benefits section
- Add purchase notifications (push or email)
- Add app for Peru
- Improve info on offers, promotions, and discounts
In-app purchases
AFP Modelo
No in-app purchases
Cencosud Scotiabank
No in-app purchases
Questions
Is AFP Modelo free?
Is Cencosud Scotiabank free?
Do AFP Modelo or Cencosud Scotiabank have ads?
Which is updated more often, AFP Modelo or Cencosud Scotiabank?
Other comparisons
