Comparison

Utkarsh Mobile vs BGB mBanking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Utkarsh Mobile

Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.

Highlights
  • Account balance and transaction history
  • Fund transfers (IMPS, NEFT, RTGS, UPI Lite)
  • Bill payments
  • Fixed and Recurring Deposit opening
  • Nominee details update
  • Locker facility application
  • TDS summary access
  • Loan applications
Features
Read full description

Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh small finance bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you an meaningful banking experience. This app will give the Utkarsh account holders a option to use our services whether you're at home, work, or on the move. Utkarsh Mobile App is your financial companion and available 24/7. With Utkarsh Mobile App, you can: Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time. Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few tap using various payment options such as IMPS, NEFT, RTGS, UPI Lite among others Pay Bills: Simplify your life and pay your bills promptly while on-the-go Open Fixed Deposits / Recurring Deposits at your convenience Update Nominee Details Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App Apply for loans – Opt for competitive interest rates on our array of Loans And much more options await you for your Banking needs! To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.

About

BGB mBanking

Manage your Madhya Bihar Gramin Banking accounts securely from your iPhone. Check balances, view statements, and perform various fund transfers, including NEFT and scheduled transactions. Easily manage beneficiaries and your profile on the go.

Highlights
  • Account balance checks
  • Mini statements
  • Transaction history
  • Self and third-party fund transfers
  • NEFT transactions
  • Scheduled transactions
  • Beneficiary management
Features
Read full description

Perform your banking tasks from the palm of your hand, from anywhere and at anytime. This application provides access to Madhya Bihar Gramin Banking Services. It provides its customers to access the various features of banking over a secure channel. The application supports iPhones only. The list of functionalities released with the current version of mobile banking are as under: Accounts Account Balance (Operative , Loan & Deposit) Mini Statement Transaction History Transaction Self Funds Transfer Third Party Transfer NEFT Schedule Transactions My Profile Beneficiaries View Payees Add Within Bank/Outside Bank Payees Delete Payees

Screenshots

Utkarsh Mobile4 screens
BGB mBanking4 screens

Verdict

The call

The clearest difference is rating: BGB mBanking at 5.0 against Utkarsh Mobile's 4.5. BGB mBanking also leads on iOS requirement (13.0 vs 15). Utkarsh Mobile's advantage is update cadence (fortnightly vs every 4 months) and ratings volume (4 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BGB mBanking holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 17% of Utkarsh Mobile's written reviews are positive against 24% of BGB mBanking's.

UpkeepUpdate frequency

Utkarsh Mobile ships an update fortnightly, BGB mBanking every 4 months. The most recent releases landed on October 13, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Utkarsh Mobile versus BGB mBanking: the parameters behind the verdict, then further details
ParameterUtkarsh MobileBGB mBanking
PriceFreeFree
Rating4.5 (4 ratings)5.0 (1 ratings) — better
Positive reviews16.7% of reviews23.8% of reviews — better
Number of ratings4 — better1
Update frequencyFortnightly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1513.0 — better
Further details — not scored
Size113 MB37 MB
Age rating4+4+
DeveloperUtkarsh Small Finance Bank LtdPunjab National Bank

Customer experience

Utkarsh Mobile

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews24 reviews
Positive16.7%
Neutral8.3%
Negative75.0%

BGB mBanking

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews21 reviews
Positive23.8%
Neutral4.8%
Negative71.4%

In-app purchases

None

Utkarsh Mobile

No in-app purchases

None

BGB mBanking

No in-app purchases

Questions

Is Utkarsh Mobile free?
Utkarsh Mobile is free to download, with no in-app purchases.
Is BGB mBanking free?
BGB mBanking is free to download, with no in-app purchases.
Which has better reviews, Utkarsh Mobile or BGB mBanking?
BGB mBanking is rated higher. Utkarsh Mobile averages 4.5 out of 5 from 4 ratings, while BGB mBanking averages 5.0 from 1 ratings.
Do Utkarsh Mobile or BGB mBanking have ads?
Neither Utkarsh Mobile nor BGB mBanking shows ads.
Which is updated more often, Utkarsh Mobile or BGB mBanking?
Utkarsh Mobile ships an update fortnightly, and BGB mBanking every 4 months. Most recently, Utkarsh Mobile was updated on October 13, 2026 and BGB mBanking on October 24, 2026.

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