Utkarsh Mobile vs Settle

Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh small finance bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you an meaningful banking experience. This app will give the Utkarsh account holders a option to use our services whether you're at home, work, or on the move. Utkarsh Mobile App is your financial companion and available 24/7. With Utkarsh Mobile App, you can: Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time. Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few tap using various payment options such as IMPS, NEFT, RTGS, UPI Lite among others Pay Bills: Simplify your life and pay your bills promptly while on-the-go Open Fixed Deposits / Recurring Deposits at your convenience Update Nominee Details Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App Apply for loans – Opt for competitive interest rates on our array of Loans And much more options await you for your Banking needs! To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.

Settle makes splitting money with friends effortless. Whether it's a trip, a shared flat, dinner, or a group gift, Settle keeps track of who paid, who owes what, and helps everyone square up — without the awkward math or the awkward reminders. SPLIT ANY EXPENSE • Add an expense in seconds and split it equally, by exact amounts, by percentage, or by shares. • Snap a photo of the receipt and keep it attached to the expense. • Organize costs into groups for trips, homes, or couples. SEE WHERE YOU STAND • A clear running balance for every group and every friend. • Understand who owes whom at a glance — no spreadsheets. • Spending charts and insights to see where the money went. SETTLE UP THE EASY WAY • Record settlements when someone pays you back. • Add your UPI ID so friends can pay you in a tap. BUILT TO FEEL GOOD • Fast, clean, and native — with a polished light and dark theme. • Optional Face ID lock to keep your balances private. • Works smoothly even when your connection drops. PRIVATE BY DESIGN • No ads. No tracking. No selling your data. • Sign in with Apple or Google. • Delete your account and data anytime, right from the app. Settle is a record-keeping tool — payments happen directly between you and your friends. Download Settle and never chase a balance again.