Comparison

DivDat Mobile Payments App vs MyPDCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DivDat Mobile Payments App

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Highlights
  • Add local billers
  • Multiple payment methods
  • Payment reminders
  • Auto-Pay option
  • QR code for kiosk use
  • Text-to-Pay option
  • Historical payment tracking
Features
Read full description

DivDat’s Mobile App brings the same convenience as our Bill Payment Kiosks to users 24/7/365 on-the-go. Users can quickly create a profile, then add local area billers like municipalities, county treasurers’ offices, local utility companies, and other essential billers in the area to one convenient mobile payments platform. Pay with credit card, debit card, personal check, or even cash, in conjunction with DivDat’s Bill Payment Kiosk. Free to download and use, transaction fees and partial payment capabilities are biller-specific. FEATURES INCLUDE: - User profile-driven saved accounts, billers, and payment methods - Standardized, simple-to-use, secure payment workflow - App presents local area DivDat Payment Network billers, so consumers can add repeat billers and accounts to their payment profiles for increased convenience in account look-ups and repeat payments - Accepts payments made by credit cards, PIN-less debit cards, and personal and business checks (which convert to ACH for processing) - User-specific scannable QR Code for use in conjunction with the DivDat Bill Payment Kiosks for quick and easy account look-ups - Configurable payment reminders alert users to bills coming due, as the due date approaches, as payments become past due, or as users geographically approach a DivDat Bill Payment Kiosk (with turn-by-turn directions) - Opt into our DivDat’s convenient and secure Auto-Pay option - Users receive receipts via text message or email, immediately following payment, and can view historical payment detail at any time - NEW FEATURE: Opt-in to Text-to-Pay and enjoy ultimate payments efficiency, on the go Here’s how it works: Add the repeat billers you need to pay. Then, add your associated accounts, like taxes, water bills, electricity bills, and more. Set payment reminders or sign-up for Auto Pay and never miss a scheduled payment again. NEW FEATURE: Now, you can opt-in to Text-to-Pay, and pay bills as they come due in three simple steps! Other features include historical payment look-up, queryable across kiosk and mobile transactions and turn-by-turn directions to the nearest DivDat kiosk, and a bar code scanner to scan and find/return their accounts at the kiosk, for those who chose to pay with cash. No more paper statements, address or account numbers to type in. Available on the App Store for iOS, DivDat’s Mobile App is free to download and easy to use. Download it today!

About

MyPDCU

Manage all your financial accounts, including those from other institutions, in one place. Organize transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags/notes
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Debit card management
  • View statements
  • Find branches/ATMs
Features
Read full description

People Driven Credit Union is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with People Driven Credit Union: · Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. · Set up alerts so you know when your balance drops below a certain amount · Make payments, whether you’re paying a company or a friend · Transfer money between your accounts · Deposit checks in a snap by taking a picture of the front and back · Reorder your debit card or turn it off if you’ve misplaced it · View and save your monthly statements · Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

DivDat Mobile Payments App4 screens
MyPDCU4 screens

Verdict

The call

DivDat Mobile Payments App and MyPDCU both sit at 4.8 stars, but that hides the real split: 76% of MyPDCU's written reviews are positive against 41% of DivDat Mobile Payments App's. MyPDCU also leads on update cadence (monthly vs every 3 months). DivDat Mobile Payments App's advantage is monetization model (free vs ad-supported) and iOS requirement (11.0 vs 18.4). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for DivDat Mobile Payments App against 4.8 for MyPDCU. Both are backed by a comparable volume of ratings — 5.7K and 2.5K respectively. Written reviews are what separate them: 41% of DivDat Mobile Payments App's written reviews are positive against 76% of MyPDCU's.

UpkeepUpdate frequency

DivDat Mobile Payments App ships an update every 3 months, MyPDCU monthly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
DivDat Mobile Payments App versus MyPDCU: the parameters behind the verdict, then further details
ParameterDivDat Mobile Payments AppMyPDCU
PriceFreeFree
Rating4.8 (5.7K ratings)4.8 (2.5K ratings) — better
Positive reviews41.4% of reviews76.5% of reviews — better
Number of ratings5.7K — better2.5K
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS11.0 — better18.4
Further details — not scored
Size23 MB198 MB
Age rating4+4+
DeveloperDivDatPeople Driven Credit Union

Customer experience

DivDat Mobile Payments App

All ratings4,134 ratings
Positive96.3%
Neutral1.8%
Negative1.9%
Written reviews70 reviews
Positive41.4%
Neutral4.3%
Negative54.3%

MyPDCU

All ratings2,497 ratings
Positive95.5%
Neutral1.8%
Negative2.7%
Written reviews51 reviews
Positive76.5%
Neutral0.0%
Negative23.5%

User reviews

DivDat Mobile Payments App

From 5.7K App Store ratings

What we love

  • 👍 Convenient and easy to use
  • 💡 Streamlined and always accessible
  • 👍 User-friendly design
  • 👍 Saves time
  • 👍 Excellent tech support

Room to improve

  • 🐛 Slow performance and errors
  • 🐛 Payment processing issues
  • 🐛 Unreliable app functionality
  • 💰 Excessive service fees
  • 🐛 Inconsistent account/bill display

MyPDCU

From 2.5K App Store ratings

What we love

  • 🚀 Modern and improved
  • 👍 Great bill pay system
  • 👍 Good options and functionality

Room to improve

  • 🐛 Buggy and unstable
  • 👎 Confusing and hard to navigate
  • 👎 Lacks important account information

Bugs and requests

DivDat Mobile Payments App

Reported bugs

4 issues
  • App crashes when entering phone number
  • Inaccurate bill amounts displayed
  • Inability to find/link accounts
  • Payments not properly recorded

Requested features

4 requests
  • Ability to delete planned payments
  • Support for all payment methods
  • Improved error messaging
  • Integration with city water/tax portals

MyPDCU

Reported bugs

2 issues
  • App crashes and doesn't work
  • Redirects to App Store for updates

Requested features

2 requests
  • Easier account-to-account transfers
  • Clearer transaction history and balances

In-app purchases

None

DivDat Mobile Payments App

No in-app purchases

None

MyPDCU

No in-app purchases

Questions

Is DivDat Mobile Payments App free?
DivDat Mobile Payments App is free to download, with no in-app purchases.
Is MyPDCU free?
MyPDCU is free to download, with no in-app purchases.
Which has better reviews, DivDat Mobile Payments App or MyPDCU?
MyPDCU is rated higher. DivDat Mobile Payments App averages 4.8 out of 5 from 5.7K ratings, while MyPDCU averages 4.8 from 2.5K ratings.
Do DivDat Mobile Payments App or MyPDCU have ads?
Neither DivDat Mobile Payments App nor MyPDCU shows ads.
Which is updated more often, DivDat Mobile Payments App or MyPDCU?
DivDat Mobile Payments App ships an update every 3 months, and MyPDCU monthly. Most recently, DivDat Mobile Payments App was updated on November 2, 2026 and MyPDCU on November 4, 2026.

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