OTC Network vs My Security Benefit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OTC Network
Easily track, manage, and maximize your health plan benefits with this app. It provides a clear overview of your benefits and balances, allowing you to view details, search for eligible items, and shop online. Features include balance checking, transaction history, item search, and in-store payment options.
- Track health plan benefits
- Manage benefits card
- View benefit details and balances
- Search for eligible items
- Shop online for benefits
- Find nearby retailers
- Scan products and pay
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Overcomplicated benefits are a roadblock to healthy living. The new upgraded OTC Network® app is here to make it easy. The OTC Network app helps you track, manage, and maximize your health plan benefits. It’s your one-stop shop for everything related to your benefits card. Log in or create your account, and the OTC Network app will connect to your specific plan.* The dashboard of your app will give you a quick and easy-to-follow summary of all your current benefits and available balances. You can click any of these benefits to view their details – as well as quick actions related to the selected benefit. • Check your available balances • View transaction history • Search for eligible items • Shop online • Find a retailer near you • Scan product • Scan to Pay *Your plan has a specifically tailored list of benefits that work best for their individual members, chosen from the wide range of solutions offered by the OTC Network through InComm Healthcare. Benefits may vary by plan. Go to MyBenefitsCenter.com to learn more!
My Security Benefit
Manage your retirement accounts and access planning tools. Estimate retirement income, view account balances, and adjust your investment mix. Track your progress with a personalized real-time score to optimize your retirement plan.
- Retirement income estimation
- Account balance and performance viewing
- Investment mix adjustment
- Real-time personal retirement score
- Retirement plan optimization
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With the My Security Benefit app, you will be able to quickly and conveniently manage your existing Security Benefit mutual fund retirement accounts—providing easy anytime access to a full suite of retirement planning tools! Use the My Security Benefit app to: • Calculate and estimate your retirement income needs • View account balance, year-to-date contributions, and rates of return • Change your investment mix, and view investment performance • Determine your own personal "score" in real-time so you can create, adjust, and optimize your retirement plan actively and accurately. Note: My Security Benefit App is designed for use with our mutual fund employer sponsored retirement accounts and IRA mutual fund accounts (not for annuity contracts). If you encounter an error or have a feature request, let us help you one-on-one. Please contact us directly at 800.747.3942. Disclosure: This is not an offer to purchase a security. All brokerage services are provided by your local independent financial representative. Services are offered through Security Distributors, a subsidiary of Security Benefit Corporation (Security Benefit). Security Benefit is not affiliated with your brokerage firm or its representatives.
Screenshots
Verdict
The clearest difference is rating: OTC Network at 4.8 against My Security Benefit's 4.1. OTC Network also leads on ads (none vs shown) and review sentiment (64% vs 31%). My Security Benefit's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OTC Network holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: OTC Network has 122K ratings behind it against 57, so its average is the more settled of the two. Written reviews point the same way: 64% of OTC Network's written reviews are positive against 31% of My Security Benefit's.
Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 23, 2026 and October 21, 2026 respectively.
| Parameter | OTC Network | My Security Benefit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (122K ratings) — better | 4.1 (57 ratings) |
| Positive reviews | 63.6% of reviews — better | 31.3% of reviews |
| Number of ratings | 122K — better | 57 |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 62 MB | 173 MB |
| Age rating | 4+ | 4+ |
| Developer | HI Technology Corp | Security Benefit Corporation |
Customer experience
OTC Network
My Security Benefit
Bugs and requests
OTC Network
Reported bugs
4 issues- App not recognizing valid card information
- Scan to pay feature not working
- Inability to log in or access account
- Incompatibility with iOS updates
Requested features
4 requests- Ability to add multiple cards
- More comprehensive list of eligible products
- Improved database sync between app and stores
- Better customer support
My Security Benefit
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OTC Network
No in-app purchases
My Security Benefit
No in-app purchases
Questions
Is OTC Network free?
Is My Security Benefit free?
Which has better reviews, OTC Network or My Security Benefit?
Do OTC Network or My Security Benefit have ads?
Which is updated more often, OTC Network or My Security Benefit?
Other comparisons
