OTC Network vs Waterfall Calculator

Overcomplicated benefits are a roadblock to healthy living. The new upgraded OTC Network® app is here to make it easy. The OTC Network app helps you track, manage, and maximize your health plan benefits. It’s your one-stop shop for everything related to your benefits card. Log in or create your account, and the OTC Network app will connect to your specific plan.* The dashboard of your app will give you a quick and easy-to-follow summary of all your current benefits and available balances. You can click any of these benefits to view their details – as well as quick actions related to the selected benefit. • Check your available balances • View transaction history • Search for eligible items • Shop online • Find a retailer near you • Scan product • Scan to Pay *Your plan has a specifically tailored list of benefits that work best for their individual members, chosen from the wide range of solutions offered by the OTC Network through InComm Healthcare. Benefits may vary by plan. Go to MyBenefitsCenter.com to learn more!

Waterfall Calculator is the go-to private equity waterfall calculator for fund managers, sponsors, analysts, LP/GP finance teams, and investors who need fast, accurate fund-level distribution modeling — fully on-device, with no cloud, no accounts, and no tracking. Model a standard whole-fund LP-first waterfall in seconds. Enter your fund size, LP/GP commitment split, exit proceeds, hold period, hurdle rate, carried interest percentage, optional management fee, and GP catch-up preference. Waterfall Calculator instantly breaks down the full distribution stack: return of capital, preferred return (hurdle), GP catch-up, and residual carried interest split. WHAT YOU GET • Standard whole-fund LP-first waterfall model • Return of capital, preferred return, GP catch-up, and residual split • Summary metrics: total profit, LP net, GP net, effective carry rate, LP MOIC, GP MOIC • Tiered waterfall table showing total distributed, LP share, and GP share per tier • Waterfall bar chart visualization — fully on-device • USA and Europe region modes with appropriate label styles ("Carried Interest" vs "Carry") • USD and EUR formatting with region-aware number display • Save, reload, and delete named scenarios locally • Plain-text share export via iOS Share Sheet • Dark and light mode UI designed for professional finance use DESIGNED FOR PROFESSIONALS Waterfall Calculator is built for private equity professionals, venture capital and growth equity teams, real estate investment teams, fund sponsors, investment analysts, and anyone learning or working with LP/GP fund economics. It's also ideal for students and operators who want to understand how fund-level waterfall distributions work without building spreadsheets from scratch. FULLY PRIVATE. FULLY OFFLINE. No account required. No backend server. No analytics. No tracking. All calculations, saved scenarios, trial state, and settings live only on your device. Your fund data never leaves your hands. SIMPLE MONETIZATION Start with a free 7-day trial — the trial only begins when you explicitly tap "Start Free Trial." After the trial, unlock lifetime access with a single one-time purchase. No subscription. Free and trial users can save up to 20 scenarios. Lifetime unlock enables unlimited saved scenarios. IMPORTANT NOTES Waterfall Calculator models a single aggregate fund-level outcome for analytical and educational use. It does not provide legal, tax, accounting, or investment advice. It is not a fund administration platform and does not support deal-by-deal waterfalls, clawbacks, investor portals, or accounting workflows. Private equity waterfall math — without the spreadsheet drag.