Comparison

Pi Pay vs U

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pi Pay

This app facilitates fast, secure, and convenient payments for online and in-store purchases across Cambodia. It allows users to pay for various goods and services, send money to friends, and manage utility bills. Users can easily add funds to their digital wallet through various methods.

Highlights
  • Fast, secure online and in-store payments
  • Send and receive money
  • Online top-ups and utility bill payments
  • Add money via Pay&Go, online banking, or cash-in
  • Explore nearby merchants accepting Pi Pay
Features
Read full description

Use Pi Pay for the fastest, most secure online and in-store payments! Pay for movie tickets, food, coffee, fashion, gas, and many more in Cambodia. Quick, easy, convenient and secure. **Send / Receive Payments** Pay in store or send money to friends. No need to carry cash or worry about loose change! **Online Top-Ups and Utility Bill Payments** Top-up your mobile phone, pay your utility and internet bills or settle your monthly insurance premiums bills through Pi Pay. **Add Money to your Pi Pay Wallet** Add money to your Pi Pay app via Pay&Go machines or transfer from multiple online banking apps (ABA Bank, Sathapana Bank, Amret, RHB Bank and more to come soon) or cash-in at all AMK branches and agent nationwide **Explore Nearby** Explore places near you that accept payment through Pi Pay wallet. Cinemas, restaurants, coffee shops, supermarkets, and gas stations are all joining forces with Pi Pay to make your life more connected and more mobile. Don’t forget to look out for great deals exclusively for Pi Pay users! Start enjoying the amazing benefits of Pi Pay. Download it now.

About

U

This app offers a secure and convenient way to make payments, manage your wallet, and pay bills online. It also features a rewards program for cashback and allows users to send red packets to friends.

Highlights
  • Scan to pay quickly
  • Manage your wallet
  • Online bill payment
  • Cashback rewards program
  • Redeem U-Points for discounts
  • Send red packets
Features
Read full description

Making payment with U-Pay is secured and convenient. Pay & Transfer Scan to pay quickly, and cleverly manage your wallet at your fingertips. Bill Payment Conveniently pay your bills online with just a few taps on U-Pay App. Cashback U-Pay and merchants jointly launch rewards program, by which you could buy more but save more. U-Points Use U-Points to redeem discount or gift. Red Packet Send surprising red packet, bond closer with your friends, and enjoying more fun.

Screenshots

Pi Pay4 screens
U4 screens

Verdict

The call

The clearest difference is rating: U at 4.4 against Pi Pay's 3.4. U also leads on update cadence (every 2 weeks vs monthly). Pi Pay's advantage is ratings volume (66 vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

U holds the better App Store score, 4.4 against 3.4. That said, the two scores are not equally well evidenced: Pi Pay has 66 ratings behind it against 7, so its average is the more settled of the two.

UpkeepUpdate frequency

Pi Pay ships an update monthly, U every 2 weeks. The most recent releases landed on September 22, 2026 and September 9, 2026 respectively.

Scorecard3 real differences · 7 level
Pi Pay versus U: the parameters behind the verdict, then further details
ParameterPi PayU
PriceFreeFree
Rating3.4 (66 ratings)4.4 (7 ratings) — better
Positive reviews34.8% of reviews—
Number of ratings66 — better7
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size134 MB161 MB
Age rating4+4+
DeveloperPi Pay Plc.U-Pay Digital Plc.

Customer experience

Pi Pay

All ratings66 ratings
Positive56.1%
Neutral13.6%
Negative30.3%
Written reviews23 reviews
Positive34.8%
Neutral8.7%
Negative56.5%

U

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

None

Pi Pay

No in-app purchases

None

U

No in-app purchases

Questions

Is Pi Pay free?
Pi Pay is free to download, with no in-app purchases.
Is U free?
U is free to download, with no in-app purchases.
Which has better reviews, Pi Pay or U?
U is rated higher. Pi Pay averages 3.4 out of 5 from 66 ratings, while U averages 4.4 from 7 ratings.
Do Pi Pay or U have ads?
Neither Pi Pay nor U shows ads.
Which is updated more often, Pi Pay or U?
Pi Pay ships an update monthly, and U every 2 weeks. Most recently, Pi Pay was updated on September 22, 2026 and U on September 9, 2026.

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