Bakong vs U
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bakong
This integrated payment system simplifies financial transactions by consolidating e-wallets, mobile payments, and online banking into a single platform. Send and receive money, deposit to bank accounts, and track all your transactions conveniently.
- Send/Receive Money From Any App
- Request Money via QR Code
- Deposit to Bank Account
- Transaction History Tracking
- Partner with Preferred Banks
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Experience effortless transactions with Bakong. Stop worrying about using the right payment app, having enough cash, waiting in long queues at the bank, or finding the right merchants for your e-wallet. Simplify your life with Cambodia’s only integrated payment system that allows you to do everything – e-wallets, mobile payments, online banking and financial applications – in one place. Stop switching between apps today with Bakong. Bakong lets you: • Send/Receive Money From Any App – Choose from scanning QR codes, keying in phone numbers, or just browse from your contact list. • Request Money – Create your own personalized QR code for friends to send you money without sharing any personal information. Simply scan and confirm! • Deposit to Bank Account – Cash in and out with any of your preferred banks or partners. • Track your Transactions - View all payments in a convenient history listing. • Banking at your preference – choose your personal bank or your favorite bank to be your partner for cash-in and cash-out. There is no restriction of your choice.
U
This app offers a secure and convenient way to make payments, manage your wallet, and pay bills online. It also features a rewards program for cashback and allows users to send red packets to friends.
- Scan to pay quickly
- Manage your wallet
- Online bill payment
- Cashback rewards program
- Redeem U-Points for discounts
- Send red packets
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Making payment with U-Pay is secured and convenient. Pay & Transfer Scan to pay quickly, and cleverly manage your wallet at your fingertips. Bill Payment Conveniently pay your bills online with just a few taps on U-Pay App. Cashback U-Pay and merchants jointly launch rewards program, by which you could buy more but save more. U-Points Use U-Points to redeem discount or gift. Red Packet Send surprising red packet, bond closer with your friends, and enjoying more fun.
Screenshots
Verdict
The clearest difference is rating: U at 4.4 against Bakong's 3.8. Bakong's advantage is ratings volume (31 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
U holds the better App Store score, 4.4 against 3.8. Both are backed by a comparable volume of ratings — 31 and 7 respectively.
Bakong ships an update monthly, U every 2 weeks. The most recent releases landed on September 13, 2026 and September 9, 2026 respectively.
| Parameter | Bakong | U |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (31 ratings) | 4.4 (7 ratings) — better |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 31 — better | 7 |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 184 MB | 161 MB |
| Age rating | 4+ | 4+ |
| Developer | National Bank of Cambodia | U-Pay Digital Plc. |
Customer experience
Bakong
U
In-app purchases
Bakong
No in-app purchases
U
No in-app purchases





