Comparison

Bakong vs U

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bakong

This integrated payment system simplifies financial transactions by consolidating e-wallets, mobile payments, and online banking into a single platform. Send and receive money, deposit to bank accounts, and track all your transactions conveniently.

Highlights
  • Send/Receive Money From Any App
  • Request Money via QR Code
  • Deposit to Bank Account
  • Transaction History Tracking
  • Partner with Preferred Banks
Read full description

Experience effortless transactions with Bakong. Stop worrying about using the right payment app, having enough cash, waiting in long queues at the bank, or finding the right merchants for your e-wallet. Simplify your life with Cambodia’s only integrated payment system that allows you to do everything – e-wallets, mobile payments, online banking and financial applications – in one place. Stop switching between apps today with Bakong. Bakong lets you: • Send/Receive Money From Any App – Choose from scanning QR codes, keying in phone numbers, or just browse from your contact list. • Request Money – Create your own personalized QR code for friends to send you money without sharing any personal information. Simply scan and confirm! • Deposit to Bank Account – Cash in and out with any of your preferred banks or partners. • Track your Transactions - View all payments in a convenient history listing. • Banking at your preference – choose your personal bank or your favorite bank to be your partner for cash-in and cash-out. There is no restriction of your choice.

About

U

This app offers a secure and convenient way to make payments, manage your wallet, and pay bills online. It also features a rewards program for cashback and allows users to send red packets to friends.

Highlights
  • Scan to pay quickly
  • Manage your wallet
  • Online bill payment
  • Cashback rewards program
  • Redeem U-Points for discounts
  • Send red packets
Features
Read full description

Making payment with U-Pay is secured and convenient. Pay & Transfer Scan to pay quickly, and cleverly manage your wallet at your fingertips. Bill Payment Conveniently pay your bills online with just a few taps on U-Pay App. Cashback U-Pay and merchants jointly launch rewards program, by which you could buy more but save more. U-Points Use U-Points to redeem discount or gift. Red Packet Send surprising red packet, bond closer with your friends, and enjoying more fun.

Screenshots

Bakong4 screens
U4 screens

Verdict

The call

The clearest difference is rating: U at 4.4 against Bakong's 3.8. Bakong's advantage is ratings volume (31 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

U holds the better App Store score, 4.4 against 3.8. Both are backed by a comparable volume of ratings — 31 and 7 respectively.

UpkeepUpdate frequency

Bakong ships an update monthly, U every 2 weeks. The most recent releases landed on September 13, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 8 level
Bakong versus U: the parameters behind the verdict, then further details
ParameterBakongU
PriceFreeFree
Rating3.8 (31 ratings)4.4 (7 ratings) — better
Positive reviews16.7% of reviews—
Number of ratings31 — better7
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better16.0
Further details — not scored
Size184 MB161 MB
Age rating4+4+
DeveloperNational Bank of CambodiaU-Pay Digital Plc.

Customer experience

Bakong

All ratings30 ratings
Positive60.0%
Neutral10.0%
Negative30.0%
Written reviews6 reviews
Positive16.7%
Neutral16.7%
Negative66.7%

U

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

None

Bakong

No in-app purchases

None

U

No in-app purchases

Questions

Is Bakong free?
Bakong is free to download, with no in-app purchases.
Is U free?
U is free to download, with no in-app purchases.
Which has better reviews, Bakong or U?
U is rated higher. Bakong averages 3.8 out of 5 from 31 ratings, while U averages 4.4 from 7 ratings.
Do Bakong or U have ads?
Neither Bakong nor U shows ads.
Which is updated more often, Bakong or U?
Bakong ships an update monthly, and U every 2 weeks. Most recently, Bakong was updated on September 13, 2026 and U on September 9, 2026.

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