Remita vs Gravy Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Remita
Manage your finances with ease. Send money to Nigerian and African banks, pay bills, book flights, and top up airtime. Track expenses, set budgets, and automate recurring payments. Facilitates group payments and contactless transactions.
- Money transfers to Nigerian and African banks
- Bill payments (electricity, TV, school fees)
- Flight booking and comparison
- Airtime and data top-up
- Consolidated bank account view
- Budgeting and expense tracking
- Automated recurring payments
- QR code payments
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Send Money Anywhere: Transfer to all Nigerian banks, including microfinance banks and wallets, plus send to banks across Africa. Pay Bills Easily: Electricity, water, Pay TV, school fees, insurance, government agencies and more. Book Flights: Search, compare, book, and pay for local and international flights. Top Up Airtime & Data: Recharge for yourself, others, or multiple beneficiaries instantly. View All Your Accounts: See balances across all your profiled bank accounts on one screen. Budget & Track Expenses: Plan ahead and spend wisely. Recurring Payments: Never miss any time-bound payment again! Simply automate it with Remita. Split Bills: Super easy way to pull funds together for a common purpose-hangout, support for a friend, project, etc. Snap or Tap to Pay: Scan QR codes or tap to complete payments at shops, schools, restaurants, and more. Business Ready: Review and securely authorise payments for SME, businesses, SME, NGOs, faith institutions, governments and others on the go.
Gravy Mobile
This financial platform offers a secure and seamless way to manage transactions, pay bills, and connect with loved ones. It utilizes innovative technologies like QR codes and NFC to provide inclusive, low-cost, and reliable banking experiences.
- Seamless and secure transactions
- QR code and NFC technology
- Utility and bill payments
- Connect with loved ones financially
- Rewarding user experience
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Gravy is a groundbreaking financial platform that revolutionizes the way we handle transactions and connect with our money. By offering a seamless and secure transaction experience, Gravy aims to shape the future of finance by providing inclusive, low-cost, and downtime-free transactions. With innovative features like QR codes and Near Field Technology, Gravy replaces outdated systems and introduces Bank 3.0 capabilities. Beyond personal transactions, Gravy enables users to effortlessly purchase utilities, pay bills, and establish seamless financial connections with loved ones. With a focus on nurturing connections and rewarding users, Gravy offers a unique and rewarding financial experience that embraces the future of banking.
Screenshots
Verdict
The clearest difference is review sentiment: Gravy Mobile at 100% against Remita's 7%. Gravy Mobile also leads on rating (5.0 vs 3.0). Remita's advantage is update cadence (every 5 days vs every 3 months) and ratings volume (23 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Gravy Mobile holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: Remita has 23 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 7% of Remita's written reviews are positive against 100% of Gravy Mobile's.
Remita ships an update every 5 days, Gravy Mobile every 3 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.
| Parameter | Remita | Gravy Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (23 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 6.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 23 — better | 2 |
| Update frequency | Every 5 days — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 186 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | Systemspecs Limited | Gravy Stream Ltd |
Customer experience
Remita
Gravy Mobile
In-app purchases
Remita
No in-app purchases
Gravy Mobile
No in-app purchases








