Comparison

Expend vs My Splitly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expend

Automate and simplify business expense management with smart spending controls, AI-powered expense reporting, and seamless document capture. Connect existing bank cards for real-time transaction feeds and integrate with popular accounting software.

Highlights
  • Automated expense reporting with AI categorization
  • Connect existing bank cards for real-time transactions
  • Instant notifications and easy receipt submission
  • Seamless document capture and line item extraction
  • Comprehensive mileage tracking
  • Bank-level security with Face ID and 2FA
  • Accounting software integration (Xero, Sage, QuickBooks)
Features
Read full description

Rated excellent on Trustpilot and Reviews.io, and awarded ‘Easiest to Use’ and ‘High Performer’ by G2 in 2024, Expend is designed to simplify and automate your expense processes with cutting-edge features. Easy expenses. Simple spend management. Better business. Why Choose Expend? Smart Spending Control Take control of employee spending with our budget-controlled company expense cards, ensuring every penny is accounted for. Automated Expense Reporting Say goodbye to manual expense reporting. Our AI categorises and itemises expenses, saving you time and reducing errors. Industry-First Card Connect™ Connect your existing bank cards with Expend’s Card Connect feature. Experience real-time data feeds of transactions from other bank cards directly into the Expend platform for easy expense management, all in one place. Instant Notifications & Easy Submission Receive mobile notifications instantly for every expenditure. Simply tap, snap a photo of your receipt, categorise the expense, and submit for review - all in seconds. Seamless Document Capture Upload receipts and invoices effortlessly as photos or PDFs. Our instant document capture feature ensures no detail is missed. Automatic Line Item Extraction Let Expend handle the details with automatic line item extraction from your captured documents. Comprehensive Mileage Tracking Track company mileage for both personal and company vehicles using Google Maps integration, ensuring accurate and hassle-free mileage reporting. Bank-Level Security Rest easy with our bank-level security measures, including Face ID, passcodes, and two-factor authentication as standard. Accounting Software Integration Effortlessly sync with popular accounting software platforms like Xero, Sage, and Quickbooks, ensuring seamless financial management. Features You’ll Love: - Real-Time Transaction Notifications for Expend Cards and Connected Cards - Immediate Data Capture - Easy Receipt Capture with Data Extraction - Customisable Spending Controls - 0% Foreign Transaction Fees - Effortless Syncing with Accounting Software - Toggle Spending Features on Expend Mastercards Say Goodbye To: - Messy expense claims - Filing errors - Overspending - Excessive company card fees - Lost receipts - Tedious admin work - Switching between multiple apps Join the Expend Community Experience complete oversight and control of company spending. Register new members, order member cards, and set spending limits all from our intuitive mobile app and desktop platform.

About

My Splitly

Features
Read full description

My Splitly is designed for friends, families, couples, and roommates who want a simple, transparent, and fair way to manage shared finances. Whether you are splitting a dinner bill, sharing rent and utilities, planning a group vacation, or just lending money to a friend, My Splitly keeps everything organized in one place. We handle the complex calculations so you can settle up effortlessly. Why Choose My Splitly? My Splitly simplifies the process by tracking expenses in real-time and calculating the simplest way to pay everyone back. Key Benefits: • Zero Math Required: We calculate splits instantly. • 100% Transparency: Everyone in the group can see the expenses and balances. • Stress-Free Settlements: Clear your debts with the fewest transactions possible. • User-Friendly Design: A clean, modern interface that anyone can use. Powerful Features for Smart Spending Flexible Expense Splitting Life isn't always split 50/50. My Splitly offers multiple ways to divide costs to ensure fairness: • Split Equally: Perfect for simple dinner bills or cab rides. • Split Unequally: Great for when someone orders an expensive steak and another orders a salad. • By Percentage: Ideal for calculating tax, tips, or commission-based expenses. • By Shares: Useful for bulk purchases where some people consume more than others. Smart Settle-Up Algorithm : Our advanced "Smart Settle-Up" feature simplifies the repayment process. Instead of passing money back and forth between multiple people, My Splitly calculates the most efficient way to settle balances, saving you time and transaction fees. Create & Manage Unlimited Groups Organize your expenses by category effortlessly. • Apartment/Flat: Track rent, electricity, WiFi, and grocery bills with roommates. • Trips & Tours: Manage flight tickets, hotels, food, and sightseeing costs for group travel. • Events & Parties: Split costs for birthday gifts, decorations, and catering. • Couples: Manage daily household expenses and date nights. Real-Time Notifications Never miss an update. Get instant push notifications when: • A friend adds a new expense. • Someone edits or deletes a transaction. • A settlement is recorded. • You are added to a new group. Comprehensive Activity History Transparency is key to trust. View a detailed timeline of every action taken in the group. track exactly when an expense was added, who modified it, and when payments were made. Multi-Language Support (Regional Focus) We built My Splitly for everyone! Navigate the app in your preferred language. Fully supported in: • English • Hindi (हिंदी) • Gujarati (ગુજરાતી) And many more are upcoming Self-Expense Tracker My Splitly isn't just for groups. Use our "Personal Expense" feature to log your daily spending, track your personal budget, and see where your money goes every month. Who is My Splitly For? For Roommates & Flatmates: Living together is fun, but splitting bills can be messy. Use My Splitly to track rent, water bills, maid salaries, and household supplies. Check the "Balances" tab to see who is in the red at the end of the month. For Travelers & Backpackers: Don't let money ruin a great vacation. Log every coffee, tuk-tuk ride, and museum ticket in the app. Focus on the adventure, and let us handle the travel budget. How It Works: 1. Download & Sign Up: Create your profile in seconds. 2. Create a Group: Add friends from your contacts. 3. Add Expenses: Enter the amount, select the payer, and choose how to split it. 4. Track & Settle: See who owes you money and settle up via cash or your preferred payment app (record the payment in My Splitly to clear the balance). Download My Splitly Today! Join the smart way of sharing expense. Experience a secure, reliable, and ad-free experience that puts you in control of your finances. Visit our official website for updates: https://mysplitly.com/ Ready to simplify your life? Download My Splitly now and make every bill fair!

Screenshots

Expend4 screens
My Splitly4 screens

Verdict

The call

The clearest difference is device support: My Splitly at 3 against Expend's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Expend ships an update every 3 weeks, My Splitly every 5 weeks. The most recent releases landed on September 28, 2026 and September 30, 2026 respectively.

Scorecard1 real difference · 7 level
Expend versus My Splitly: the parameters behind the verdict, then further details
ParameterExpendMy Splitly
PriceFreeFree
Positive reviews88.9% of reviews—
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.416.0 — better
Further details — not scored
Size109 MB86 MB
Age rating4+4+
DeveloperExpend LimitedDeepa Kumari

In-app purchases

None

Expend

No in-app purchases

None

My Splitly

No in-app purchases

Questions

Is Expend free?
Expend is free to download, with no in-app purchases.
Is My Splitly free?
My Splitly is free to download, with no in-app purchases.
Do Expend or My Splitly have ads?
Neither Expend nor My Splitly shows ads.
Which is updated more often, Expend or My Splitly?
Expend ships an update every 3 weeks, and My Splitly every 5 weeks. Most recently, Expend was updated on September 28, 2026 and My Splitly on September 30, 2026.

Other comparisons