Comparison

PSECU Mobile vs ARCFCU Cards

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PSECU Mobile

Manage your finances with a digital-first credit union app. Easily move money, control your cards, and access free financial tools like credit score monitoring and bill pay. Enjoy banking focused on your needs.

Highlights
  • Instant money transfers between accounts
  • External account transfers
  • Send money with Zelle®
  • Mobile check deposit
  • Card locking and replacement
  • Travel plan notifications
  • Free credit score monitoring
Features
Read full description

As a digital-first credit union, we use the latest (and most secure!) technology available to meet your banking needs on your terms. The PSECU Mobile app provides everyday convenience, real-time access, and top-notch features for our members. Get Your Money Where It Needs to Go - Instantly move money between PSECU shares and loans. - Bring money into your PSECU account with our external account transfer service. - Send money to people you know and trust, typically in minutes between enrolled users, with Zelle®. - Snap and go! Use mobile deposit to easily deposit checks and save a trip to an ATM or branch. Control Your Cards with Just a Few Taps - Misplaced your card? Lock it the moment you notice it's missing. You can also order a new one! - Planning a trip? Enter travel plans to avoid interruptions in service. - Making a large purchase? Temporarily increase your daily limit for ATM withdrawals or purchases. - Transfer high-interest debt to a PSECU credit card to save on interest with our Visa® Balance Transfer rates. Members Can Take Advantage of Free Services - Enroll in our free credit score service* to receive monthly updates on your score. - Sign up for free account alerts to stay on top of account activity. - Automate bill payments using our free bill payer service. - Find surcharge-free ATMs near you. Add Additional Savings Products - Take advantage of our competitive savings rates and add a certificate or other savings share to your PSECU account. Enjoy Banking That’s Focused on YOU - As a not-for-profit credit union, we exist to serve our members. That means listening to your feedback and ensuring you have the best banking experience possible. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. * PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible. Insured by NCUA.

About

ARCFCU Cards

Features
Read full description

Enjoy real-time management of your ARC FCU credit/debit cards with our Card Control App. Here’s a look at what this card management app has to offer: • View 30 days’ worth of recent and pending transactions. • View account details. • Lock/unlock your cards instantaneously. • Set alerts/controls/restrictions on your cards. • Set travel notifications. Card enrollment is easy from any mobile device, and access is secure and protected by multi-factor authentication. Get the most from your credit and debit cards when you manage your cards with ARC FCU’S Card Manager App!

Screenshots

PSECU Mobile4 screens
ARCFCU Cards4 screens

Verdict

The call

The clearest difference is update cadence: PSECU Mobile at every 3 weeks against ARCFCU Cards's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PSECU Mobile ships an update every 3 weeks, ARCFCU Cards every 4 months. The most recent releases landed on October 21, 2026 and October 10, 2026 respectively.

Scorecard1 real difference · 9 level
PSECU Mobile versus ARCFCU Cards: the parameters behind the verdict, then further details
ParameterPSECU MobileARCFCU Cards
PriceFreeFree
Rating4.8 (33K ratings) — better—
Positive reviews61.0% of reviews—
Number of ratings33K — better—
Update frequencyEvery 3 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size196 MB39 MB
Age rating4+4+
DeveloperPennsylvania State Employees Credit UnionARC FEDERAL CREDIT UNION

Bugs and requests

PSECU Mobile

Reported bugs

3 issues
  • Login screen freezes and account lockouts
  • Inability to complete mobile check deposits
  • Inconsistent app performance across devices

Requested features

4 requests
  • Ability to quickly switch between accounts
  • Detailed transaction history and balance information
  • Dark mode option for better visibility
  • Improved widget functionality

ARCFCU Cards

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PSECU Mobile

No in-app purchases

None

ARCFCU Cards

No in-app purchases

Questions

Is PSECU Mobile free?
PSECU Mobile is free to download, with no in-app purchases.
Is ARCFCU Cards free?
ARCFCU Cards is free to download, with no in-app purchases.
Do PSECU Mobile or ARCFCU Cards have ads?
Neither PSECU Mobile nor ARCFCU Cards shows ads.
Which is updated more often, PSECU Mobile or ARCFCU Cards?
PSECU Mobile ships an update every 3 weeks, and ARCFCU Cards every 4 months. Most recently, PSECU Mobile was updated on October 21, 2026 and ARCFCU Cards on October 10, 2026.

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