Comparison

FNB Direct vs PSECU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNB Direct

Manage your bank accounts, deposit checks, transfer funds, and pay bills conveniently from your mobile device. Access financial education, manage your debit card, and securely chat with support.

Highlights
  • Check account transactions and balances
  • Manage FNB Debit Card
  • Deposit checks
  • Transfer money and pay bills
  • Locate branches and ATMs
  • Access financial education and products
  • Secure chat support
Features
Read full description

Redefining Convenience in Banking! FNB Direct, First National Bank’s mobile banking app, makes it easier than ever to bank on the go, right from your mobile device. Quickly check account transactions and balances, manage your FNB Debit Card, deposit checks, transfer money, pay your friends (or the bills), and even locate a convenient FNB branch or ATM. Features: Quick and Easy Enrollment: Don’t have online access? Simply download the FNB Direct Mobile Banking app and enroll from your device. After you establish your User ID and Password within Mobile Banking, you can use the same login information to access Online Banking. eStore®: eStore is an innovative digital banking experience that enables you to shop for and buy financial products and services, and access financial education resources. Open a deposit account, apply for a consumer or small business loan or schedule an appointment to meet with one of our banking experts – just add the product to your shopping cart and checkout. You can access eStore from anywhere – via our website, through our mobile app or in branches throughout our footprint. Direct Deposit Switch: With Direct Deposit Switch, you can easily establish or switch your direct deposit securely within our Online and Mobile Banking services. No need to fill out any paper forms. Simply log in and make the switch. It's simple, safe and takes only minutes. Payment Switch: With Payment Switch, you can quickly and easily update your payment methods at top providers like Verizon, Amazon, Netflix, and more. Credit Center: The Credit Center provides you with access to your latest credit score, gives you an understanding of the key factors that impact your score and may even be able to save you money with special offers. Secure Chat Support: Enjoy the convenience of chatting with a Customer Contact Center agent without having to place a call. Simply tap the blue Chat icon in Mobile Banking to get started. Please note that the Chat feature may not be available at all times. CardGuard™: You have the convenience and peace of mind to manage your FNB Debit Card through Online and Mobile Banking. Control where and how your debit card can be used by enabling or disabling your card, setting spending limits by dollar amount, restricting card usage at certain merchants by category and limiting card usage to specific geographic locations. Online Statements: View or download copies of your Online Statements within Mobile Banking. Send Money with Zelle®: With Zelle® and First National Bank, you can use Mobile Banking to quickly and easily send and receive money. Advanced Biometric Security: Securely and conveniently log in with Touch ID® (iPhone 5s or later) or Face ID® (iPhone X or later). View Check Images & Running Balance: You can view the front and back of checks that have cleared your account in addition to seeing your running account balance. Make Deposits: Deposit your check quickly and easily by using the app to take a picture of the front and back of your check; simply enter your deposit information, center the check and we’ll take the picture for you. Actionable Alerts: Customize alerts and notifications to stay on top of account activity in near real-time. Account Information: View up-to-date information about your FNB accounts, including pending transactions. Transfer Money: Transfer money between your FNB accounts. The FNB Direct app is free to install. Message and data rates from your mobile carrier may apply. System availability and response time are subject to market conditions. For general support call our Customer Contact Center at 1-800-555-5455, Monday through Friday from 8:00 AM – 9:00 PM, or Saturday and Sunday from 8:00 AM – 5:00 PM. Member FDIC. Apple is a registered trademark of Apple, Inc. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

About

PSECU Mobile

Manage your finances with a digital-first credit union app. Easily move money, control your cards, and access free financial tools like credit score monitoring and bill pay. Enjoy banking focused on your needs.

Highlights
  • Instant money transfers between accounts
  • External account transfers
  • Send money with Zelle®
  • Mobile check deposit
  • Card locking and replacement
  • Travel plan notifications
  • Free credit score monitoring
Features
Read full description

As a digital-first credit union, we use the latest (and most secure!) technology available to meet your banking needs on your terms. The PSECU Mobile app provides everyday convenience, real-time access, and top-notch features for our members. Get Your Money Where It Needs to Go - Instantly move money between PSECU shares and loans. - Bring money into your PSECU account with our external account transfer service. - Send money to people you know and trust, typically in minutes between enrolled users, with Zelle®. - Snap and go! Use mobile deposit to easily deposit checks and save a trip to an ATM or branch. Control Your Cards with Just a Few Taps - Misplaced your card? Lock it the moment you notice it's missing. You can also order a new one! - Planning a trip? Enter travel plans to avoid interruptions in service. - Making a large purchase? Temporarily increase your daily limit for ATM withdrawals or purchases. - Transfer high-interest debt to a PSECU credit card to save on interest with our Visa® Balance Transfer rates. Members Can Take Advantage of Free Services - Enroll in our free credit score service* to receive monthly updates on your score. - Sign up for free account alerts to stay on top of account activity. - Automate bill payments using our free bill payer service. - Find surcharge-free ATMs near you. Add Additional Savings Products - Take advantage of our competitive savings rates and add a certificate or other savings share to your PSECU account. Enjoy Banking That’s Focused on YOU - As a not-for-profit credit union, we exist to serve our members. That means listening to your feedback and ensuring you have the best banking experience possible. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. * PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible. Insured by NCUA.

Screenshots

FNB Direct4 screens
PSECU Mobile4 screens

Verdict

The call

The clearest difference is update cadence: PSECU Mobile at every 3 weeks against FNB Direct's every 3 months. PSECU Mobile also leads on review sentiment (60% vs 50%). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FNB Direct against 4.8 for PSECU Mobile. Both are backed by a comparable volume of ratings — 51K and 32K respectively. Written reviews are what separate them: 50% of FNB Direct's written reviews are positive against 60% of PSECU Mobile's.

UpkeepUpdate frequency

FNB Direct ships an update every 3 months, PSECU Mobile every 3 weeks. Both last shipped on September 25, 2026.

Scorecard2 real differences · 8 level
FNB Direct versus PSECU Mobile: the parameters behind the verdict, then further details
ParameterFNB DirectPSECU Mobile
PriceFreeFree
Rating4.8 (51K ratings)4.8 (32K ratings)
Positive reviews49.8% of reviews59.9% of reviews — better
Number of ratings51K — better32K
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size144 MB196 MB
Age rating4+4+
DeveloperFirst National Bank of PennsylvaniaPennsylvania State Employees Credit Union

Customer experience

FNB Direct

All ratings51,482 ratings
Positive95.4%
Neutral1.9%
Negative2.7%
Written reviews257 reviews
Positive49.8%
Neutral7.4%
Negative42.8%

PSECU Mobile

All ratings32,280 ratings
Positive96.9%
Neutral1.1%
Negative2.0%
Written reviews172 reviews
Positive59.9%
Neutral7.0%
Negative33.1%

User reviews

FNB Direct

From 51K App Store ratings

What we love

  • 🚀 Years of great service
  • 🚀 Convenient and easy to use
  • 🚀 Excellent customer service
  • 🚀 Remote deposit works great
  • 🚀 Helpful features like credit score tracking

Room to improve

  • 🐛 Buggy, crashes frequently
  • 🐛 Inconsistent functionality, features not always available
  • 🐛 Check deposit issues, not always working
  • 🐛 Slow transaction updates, balance not always accurate
  • 🐛 Poor app design, small screen layout

PSECU Mobile

From 32K App Store ratings

What we love

  • 🚀 Fast and responsive
  • 🔒 Robust security features
  • 👍 Intuitive and user-friendly
  • 💡 Useful account insights
  • 🚀 Improved app performance after reinstall

Room to improve

  • 🐛 Slow load times and unresponsive navigation
  • 🐛 Frequent crashes and login issues
  • 🐛 Compatibility problems with newer devices
  • 🐛 Inconsistent handling of pending transactions
  • 🐛 Buggy mobile deposit feature

Bugs and requests

FNB Direct

Reported bugs

4 issues
  • Login issues, password reset problems
  • Deposit failures due to 'amount mismatch'
  • Frequent app crashes and freezes
  • Compatibility issues with older devices

Requested features

4 requests
  • Improve transaction notifications to show details
  • Allow IRA contributions directly through the app
  • Integrate with more third-party apps like Venmo
  • Provide clearer information on loan payments due

PSECU Mobile

Reported bugs

3 issues
  • Login screen freezes and account lockouts
  • Inability to complete mobile check deposits
  • Inconsistent app performance across devices

Requested features

4 requests
  • Ability to quickly switch between accounts
  • Detailed transaction history and balance information
  • Dark mode option for better visibility
  • Improved widget functionality

In-app purchases

None

FNB Direct

No in-app purchases

None

PSECU Mobile

No in-app purchases

Questions

Is FNB Direct free?
FNB Direct is free to download, with no in-app purchases.
Is PSECU Mobile free?
PSECU Mobile is free to download, with no in-app purchases.
Which has better reviews, FNB Direct or PSECU Mobile?
FNB Direct and PSECU Mobile are both rated 4.8 out of 5 on the App Store, from 51K and 32K ratings respectively.
Do FNB Direct or PSECU Mobile have ads?
Neither FNB Direct nor PSECU Mobile shows ads.
Which is updated more often, FNB Direct or PSECU Mobile?
FNB Direct ships an update every 3 months, and PSECU Mobile every 3 weeks. Most recently, FNB Direct was updated on September 25, 2026 and PSECU Mobile on September 25, 2026.

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