FNB Mobile Banking vs FNB Direct

Get your account information anytime, anywhere with the FNB Mobile App from First National Bank serving Ames, Ankeny, Johnston and West Des Moines, Iowa. FNB Mobile lets you view balances, make transfers, pay bills, deposit checks and more-all from your iPhone. Securely access your deposit accounts through the free* First National Bank Mobile App. Bank on the go with FNB Mobile. It's simple to use, secure and FREE. To learn how we protect your privacy, please visit http://www.fnb247.com/privacy Member FDIC. *Your mobile carrier’s text messaging and web access charges may apply. First National Bank Website Link: www.FNB247.com FNB Mobile Banking Support: www.FNB247.com/contact-us/

Redefining Convenience in Banking! FNB Direct, First National Bank’s mobile banking app, makes it easier than ever to bank on the go, right from your mobile device. Quickly check account transactions and balances, manage your FNB Debit Card, deposit checks, transfer money, pay your friends (or the bills), and even locate a convenient FNB branch or ATM. Features: Quick and Easy Enrollment: Don’t have online access? Simply download the FNB Direct Mobile Banking app and enroll from your device. After you establish your User ID and Password within Mobile Banking, you can use the same login information to access Online Banking. eStore®: eStore is an innovative digital banking experience that enables you to shop for and buy financial products and services, and access financial education resources. Open a deposit account, apply for a consumer or small business loan or schedule an appointment to meet with one of our banking experts – just add the product to your shopping cart and checkout. You can access eStore from anywhere – via our website, through our mobile app or in branches throughout our footprint. Direct Deposit Switch: With Direct Deposit Switch, you can easily establish or switch your direct deposit securely within our Online and Mobile Banking services. No need to fill out any paper forms. Simply log in and make the switch. It's simple, safe and takes only minutes. Payment Switch: With Payment Switch, you can quickly and easily update your payment methods at top providers like Verizon, Amazon, Netflix, and more. Credit Center: The Credit Center provides you with access to your latest credit score, gives you an understanding of the key factors that impact your score and may even be able to save you money with special offers. Secure Chat Support: Enjoy the convenience of chatting with a Customer Contact Center agent without having to place a call. Simply tap the blue Chat icon in Mobile Banking to get started. Please note that the Chat feature may not be available at all times. CardGuard™: You have the convenience and peace of mind to manage your FNB Debit Card through Online and Mobile Banking. Control where and how your debit card can be used by enabling or disabling your card, setting spending limits by dollar amount, restricting card usage at certain merchants by category and limiting card usage to specific geographic locations. Online Statements: View or download copies of your Online Statements within Mobile Banking. Send Money with Zelle®: With Zelle® and First National Bank, you can use Mobile Banking to quickly and easily send and receive money. Advanced Biometric Security: Securely and conveniently log in with Touch ID® (iPhone 5s or later) or Face ID® (iPhone X or later). View Check Images & Running Balance: You can view the front and back of checks that have cleared your account in addition to seeing your running account balance. Make Deposits: Deposit your check quickly and easily by using the app to take a picture of the front and back of your check; simply enter your deposit information, center the check and we’ll take the picture for you. Actionable Alerts: Customize alerts and notifications to stay on top of account activity in near real-time. Account Information: View up-to-date information about your FNB accounts, including pending transactions. Transfer Money: Transfer money between your FNB accounts. The FNB Direct app is free to install. Message and data rates from your mobile carrier may apply. System availability and response time are subject to market conditions. For general support call our Customer Contact Center at 1-800-555-5455, Monday through Friday from 8:00 AM – 9:00 PM, or Saturday and Sunday from 8:00 AM – 5:00 PM. Member FDIC. Apple is a registered trademark of Apple, Inc. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.