PSECU Mobile vs TrustCirq

As a digital-first credit union, we use the latest (and most secure!) technology available to meet your banking needs on your terms. The PSECU Mobile app provides everyday convenience, real-time access, and top-notch features for our members. Get Your Money Where It Needs to Go - Instantly move money between PSECU shares and loans. - Bring money into your PSECU account with our external account transfer service. - Send money to people you know and trust, typically in minutes between enrolled users, with Zelle®. - Snap and go! Use mobile deposit to easily deposit checks and save a trip to an ATM or branch. Control Your Cards with Just a Few Taps - Misplaced your card? Lock it the moment you notice it's missing. You can also order a new one! - Planning a trip? Enter travel plans to avoid interruptions in service. - Making a large purchase? Temporarily increase your daily limit for ATM withdrawals or purchases. - Transfer high-interest debt to a PSECU credit card to save on interest with our Visa® Balance Transfer rates. Members Can Take Advantage of Free Services - Enroll in our free credit score service* to receive monthly updates on your score. - Sign up for free account alerts to stay on top of account activity. - Automate bill payments using our free bill payer service. - Find surcharge-free ATMs near you. Add Additional Savings Products - Take advantage of our competitive savings rates and add a certificate or other savings share to your PSECU account. Enjoy Banking That’s Focused on YOU - As a not-for-profit credit union, we exist to serve our members. That means listening to your feedback and ensuring you have the best banking experience possible. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. * PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible. Insured by NCUA.

TrustCirq is a secure group savings and contribution management app built for communities that save together. Whether your group calls it njangi, ajo, susu, tontine, chama, hagbad, equb, jameya, or a rotating savings group, TrustCirq helps members stay organized, transparent, and accountable. With TrustCirq, groups can: • Create and manage savings groups • Track contribution cycles • Submit proof of payment • Confirm received contributions • View payout schedules • Manage group loans • Monitor member trust scores • Keep receipts and contribution history organized • Communicate with group members • Receive important group notifications TrustCirq is designed for community savings groups, families, friends, associations, and small teams that need a better way to manage shared financial commitments. The app helps reduce confusion, missed contributions, and manual record keeping by giving every member a clear view of group activity. TrustCirq is not a bank and does not hold user funds. It helps groups organize, track, and manage their contribution activity.