Comparison

PSECU Mobile vs Finanta CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PSECU Mobile

Manage your finances with a secure, digital-first credit union app. Transfer funds, control your cards, deposit checks, and access free financial tools like credit score monitoring and bill payments.

Highlights
  • Instant money transfers between accounts
  • External account transfers
  • Send money with Zelle®
  • Mobile check deposit
  • Card lock and replacement
  • Travel plan notifications
  • Free credit score monitoring
Features
Read full description

As a digital-first credit union, we use the latest (and most secure!) technology available to meet your banking needs on your terms. The PSECU Mobile app provides everyday convenience, real-time access, and top-notch features for our members. Get Your Money Where It Needs to Go - Instantly move money between PSECU shares and loans. - Bring money into your PSECU account with our external account transfer service. - Send money to people you know and trust, typically in minutes between enrolled users, with Zelle®. - Snap and go! Use mobile deposit to easily deposit checks and save a trip to an ATM or branch. Control Your Cards with Just a Few Taps - Misplaced your card? Lock it the moment you notice it's missing. You can also order a new one! - Planning a trip? Enter travel plans to avoid interruptions in service. - Making a large purchase? Temporarily increase your daily limit for ATM withdrawals or purchases. - Transfer high-interest debt to a PSECU credit card to save on interest with our Visa® Balance Transfer rates. Members Can Take Advantage of Free Services - Enroll in our free credit score service* to receive monthly updates on your score. - Sign up for free account alerts to stay on top of account activity. - Automate bill payments using our free bill payer service. - Find surcharge-free ATMs near you. Add Additional Savings Products - Take advantage of our competitive savings rates and add a certificate or other savings share to your PSECU account. Enjoy Banking That’s Focused on YOU - As a not-for-profit credit union, we exist to serve our members. That means listening to your feedback and ensuring you have the best banking experience possible. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. * PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible. Insured by NCUA.

About

Finanta CU

Manage your internet banking with this mobile app. View balances, sign in securely, and handle transactions, payments, and transfers. Deposit checks remotely and find nearby branch locations.

Highlights
  • Real-time transaction history
  • Account transfers and payments
  • Remote check deposit
  • Bill pay and e-statements
  • Find branch locations and ATMs
  • Pay a person via text or email
Features
Read full description

Easily manage your internet banking with Finanta CU's mobile app. This app was designed to flow easier and look better than ever. Check your balances on the go with a simple swipe from the app icon. Quickly sign-in using touch ID or your password for specific account information. Breeze through transactions, payments, transfers, make deposits, and search for the closest branch location from your iPhone or iPad. Features: - Real-time transaction history for loans, share drafts, and savings are integrated in one location. - Transfers: account to account, scheduled, pending ACH and check withdrawal transfers are available. - Online Services: E-Statements, bill pay, check order, member alerts, loan application, and tax information. - Remote Deposit Capture: securely deposit checks with your device. - Pay a Person: send money to anyone via text or email. - Locations and ATMs: find all branch locations, hours, contact info, directions and identify ATMs.

Screenshots

PSECU Mobile4 screens
Finanta CU4 screens

Verdict

The call

The clearest difference is ratings volume: PSECU Mobile at 33K against Finanta CU's 5. PSECU Mobile also leads on update cadence (every 3 weeks vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Finanta CU holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: PSECU Mobile has 33K ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

PSECU Mobile ships an update every 3 weeks, Finanta CU every 2 months. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
PSECU Mobile versus Finanta CU: the parameters behind the verdict, then further details
ParameterPSECU MobileFinanta CU
PriceFreeFree
Rating4.8 (33K ratings)5.0 (5 ratings) — better
Positive reviews60.6% of reviews—
Number of ratings33K — better5
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size167 MB108 MB
Age rating4+4+
DeveloperPennsylvania State Employees Credit UnionCommunity First Fund FCU

Customer experience

PSECU Mobile

All ratings32,860 ratings
Positive97.0%
Neutral1.1%
Negative2.0%
Written reviews180 reviews
Positive60.6%
Neutral7.8%
Negative31.7%

Finanta CU

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

PSECU Mobile

Reported bugs

3 issues
  • Login screen freezes and account lockouts
  • Inability to complete mobile check deposits
  • Inconsistent app performance across devices

Requested features

4 requests
  • Ability to quickly switch between accounts
  • Detailed transaction history and balance information
  • Dark mode option for better visibility
  • Improved widget functionality

Finanta CU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PSECU Mobile

No in-app purchases

None

Finanta CU

No in-app purchases

Questions

Is PSECU Mobile free?
PSECU Mobile is free to download, with no in-app purchases.
Is Finanta CU free?
Finanta CU is free to download, with no in-app purchases.
Which has better reviews, PSECU Mobile or Finanta CU?
Finanta CU is rated higher. PSECU Mobile averages 4.8 out of 5 from 33K ratings, while Finanta CU averages 5.0 from 5 ratings.
Do PSECU Mobile or Finanta CU have ads?
Neither PSECU Mobile nor Finanta CU shows ads.
Which is updated more often, PSECU Mobile or Finanta CU?
PSECU Mobile ships an update every 3 weeks, and Finanta CU every 2 months. Most recently, PSECU Mobile was updated on November 8, 2026 and Finanta CU on October 31, 2026.

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