Chango vs MTN MoMo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chango
This app allows users to easily create groups and manage contributions within them. It simplifies the process of collecting and organizing funds for shared purposes.
- Create groups
- Manage contributions
- Organize funds
- Simplified financial tracking
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The app provides consumers the ability to create groups and make contributions.
MTN MoMo
Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.
- Send money to friends and family
- Top up airtime
- Purchase bundles
- Pay bills
- Pay merchants
- Manage money
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Welcome to the world of MoMo. With MoMo you can send money to friends & family, topup airtime, purchase bundles, pay your bills, merchants and much more. It's a one-stop shop for everything you need. MoMo makes it easy to keep track of your money. You can use MoMo services to manage your money..
Screenshots
Verdict
The clearest difference is review sentiment: Chango at 100% against MTN MoMo's 8%. Chango also leads on rating (4.7 vs 3.1) and update cadence (every 3 weeks vs every 4 months). MTN MoMo's advantage is ratings volume (572 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Chango holds the better App Store score, 4.7 against 3.1. That said, the two scores are not equally well evidenced: MTN MoMo has 572 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of Chango's written reviews are positive against 8% of MTN MoMo's.
Chango ships an update every 3 weeks, MTN MoMo every 4 months. The most recent releases landed on September 26, 2026 and October 15, 2026 respectively.
| Parameter | Chango | MTN MoMo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (3 ratings) — better | 3.1 (572 ratings) |
| Positive reviews | 100.0% of reviews — better | 7.7% of reviews |
| Number of ratings | 3 | 572 — better |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 9.0 — better | 10.0 |
| Further details — not scored | ||
| Size | 68 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | IT Consortium | MTN |
Customer experience
Chango
MTN MoMo
Bugs and requests
Chango
Not enough reviews yet to summarise bugs or requests.
MTN MoMo
Reported bugs
5 issues- App not working on iOS 16
- Incorrect pin errors
- Unable to log in or register
- Fails to send OTP codes
- Deducts money without completing transactions
Requested features
5 requests- Add ability to cancel scheduled transfers
- Expand bank integration for transfers
- Improve security with biometric login
- Allow usage on WiFi networks
- Reduce transaction fees
In-app purchases
Chango
No in-app purchases
MTN MoMo
No in-app purchases
