Comparison

Ardshinbank vs TeamPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ardshinbank

Manage your finances securely and conveniently from anywhere. This app allows you to check balances, transfer funds, pay bills, and apply for loans with ease. Stay in control of your accounts through real-time notifications and efficient card management.

Highlights
  • Check account balances
  • Transfer money
  • Pay bills
  • Apply for loans
  • Real-time notifications
  • Card management
Features
Read full description

Ardshinbank brings secure, convenient banking to your fingertips. With the official mobile app, you can manage your finances quickly and confidently, wherever you are. Check balances, transfer money, pay bills, and apply for loans, all in just a few taps. Designed for simplicity and security, the app helps you stay in control of your accounts with real-time notifications, easy card management, and fast transactions. Whether you’re handling everyday payments or planning bigger financial steps, Ardshinbank makes managing your money smooth, reliable, and effortless.

About

TeamPay

Manage your money with a secure and convenient digital wallet. This app offers fast transactions, detailed payment history, and automated recurring payments. Enjoy exclusive benefits and rewards while keeping your finances safe with advanced security features.

Highlights
  • Seamless digital payments
  • Smart payment history tracking
  • Ironclad security with biometrics
  • Flexible group payments with autopay
  • One-tap automated recurring payments
  • Exclusive benefits and rewards
Features
Read full description

Say hello to Digital Wallet by Team Pay CJSC — your ultimate financial companion! Designed for security, speed, and convenience, Team Pay simplifies the way you manage your money, giving you total control at your fingertips. Features That Elevate Your Experience - Seamless Digital Payments – Enjoy lightning-fast transactions anytime, anywhere. - Smart Payment History – Monitor, track, and organize your transactions effortlessly. - Ironclad Security – Top-tier encryption and biometric authentication keep your finances safe. - Flexible Group Payments – Create and manage different group types, with autopayments available for Home-type groups. - One-Tap Autopayments – Set up and automate individual recurring payments with ease. - Exclusive Benefits & Rewards – Unlock cashbacks, promo codes, and exclusive Team Offers tailored just for you! - Favorite Payments – Save and access your most frequent payments in seconds. Why settle for less when you can have the best? Experience the future of digital finance with Team Pay today!

Screenshots

Ardshinbank4 screens
TeamPay4 screens

Verdict

The call

The clearest difference is rating: TeamPay at 4.3 against Ardshinbank's 3.2. TeamPay also leads on update cadence (weekly vs monthly). Ardshinbank's advantage is ratings volume (45 vs 6) and review sentiment (11% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TeamPay holds the better App Store score, 4.3 against 3.2. That said, the two scores are not equally well evidenced: Ardshinbank has 45 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 11% of Ardshinbank's written reviews are positive against 0% of TeamPay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Ardshinbank ships an update monthly, TeamPay weekly. The most recent releases landed on September 27, 2026 and September 19, 2026 respectively.

Scorecard5 real differences · 5 level
Ardshinbank versus TeamPay: the parameters behind the verdict, then further details
ParameterArdshinbankTeamPay
PriceFreeFree
Rating3.2 (45 ratings)4.3 (6 ratings) — better
Positive reviews10.8% of reviews — better0.0% of reviews
Number of ratings45 — better6
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better16
Further details — not scored
Size78 MB140 MB
Age rating4+4+
DeveloperArdshinbank CJSCTELECOM ARMENIA, OJSC

Customer experience

Ardshinbank

All ratings45 ratings
Positive51.1%
Neutral6.7%
Negative42.2%
Written reviews65 reviews
Positive10.8%
Neutral15.4%
Negative73.8%

TeamPay

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

In-app purchases

None

Ardshinbank

No in-app purchases

None

TeamPay

No in-app purchases

Questions

Is Ardshinbank free?
Ardshinbank is free to download, with no in-app purchases.
Is TeamPay free?
TeamPay is free to download, with no in-app purchases.
Which has better reviews, Ardshinbank or TeamPay?
TeamPay is rated higher. Ardshinbank averages 3.2 out of 5 from 45 ratings, while TeamPay averages 4.3 from 6 ratings.
Do Ardshinbank or TeamPay have ads?
Neither Ardshinbank nor TeamPay shows ads.
Which is updated more often, Ardshinbank or TeamPay?
Ardshinbank ships an update monthly, and TeamPay weekly. Most recently, Ardshinbank was updated on September 27, 2026 and TeamPay on September 19, 2026.

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