PINACLE Pass® vs NB|AZ Positive Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PINACLE Pass®
This app generates one-time passcodes for secure authentication on the PINACLE desktop and mobile sites. Once your mobile token is activated by an administrator, you can easily access the required passcode to log in.
- Generates one-time passcodes
- Secure authentication
- Alternative to physical tokens
- Token activation
- Works with PINACLE desktop and mobile
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PINACLE Pass® provides a secure, convenient alternative to carrying your physical token. Token passcodes generated with the PINACLE Pass App can be used on the PINACLE® desktop site and the PINACLE Mobile App any time a token passcode is required. Once a system administrator has assigned a mobile token to your Operator ID, you will be able to log in to the PINACLE Pass App to activate your token. After activation, and then anytime you open the app, you will see the one-time passcode needed for authentication. For questions or support, contact Treasury Management Client Care via telephone (1-800-669-1518) or via email (tmcc@pnc.com). PNC does not charge a fee for this application. However, third party message and data rates may apply. A supported mobile device is needed to use the PINACLE Pass App. Certain other restrictions may apply. See the Treasury Management Services Comprehensive Agreement. PNC and PINACLE are registered marks of The PNC Financial Services Group, Inc. (“PNC”). Bank deposit, treasury management products and services are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC. ©2026 The PNC Financial Services Group, Inc. All rights reserved.
NB|AZ Positive Pay
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The same great fraud control services you're used to -- now in the palm of your hand. Our new app makes it easier for you to review payment exceptions, enter issues and approve file maintenance on the go. The easy-to-use design is simple and quick. The best part is there are no additional fees.* To get started, you'll need to: - Be a registered Positive Pay client - Have a compatible mobile device - Connect to a mobile internet data service* *Message and data rates apply. Please check with your carrier for details.
Screenshots
Verdict
The clearest difference is update cadence: PINACLE Pass® at every 2 months against NB|AZ Positive Pay's every 87 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PINACLE Pass® ships an update every 2 months, NB|AZ Positive Pay every 87 months. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.
| Parameter | PINACLE Pass® | NB|AZ Positive Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (16 ratings) — better | — |
| Positive reviews | 7.1% of reviews | — |
| Number of ratings | 16 — better | — |
| Update frequency | Every 2 months — better | Every 87 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.6 — better |
| Further details — not scored | ||
| Size | 21 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | PNC Bank, N.A. | Zions Bancorporation, N.A. |
In-app purchases
PINACLE Pass®
No in-app purchases
NB|AZ Positive Pay
No in-app purchases
Questions
Is PINACLE Pass® free?
Is NB|AZ Positive Pay free?
Do PINACLE Pass® or NB|AZ Positive Pay have ads?
Which is updated more often, PINACLE Pass® or NB|AZ Positive Pay?
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