PINACLE Pass® vs Agicap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PINACLE Pass®
This app generates one-time passcodes for secure authentication on the PINACLE desktop and mobile sites. Once your mobile token is activated by an administrator, you can easily access the required passcode to log in.
- Generates one-time passcodes
- Secure authentication
- Alternative to physical tokens
- Token activation
- Works with PINACLE desktop and mobile
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PINACLE Pass® provides a secure, convenient alternative to carrying your physical token. Token passcodes generated with the PINACLE Pass App can be used on the PINACLE® desktop site and the PINACLE Mobile App any time a token passcode is required. Once a system administrator has assigned a mobile token to your Operator ID, you will be able to log in to the PINACLE Pass App to activate your token. After activation, and then anytime you open the app, you will see the one-time passcode needed for authentication. For questions or support, contact Treasury Management Client Care via telephone (1-800-669-1518) or via email (tmcc@pnc.com). PNC does not charge a fee for this application. However, third party message and data rates may apply. A supported mobile device is needed to use the PINACLE Pass App. Certain other restrictions may apply. See the Treasury Management Services Comprehensive Agreement. PNC and PINACLE are registered marks of The PNC Financial Services Group, Inc. (“PNC”). Bank deposit, treasury management products and services are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC. ©2026 The PNC Financial Services Group, Inc. All rights reserved.
Agicap
Access your company's cashflow and critical financial data on the go. View real-time balances, track transactions, and analyze cashflow variations from any device. Manage multiple company accounts with ease.
- Real-time cash balance consultation
- Detailed bank account balances
- Transaction tracking
- Cashflow variation analysis
- Multi-company account access
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Access your cashflow and critical business information anywhere, anytime. - Consult your company's cash balance wherever you are - View detailed balances by bank account - Follow all your transactions in real time - Consult cashflow variations over a given period - Access each of your Agicap companies
Screenshots
Verdict
The clearest difference is review sentiment: Agicap at 40% against PINACLE Pass®'s 7%. Agicap also leads on update cadence (every 2 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PINACLE Pass® ships an update every 2 months, Agicap every 2 weeks. Both last shipped on October 24, 2026.
| Parameter | PINACLE Pass® | Agicap |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (14 ratings) — better | — |
| Positive reviews | 7.1% of reviews | 40.0% of reviews — better |
| Number of ratings | 14 — better | — |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.6 | 16.4 — better |
| Further details — not scored | ||
| Size | 21 MB | 93 MB |
| Age rating | 4+ | 4+ |
| Developer | PNC Bank, N.A. | AGICAP |
Customer experience
PINACLE Pass®
Agicap
In-app purchases
PINACLE Pass®
No in-app purchases
Agicap
No in-app purchases
Questions
Is PINACLE Pass® free?
Is Agicap free?
Do PINACLE Pass® or Agicap have ads?
Which is updated more often, PINACLE Pass® or Agicap?
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