Comparison

PINACLE Pass® vs Circulus Enterprise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PINACLE Pass®

This app generates one-time passcodes for secure authentication on the PINACLE desktop and mobile sites. Once your mobile token is activated by an administrator, you can easily access the required passcode to log in.

Highlights
  • Generates one-time passcodes
  • Secure authentication
  • Alternative to physical tokens
  • Token activation
  • Works with PINACLE desktop and mobile
Features
Read full description

PINACLE Pass® provides a secure, convenient alternative to carrying your physical token. Token passcodes generated with the PINACLE Pass App can be used on the PINACLE® desktop site and the PINACLE Mobile App any time a token passcode is required. Once a system administrator has assigned a mobile token to your Operator ID, you will be able to log in to the PINACLE Pass App to activate your token. After activation, and then anytime you open the app, you will see the one-time passcode needed for authentication. For questions or support, contact Treasury Management Client Care via telephone (1-800-669-1518) or via email (tmcc@pnc.com). PNC does not charge a fee for this application. However, third party message and data rates may apply. A supported mobile device is needed to use the PINACLE Pass App. Certain other restrictions may apply. See the Treasury Management Services Comprehensive Agreement. PNC and PINACLE are registered marks of The PNC Financial Services Group, Inc. (“PNC”). Bank deposit, treasury management products and services are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC. ©2026 The PNC Financial Services Group, Inc. All rights reserved.

About

Circulus Enterprise

Read full description

Welcome, Explore the Circulus platform through an Intuitive User Interface! Simplify Payables with Circulus Mobile App: • Explore KPIs dashboards • View invoice details such as Header, Lines, and GL • Navigate through document pages with a simple swipe • Approve or reject invoices with ease • Access date & time-stamped audit trails • Search documents through filters • Create or respond to inquiry notes associated with invoices Trust Circulus Security: 1. Mandatory authentication & authorization before login 2. Mobile access privileges controlled by Portal Admin Product Description: Circulus Enterprise is a cloud-based AP Automation Solution that integrates seamlessly with different ERPs. • Access Accounts Payable from anywhere • Get a visual representation of the KPIs through dashboards • View/Approve/ Reject invoices through your mobile device • Review images /attachments /audit trail for the respective Invoices • Search invoices based on filtering criteria • Create, respond, or view inquiry notes for invoices Circulus Enterprise is a scalable solution. It provides both web & mobile applications for Account Payable Automation. The Portal Admin has the authority to authorize access to the mobile application. Our multi-tenant application requires client code along with access credentials to login, after which the system populates data accordingly. Our App can also integrate with your Identity Server to authenticate the users.

Screenshots

PINACLE Pass®4 screens
Circulus Enterprise4 screens

Verdict

The call

The clearest difference is update cadence: PINACLE Pass® at every 2 months against Circulus Enterprise's every 11 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PINACLE Pass® ships an update every 2 months, Circulus Enterprise every 11 months. The most recent releases landed on October 14, 2026 and September 29, 2026 respectively.

Scorecard1 real difference · 9 level
PINACLE Pass® versus Circulus Enterprise: the parameters behind the verdict, then further details
ParameterPINACLE Pass®Circulus Enterprise
PriceFreeFree
Rating2.9 (11 ratings) — better—
Positive reviews7.7% of reviews—
Number of ratings11 — better—
Update frequencyEvery 2 months — betterEvery 11 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.616.6
Further details — not scored
Size20 MB7 MB
Age rating4+4+
DeveloperPNC Bank, N.A.XTGlobal Inc.

In-app purchases

None

PINACLE Pass®

No in-app purchases

None

Circulus Enterprise

No in-app purchases

Questions

Is PINACLE Pass® free?
PINACLE Pass® is free to download, with no in-app purchases.
Is Circulus Enterprise free?
Circulus Enterprise is free to download, with no in-app purchases.
Do PINACLE Pass® or Circulus Enterprise have ads?
Neither PINACLE Pass® nor Circulus Enterprise shows ads.
Which is updated more often, PINACLE Pass® or Circulus Enterprise?
PINACLE Pass® ships an update every 2 months, and Circulus Enterprise every 11 months. Most recently, PINACLE Pass® was updated on October 14, 2026 and Circulus Enterprise on September 29, 2026.

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