PINACLE Pass® vs Amor Budget

PINACLE Pass® provides a secure, convenient alternative to carrying your physical token. Token passcodes generated with the PINACLE Pass App can be used on the PINACLE® desktop site and the PINACLE Mobile App any time a token passcode is required. Once a system administrator has assigned a mobile token to your Operator ID, you will be able to log in to the PINACLE Pass App to activate your token. After activation, and then anytime you open the app, you will see the one-time passcode needed for authentication. For questions or support, contact Treasury Management Client Care via telephone (1-800-669-1518) or via email (tmcc@pnc.com). PNC does not charge a fee for this application. However, third party message and data rates may apply. A supported mobile device is needed to use the PINACLE Pass App. Certain other restrictions may apply. See the Treasury Management Services Comprehensive Agreement. PNC and PINACLE are registered marks of The PNC Financial Services Group, Inc. (“PNC”). Bank deposit, treasury management products and services are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC. ©2026 The PNC Financial Services Group, Inc. All rights reserved.

Amor Budget tells you what is safe to spend today. You choose how each month's income splits between Needs, Wants and Savings. Home turns that into a single figure for today, worked out from what is left and how much month remains, with nothing to interpret. NO BANK LOGINS You enter what you spend. Amor Budget asks for no banking password and connects to no aggregator, so nothing sits between you and your accounts. WHAT'S INSIDE • Today's number: what is safe to spend, updated as you log • Needs, Wants and Savings at percentages you set • Recurring bills and income, including bills that change every cycle • A home screen widget showing today's Wants at a glance • Reports: where the money went, by category and by day • Savings accounts and goals, funded by a share of each month • Daily reminders, if you want them WHERE IT IS BLUNT The app subtracts bills you have already committed to before it shows today's number, so the figure never flatters you. Overspend on Wants and it says so. Delete your account from Profile and every transaction, budget and bill goes with it.