PlanFocus vs Zil.US
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PlanFocus
Manage your TIAA PlanFocus account on the go. Securely access participant information, approve or decline loans, and submit payroll. Stay informed with alerts and connect with your TIAA team.
- Participant information search
- Loan approval/decline
- Payroll remittance
- TIAA team contact
- Alert notifications
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FOR TIAA INSTITUTIONAL CUSTOMERS AND EXISTING USERS OF TIAA PLANFOCUS - Experience your PlanFocus dashboard anytime, anywhere – right from your mobile device. Securely search and review participant information, review and approve or decline loans, remit payroll, contact your TIAA team, and receive alerts. Grow with us as we add new features and a wealth of information at your fingertips.
Zil.US
This app offers a comprehensive online banking solution for businesses and individuals. It provides features like free checking accounts, early direct deposit, and tools for building credit. Manage your finances with secure, modern banking tools and no hidden fees.
- Free business/personal checking accounts
- Early direct deposit
- Credit builder tool
- Fee-free ACH and wire transfers
- Instant and physical Visa cards
- Card management with custom limits
- Two-factor authentication
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Zil.US is an online banking experience that will meet all your business needs. Open a free business or personal checking account. Free, safe security features, overdraft, and get paid two days early with no hidden fee. ALL IN ONE PLATFORM Simple modern Banking, ACH, wire, Credit build, Printable checks, Cash Back, Instant Visa card, Physical Card, multiple cards for many users with customized limits, block card in a single tap. TRUSTED BY BUSINESSES You control your banking with two-factor authentication, instant alert, daily balances, etc., GOODBYE TO HIDDEN FEES No monthly fee, No hidden Fee, No minimum Balance required. A NEW WAY TO BUILD CREDIT Use our modern credit builder and increase your credit score sooner than you think with regular on-time payments. PAY VENDOR, PAYEES, FRIENDS WITH NO TRANSFER FEES Send money to anyone without any transfer fee.
Screenshots
Verdict
The clearest difference is review sentiment: PlanFocus at 67% against Zil.US's 0%. PlanFocus also leads on rating (3.6 vs 2.1). Zil.US's advantage is update cadence (every 2 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PlanFocus holds the better App Store score, 3.6 against 2.1. Both are backed by a comparable volume of ratings — 8 and 10 respectively. Written reviews point the same way: 67% of PlanFocus's written reviews are positive against 0% of Zil.US's.
PlanFocus ships an update every 2 months, Zil.US every 2 weeks. The most recent releases landed on June 3, 2026 and September 21, 2026 respectively.
| Parameter | PlanFocus | Zil.US |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (8 ratings) — better | 2.1 (10 ratings) |
| Positive reviews | 66.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 8 | 10 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 57 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Teachers Insurance and Annuity Association America | onlinecheckwriter |
Customer experience
PlanFocus
Zil.US
In-app purchases
PlanFocus
No in-app purchases
Zil.US
No in-app purchases
