Comparison

Deposit Express vs Zil.US

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Deposit Express

Deposit checks remotely with this mobile banking tool. Designed for U.S. Bank business clients, it allows for quick check deposits without visiting a branch. Secure encryption protects all transmissions.

Highlights
  • Remote check deposit
  • Business banking solution
  • Secure transmissions
  • Easy-to-use interface
  • Smartphone and tablet compatible
Features
Read full description

U.S. Bank Deposit Express is an easy-to-use mobile remote deposit capture solution. In just a few easy steps, you can deposit checks without making a trip to the bank. Please note: You must be a U.S. Bank business client enrolled in Deposit Express to use this mobile application. Before using this application, U.S. Bank must provide you a username and password. For more information about Deposit Express, contact a U.S. Bank Business Banking Specialist at usbank.com/small-business/contact-form.html. The Deposit Express mobile application is free to download. Your mobile carrier may charge access fees depending on your specific plan. Check with your mobile carrier for applicable fees or charges. The U.S. Bank Deposit Express application is supported on Smartphone and tablet devices compatible with iOS versions 9.3 to current. U.S. Bank is committed to protecting your security. No sensitive account information or username and password are ever stored on your mobile device and secure encryption is used to protect all transmissions. Service may be subject to credit approval. Eligibility requirements, other conditions, and fees may apply. Deposit products offered by U.S. Bank National Association. Member FDIC. ©2019 U.S. Bank National Association. All rights reserved.

About

Zil.US

This app offers a comprehensive online banking solution for businesses and individuals. It provides features like free checking accounts, early direct deposit, and tools for building credit. Manage your finances with secure, modern banking tools and no hidden fees.

Highlights
  • Free business/personal checking accounts
  • Early direct deposit
  • Credit builder tool
  • Fee-free ACH and wire transfers
  • Instant and physical Visa cards
  • Card management with custom limits
  • Two-factor authentication
Features
Read full description

Zil.US is an online banking experience that will meet all your business needs. Open a free business or personal checking account. Free, safe security features, overdraft, and get paid two days early with no hidden fee. ALL IN ONE PLATFORM Simple modern Banking, ACH, wire, Credit build, Printable checks, Cash Back, Instant Visa card, Physical Card, multiple cards for many users with customized limits, block card in a single tap. TRUSTED BY BUSINESSES You control your banking with two-factor authentication, instant alert, daily balances, etc., GOODBYE TO HIDDEN FEES No monthly fee, No hidden Fee, No minimum Balance required. A NEW WAY TO BUILD CREDIT Use our modern credit builder and increase your credit score sooner than you think with regular on-time payments. PAY VENDOR, PAYEES, FRIENDS WITH NO TRANSFER FEES Send money to anyone without any transfer fee.

Screenshots

Deposit Express4 screens
Zil.US4 screens

Verdict

The call

The clearest difference is update cadence: Zil.US at every 2 weeks against Deposit Express's every 14 months. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 2.2 for Deposit Express against 2.1 for Zil.US. Both are backed by a comparable volume of ratings — 27 and 10 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

Deposit Express ships an update every 14 months, Zil.US every 2 weeks. The most recent releases landed on July 7, 2026 and September 21, 2026 respectively.

Scorecard1 real difference · 9 level
Deposit Express versus Zil.US: the parameters behind the verdict, then further details
ParameterDeposit ExpressZil.US
PriceFreeFree
Rating2.2 (27 ratings) — better2.1 (10 ratings)
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings27 — better10
Update frequencyEvery 14 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size95 MB51 MB
Age rating4+4+
DeveloperU.S. Bancorponlinecheckwriter

Customer experience

Deposit Express

All ratings25 ratings
Positive36.0%
Neutral4.0%
Negative60.0%
Written reviews7 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Zil.US

All ratings10 ratings
Positive30.0%
Neutral0.0%
Negative70.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Deposit Express

No in-app purchases

None

Zil.US

No in-app purchases

Questions

Is Deposit Express free?
Deposit Express is free to download, with no in-app purchases.
Is Zil.US free?
Zil.US is free to download, with no in-app purchases.
Which has better reviews, Deposit Express or Zil.US?
Deposit Express is rated higher. Deposit Express averages 2.2 out of 5 from 27 ratings, while Zil.US averages 2.1 from 10 ratings.
Do Deposit Express or Zil.US have ads?
Neither Deposit Express nor Zil.US shows ads.
Which is updated more often, Deposit Express or Zil.US?
Deposit Express ships an update every 14 months, and Zil.US every 2 weeks. Most recently, Deposit Express was updated on July 7, 2026 and Zil.US on September 21, 2026.

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