Debt Payoff Box vs Payment Tracker

Pay off credit cards, loans and your mortgage with a clear plan, and see the month you'll be debt-free. Debt Payoff Box is a simple debt payoff planner and tracker with 160K+ downloads and 3,000+ ratings. Add what you owe, pick a strategy and get a month-by-month schedule. No bank login, no account, no ads. Unlimited debts and the Snowball plan are free. YOUR DEBT PAYOFF PLAN IN MINUTES • Add a debt in a few quick steps: name, balance, monthly payment, interest rate. • See your debt-free date after each debt you add. • Credit cards, car loans, student loans, medical bills, personal loans, mortgages: add as many as you have. SNOWBALL OR AVALANCHE • Snowball: smallest balance first, for quick wins. • Avalanche: highest interest rate first, for the least interest. • Your own order: drag debts the way you want to pay them. • See the date and the interest you save with each strategy. PAY OFF DEBT FASTER • Extra each month: add any amount and see your new date. • One-off payments: plan a tax refund, a bonus or a gift ahead. • Debt-free by a date you pick: choose the date and get the monthly amount you need. STAY ON TRACK • A payment schedule for every debt: payment, interest, principal and remaining balance. • See what makes up each payment: the minimum, the extra, paid-off debts and one-offs. • Record a payment when you make it, or fast forward to today in one tap. PRIVATE AND SIMPLE • No bank login and no account. You enter only what you choose. • No ads, and we don't sell your data. • Clean screens that show one thing: how far you are from zero. FREE AND PRO Free: unlimited debts, the Snowball plan, your debt-free date and the payment schedule. Pro: Avalanche, your own order, extra each month, one-off payments and goal date. Choose Yearly or a one-time Lifetime purchase. The Yearly plan renews automatically unless cancelled at least 24 hours before the end of the period. Payment is charged to your Apple Account. Manage or cancel any time in your App Store account settings. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://smartfinanceapps.com/Debtfreebox_privacy_policy.html

A payment tracker that respects your money and your privacy. If you have ever lost track of a forgotten subscription, missed a credit card due date, or wondered how much your monthly bills really add up to, PayLog is built for you. It is the calm alternative to wallet apps, budget spreadsheets and aggressive personal finance dashboards. Every recurring charge, loan installment and one-time payment lives in one place, with no account, no cloud upload, no spreadsheet copy-paste and no third-party server in the loop. The philosophy is simple: a bill tracker should help you see what is coming, not turn your spending into a data product. It is built for adults who want a subscription manager and bill reminder that fits invisibly into their week — students, freelancers, parents juggling household expenses, expats with cards in two currencies. Every feature described below is unlocked only with an auto-renewable subscription purchased inside the app. New users receive a 3 day free trial; you may cancel anytime during the trial to avoid being charged. Open the app and the Pay-To-Do list shows exactly what is due today, this week and overdue, sorted by card or account. Bills, subscriptions and installment tracker entries sit side by side, so the streaming service, the rent, the loan tracker for your car and the recurring payments for your gym are all in one calm view. Each item carries a due date, amount, account, category and remaining months on a loan, with smart reminders firing the right number of days before each charge. The calendar view spans the year, charts break down monthly bills by category, and Home Screen and Lock Screen widgets keep your next payment glanceable from the wrist or the bedside. Multi-currency support with automatic conversion handles travel, foreign cards and expat life, while a quick-add flow logs a payment in seconds. The expense tracker side of PayLog totals outflow by account, by category, by month and by year, surfacing patterns like the subscription tracker bills you forgot or the seasonal spikes you keep missing. You can pause a subscription manager entry while you cancel it, mark an installment paid early, and roll one-time payments into trend charts without losing recurring averages. A budget app feel comes from per-category caps and gentle warnings as you approach the limit, never alarms or shaming. The app ships in 39 languages with full accessibility, VoiceOver and Dynamic Type. Your payment log stays on this device — no account, no cloud upload, no analytics, no third-party server reading your finances. Everything works offline, including reminders, the calendar view, the widgets and the charts. It is designed for people who want a payments app that feels like a notebook on their nightstand, not another finance dashboard demanding their attention. Unlock with Pro: • Unlimited payments beyond the free 5 active items • All widgets, themes and premium app icons • Advanced analytics, budgets and year-over-year trends • PDF and CSV export for taxes or your accountant • Custom categories per card or account Subscription Pricing & Terms Features require a subscription. Pricing and terms available in-app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Manage or cancel your subscription and free-trial conversion in Settings > Apple ID after purchase. Any unused portion of the free-trial period will be forfeited when you purchase a subscription.