OnPoint Mobile vs Root Mortgage

One app for all members - Securely and safely check balances, transfer funds, view transactions and more anywhere, anytime. With OnPoint Mobile you can: • Sign in securely with Touch ID and Face ID (on supported devices). • Manage your bills and pay almost anyone, schedule recurring bill payments and receive eBills. • Send money to anyone in the U.S. with a phone number or email address. • Transfer funds between your OnPoint accounts and your accounts at other financial institutions. • Set travel notifications for your OnPoint debit or credit cards. • Freeze your OnPoint debit or credit card (for peace of mind or if lost or misplaced). • Deposit checks without the need to visit a branch or ATM. • View cleared check images and mobile deposit check images. • Customize account nicknames, preferences, and alerts. • Search transactions to quickly and easily find a specific transaction without endless scrolling. • View eStatements. Additionally, business members can: • Add entitled users and set and control their access rights and limits. • Generate ACH payments, such as payroll. (ACH Agreement required prior to using ACH payment services.)

Root Mortgage Mobile: Mortgage Made Simple Root Mortgage Mobile combines technology with a human-first approach to help you buy a home, refinance, invest, and build long-term financial confidence—all in one place. Available 24/7 at your fingertips! Key Features Before You Apply • Mortgage calculators for payments, affordability, and comparisons • Explore loan programs and options • Start your home loan or refinance application quickly and securely During Your Loan • Get pre-approved and access your pre-approval letter • Track loan status with real-time updates • Securely upload documents • Message your loan advisor anytime After your Loan • Access your file anytime • Communicate with your advisor Root Mortgage - Where deep roots grow into bright futures!