BigPay vs Vircle

With the power to manage your money anywhere, BigPay has one purpose, - to empower you with essential financial services to level up your lives, one transaction at a time. With the flexibility of a mobile app and physical card, we give you the flexibility to improve your spending habits in one place. Benefits include: 1. SIMPLE and EASY EXPENSE TRACKING right in the app 2. SAVE EVERY TIME YOU SPEND with Stashes 3. Pay with PHYSICAL AND VIRTUAL VISA CARD or even make DUITNOW QR PAYMENTS in Malaysia, Singapore, Thailand, and Indonesia 4. FAST, SECURE, AND AFFORDABLE international remittance 5. SEAMLESS bill payments and prepaid mobile top ups in just a few clicks 6. INSTANT money transfers to friends on BigPay, or other local banks via DuitNow 5 Minute Sign Up Download the app, verify your identity, add money to your account and voila your account is set up! So many ways to pay anywhere you go With instant transfers via DuitNow QR, international transfers give you the ability to spend in Malaysia, Singapore, Thailand, and Indonesia. With our physical and virtual Visa cards, the options are limitless – spend and save with BigPay across the globe. You spend it, we track it BigPay automatically categorizes your spending across all your transactions so you always know where your money is going. Track your spending on a monthly and yearly basis and keep tabs of your budget. Send money overseas faster, cheaper and safer Transfer money to friends and family across the globe for little fees and competitive exchange rates. Fast, hassle-free and no hidden fees Everything you need for your everyday payments Use BigPay for all your money needs in one app. Pay your home utility bills such as electricity, water, internet, and more; plus mobile top ups and even lifestyle insurances to give you peace of mind in your daily life. Save when you spend with Stashes! Save a little (or a lot) whenever you spend with Stashes. Create multiple Stashes for all your financial goals Earn points and travel deals Score points for every transaction you make and turn them into travel deals with airasia rewards! Empowering YOU and your money It's our mission to make sure that you have everything you need to be in control of your finances. We give you the power to spend, track, and even start saving. Watch out as we continue building products and services that make managing your money as easy can be.

Vircle enables parents and schools to work together to nurture healthier, brighter and financially responsible children through a state-of-the-art payment and nurturing solution. Vircle brings the best of payments control and parental guidance to help parents raise smart and financially responsible children. Vircle allows parents to provide their children with allowances (pocket money) digitally with accompanying rules on how it can be spent. For a young child, a parent may take a stronger control on their spending control and as they grow into teens, teach them responsible spending and financial literacy by allowing them to make decisions on how they want to spend their money. Vircle allows parents to safely introduce their children to the world of contactless payments in a responsible way within a trusted Family circle.