Flare Account vs PLS Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flare Account
Manage your ACE Flare account conveniently from your mobile device. Check balances, view transactions, send money to friends and family, and deposit checks remotely. This app offers a streamlined way to handle your finances on the go.
- Check account balance
- View transaction history
- Send money to friends and family
- Mobile check deposit
- Access optional Netspend Pre-Funded Check Service
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The ACE FlareTM Account by Pathward, National Association Mobile App* lets you manage your account wherever you are. That means it’s convenient to do things like: • Check your account balance and transaction history • Send money to friends and family** • Access optional Netspend® Pre-Funded Check Service*** • Add money to your account with Mobile Check Capture**** Manage your money on-the-go, it’s convenient. * No charge for this service, but your wireless carrier may charge for messages or data. ** Fees for bank transfers are determined by the transferor’s bank and may be charged to the transferor’s bank account by the service provider or originating bank. No cost for online or mobile Account-to-Account transfers between accounts; a $4.95 fee applies to each such transfer conducted through a Customer Service agent.” *** Terms and conditions apply; see the Netspend Pre-Funded Checks Terms and Conditions for details, including how to opt-in to the Netspend Pre-Funded Checks Service. Netspend Pre-Funded Checks is an optional service of Netspend Corporation. The Check Services is not a product of Pathward, N.A., and Pathward, N.A. does not endorse or provide bank-related services in connection with the Check Services. **** Mobile Check Capture is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your account. Unapproved checks will not be funded to your account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your account. See your Deposit Account Agreement for details
PLS Mobile
Manage your prepaid card finances directly from your phone. Check your balance, view statements, and review transaction history to stay in control of your spending. You can also freeze or unfreeze your card and find nearby store locations.
- Check daily balance
- Freeze/unfreeze prepaid card
- View statements
- Check deposits
- Review card activity
- See transaction history
- Find store locations
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The official mobile app for PLS® customers - designed for 24/7 convenience. The PLS app makes it easy to stay connected to your local PLS store: • Find a PLS store near you using the Store Locator • View available store services • Get real time alerts when your Xpress Benefits® checks are ready for pick up. Then stop by your local PLS store to pick up your check and cash it on the spot! With helpful tools and timely updates, the PLS app helps you manage what matters - right from your phone. Because You Deserve Better!® Download the FREE app today! All trademarks and service marks are the property of their respective owners. PLS Financial Services, Inc. ©2026.
Screenshots
Verdict
Flare Account and PLS Mobile both sit at 4.7 stars, but that hides the real split: 45% of PLS Mobile's written reviews are positive against 33% of Flare Account's. PLS Mobile also leads on ratings volume (20K vs 4.7K). Flare Account's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.6). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Flare Account against 4.7 for PLS Mobile. Both are backed by a comparable volume of ratings — 4.7K and 20K respectively. Written reviews are what separate them: 33% of Flare Account's written reviews are positive against 45% of PLS Mobile's.
Flare Account ships an update every 2 months, PLS Mobile every 6 weeks. The most recent releases landed on October 27, 2026 and November 3, 2026 respectively.
| Parameter | Flare Account | PLS Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (4.7K ratings) — better | 4.7 (20K ratings) |
| Positive reviews | 32.7% of reviews | 45.5% of reviews — better |
| Number of ratings | 4.7K | 20K — better |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 68 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Netspend Corporation | PLS Financial Services, Inc. |
Customer experience
Flare Account
PLS Mobile
User reviews
Flare Account
From 4.7K App Store ratingsWhat we love
- 💳 Great banking services
- 🕰️ Early direct deposit
- 👍 Reliable and accurate
- 🔒 Good security features
- 💯 Long-term customer satisfaction
Room to improve
- 🐛 App crashes and freezes
- 🔍 Difficult to log in
- ⏱️ Slow customer service response
- 💰 Unexpected fees and charges
- 🚫 Discontinued features (mobile check capture)
PLS Mobile
From 20K App Store ratingsWhat we love
- 🚀 Easy to use
- 🔒 Secure transactions
- 👍 Convenient mobile access
- 💡 Helpful customer service
- 🚀 Fast money transfers
Room to improve
- 🐛 Frequent login issues
- 🐛 Unreliable app performance
- 💰 Excessive fees
- 🔒 Difficulty retrieving funds
- 🐛 Unresponsive customer support
Bugs and requests
Flare Account
Reported bugs
3 issues- App not loading or loading blank screen
- Login issues and account lockouts
- Mobile check capture not working
Requested features
4 requests- Bring back mobile check deposit
- Improve app stability and performance
- Enhance customer service experience
- Provide more transparency on fees
PLS Mobile
Reported bugs
3 issues- Error retrieving card information
- Inability to add new cards
- Delayed deposit processing
Requested features
4 requests- Ability to transfer funds between cards
- Integration with other payment apps
- Improved transaction history and notifications
- Multilingual support
In-app purchases
Flare Account
No in-app purchases
PLS Mobile
No in-app purchases









