FBOT Mobile vs Educators Credit Union
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FBOT Mobile
Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, pay bills, and deposit checks directly from your device. Designed for existing Fidelity Bank of Texas online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks
- View latest account balance
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Start banking wherever you are with FBOT Mobile! Available to all Fidelity Bank of Texas online banking customers, FBOT Mobile allows you to check balances, make transfers, pay bills and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Pay Bills -Easily pay bills anytime on the fly. Deposit Checks -Easily make a check deposit. All features may not be available in the tablet application.
Educators Credit Union
Manage your finances on the go with this mobile banking app. Review account activity, transfer funds, pay bills, and deposit checks securely. Easily locate ATMs and branches.
- Review account balances and transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks
- Locate ATMs and branches
- View cleared check images
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Educators Credit Union's Free Mobile Banking Application - optimized for iPhone and iPad devices. Features • Review account balances and transactions • Transfer funds between accounts • Pay bills • View copies of cleared checks • Locate surcharge-free ATMs and Educators Credit Union branches • Deposit checks Safe and Secure Educators Credit Union uses SSL (Secure Socket Layer) encryption to communicate securely through all mobile devices.
Screenshots
Verdict
The clearest difference is ratings volume: Educators Credit Union at 1.2K against FBOT Mobile's 67. Educators Credit Union also leads on rating (4.8 vs 4.6). FBOT Mobile's advantage is update cadence (every 6 weeks vs every 3 months) and review sentiment (75% vs 67%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Educators Credit Union holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Educators Credit Union has 1.2K ratings behind it against 67, so its average is the more settled of the two. Written reviews complicate that: 75% of FBOT Mobile's written reviews are positive against 67% of Educators Credit Union's, so the app with the better star average is not the one people write more warmly about.
FBOT Mobile ships an update every 6 weeks, Educators Credit Union every 3 months. The most recent releases landed on October 5, 2026 and October 15, 2026 respectively.
| Parameter | FBOT Mobile | Educators Credit Union |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (67 ratings) | 4.8 (1.2K ratings) — better |
| Positive reviews | 75.0% of reviews — better | 66.7% of reviews |
| Number of ratings | 67 | 1.2K — better |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 148 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | Fidelity Bank of Texas | Educators CU |
Customer experience
FBOT Mobile
Educators Credit Union
In-app purchases
FBOT Mobile
No in-app purchases
Educators Credit Union
No in-app purchases
Questions
Is FBOT Mobile free?
Is Educators Credit Union free?
Which has better reviews, FBOT Mobile or Educators Credit Union?
Do FBOT Mobile or Educators Credit Union have ads?
Which is updated more often, FBOT Mobile or Educators Credit Union?
Other comparisons
